


LEWISVILLE VALLEY 1 BLK B LOT 12
Bedrooms
Bathrooms
Sq Ft
Year Built
12 ott FILED EG) EOF TS No,: 2025-01229-TX 95007 23 AM 8:3
23-000481-673 cep true ed. TER Notice of [Substitute] Trustee Sale». --“"~ - Assert and protect your ri: as amem f forces of the United States. If yo or your spouse is serying on actiye milit: uty, including active military dut: member of Nation: rd or the tional Guard of another state or as er of a res component of the arm f the United Stat please send written notice of the active duty military service to the sender of this notice immediately. 1. Date, Time and Place of Sale. 12/02/2025 The sale will begin at 10:00 AM or not later than three hours after that time Denton County, Texas at the following location: THE COURTYARD AREA OF THE SOUTHWEST CORNER OF THE DENTON COUNTY COURTS BUILDING ORAS DESIGNATED BY THE COUNTY COMMISSIONER'S OFFICE PURSUANT TO SECT! ION 51.002 OF THE TEXAS PROPERTY CODE AS THE PLACE WHERE FORECLOSURE SALES ARE TO TAKE PLACE OR AS DESIGNATED BY THE COUNTY COMMISSIONERS Property Address: 1320 BEECHWOOD DR, LEWISVILLE, TX 75067-3306 2. Terms of Sale: The sale will be conducted as a public auction to the highest bidder for cash. Pursuant to the deed of trust, the mortgagee has the right to direct the Trustee to sell the property in one or more parcels and/or to sell all or only part of the property. Pursuant to section 51.009 of the Texas Property Code, the property will be sold in AS IS, WHERE IS condition, without any express or implied warranties, except as to the warranties of title, if any, provided for under the deed of trust. Any conveyance of the property is subject to all matters of record affecting the property. 3. Instrument to be Foreclosed: The instrument to be foreclosed is the Deed of Trust or Contract Lien dated 10/31/2005 and recorded 11/14/2005 in Document 2005-141920 » teal property records of Denton County, Texas, with ARTURO RAMIREZ, AN UNMARRIED MAN grantor(s) and OPTION ONE MORTGAGE CORPORATION, A CALIFORNIA CORPORATION as Lender, Deutsche Bank National Trust Company, as Trustee for HSI Asset Securitization Corporation Trust 2006-OPT3, Mortgage-Pass-Through Certificates, Series 2006-OPT3 as Beneficiary. 4. Appointment of Substitute Trustee: In accordance with Texas Property Code Sec. 51.0076, the undersigned authorized agent for the mortgage servicer has named and appointed, and by these presents does name and appoint AVT Title Services, LLC, located at 5177 Richmond Avenue Suite 1230, Houston, TX 77056, Substitute Trustee to act under and by virtue of said Deed of Trust. 5. Obligation Secured: Deed of Trust or Contract Lien executed by ARTURO RAMIREZ, AN UNMARRIED MAN, securing the payment of the indebtedness in the original principal amount of $83,920.00, and obligations therein desoribed including but not limited to the promissory note; and all modifications, renewals and extensions of the promissory note. Deutsche Bank National Trust Company, as Trustee for HSI Asset Securitization Corporation Trust 2006-OPT3, Mortgage-Pass-Through Certificates, Series 2006-OPTS is the current mortgagee of the note and deed of trust or contract lien. Version 1.1 TX NOS 0217 Page 1 of 3  TS No.: 2025-01229-TX 23-000481-673 Notice of [Substitute] Trustee Sale 6. Default: A default has occurred in the payment of indebtedness, and the same is now wholly due, and the owner and holder has requested to sell said property to satisfy said indebtedness. 7. Property to be sold: The property to be sold is described as follows: Being Lot 12, in Block B, of LEWISVILLE VALLEY, FIRST INSTALLMENT, an Addition to the City of Lewisville, Denton County, Texas according to the Map thereof recorded in Volume 6, Page 48 of the Map Records of Denton County, Texas. 8. Mortgage Servicer Information: The Mortgage Servicer is authorized to represent the Mortgages by virtue of a servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code § 51.0025, the Mortgage Servicer is authorized to collect the debt and to administer any resulting foreclosure of the lien securing the property referenced above. PHH Mortgage Corporation, 2s Mortgage Servicer, is representing the current mortgagee, whose address is: C/O PHH Mortgage Corporation PO BOX 24605 West Palm Beach, FL 33416-4605 Phone: 877-744-2506 Vorsion 1.1 TX NOS 0217 Page 2 of 3  TS No.: 2025-01229-TX 23-000481-673 Notice of [Substitute] Trustee Sale 9. Limitation of Damages: If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the funds paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's attorney. TR’ THE $ TRUSTEE(S) IDE; D TO SELL THE PROPERTY D ED IN SEC Ss’ IDE D NOTICE LE. PERSON Si G THIS NO IS ATTORNEY OR AUTH! ED AGENT OF MORTGAGEE OR
 MORTGAGE SERVICER. Date: October 15, 2025
 Telephone: 855-427-2204 Fax: 866-960-8298 For additional sale information visit: www.auction.com or (800) 280-2832 POWER DEFAULT SERVICES, INC. MAY BE ACTING ASA DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE, Certificate of Posting Tam Donna Stockman winose address i 9 ANT Title Services, LLC, 5177 Richmond Avenue, Suite 1230, Houston, TX 77056. I declare under penalty of perjury that on I filed this Notice of Foreclosure Sale at the office of the Denton County Clerk and caused it to be posted at the location directed by the Denton County Commissioners Court. Version 1,1 TX NOS 0217 Page 3 of 3
Bed, Bath, Estimated value: $503,091 Avg ($/sqft: 225, 4 Bed , 2 Bath) # listed: 6
Appraised Value
$305,607
Default Amount
$83,920
Potential Savings: $221,687
Auction Date
December 2, 2025
Foreclosure Type
mortgage
Current Owner
RAMIREZ, ARTURO
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