MCCASLAND, BLOCK PT OF S PT 88
Bedrooms
Bathrooms
Sq Ft
Year Built
2025 AUG 11 AM 10: 07
311 MAY ST J R 00000010545176
ROYSE CITY, TX 75189 ROCKW,
NOTICE OF [SUBSTITUTE] rnustet'ssate(0)
Assert_and_protect_your_rights_as_a member of the armed forces _of the United States. If you_are or your spouse_is
serving on active military duty, including active military duty _as_a_member_of_the Texas National Guard _or_the
National Guard of another _state_or_as_a_member_ of _a_reserve component _of the armed forces of the United States
lease send written notice of the active duty military service to the sender of this notice immediately.
1. Date, Time, and Place of Sale.
Date: October 07, 2025
Time: The sale will begin at 12:00 PM or not later than three hours after that time.
Place: THE AREA IMMEDIATELY OUTSIDE THE FRONT STEPS OF THE ROCKWALL COUNTY
COURTHOUSE, LOCATED AT 1111 YELLOWJACKET LN, ROCKWALL OR AS DESIGNATED BY THE
COUNTY COMMISSIONERS or as designated by the county commissioners.
2. Terms of Sale. Cash.
3. Instrument to be Foreclosed. The Instrument to be foreclosed is the Deed of Trust or Contract Lien dated August 03,
2018 and recorded in Document INSTRUMENT NO. 20180000014151; AS AFFECTED BY LOAN MODIFICATION
AGREEMENTS INSTRUMENT
NO'S. — 20200000015833, — 20220000005661, — 20230000007422,
20240000003178
_&
20240000018950 real property records of ROCKWALL County, Texas, with MARTIN TOVAR AND MARIA TOVAR,
HUSBAND AND WIFE, grantor(s) and MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (7MERS”) AS
NOMINEE, mortgagee.
4. Obligations Secured. Deed of Trust or Contract Lien executed by MARTIN TOVAR AND MARIA TOVAR,
HUSBAND AND WIFE, securing the payment of the indebtednesses in the original principal amount of $137,362.00, and
obligations therein described including but not limited to the promissory note and all modifications, renewals and extensions
of the promissory note. MIDFIRST BANK is the current mortgagee of the note and Deed of Trust or Contract Lien.
5. Property to Be Sold. The property to be sold is described in the attached Exhibit A.
6. Mortgage Servicer Information. The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a
servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code § 51.0025, the
Mortgage Servicer is authorized to collect the debt and to administer any resulting foreclosure of the lien securing the
Property referenced above. MIDLAND MORTGAGE, A DIVISION OF MIDFIRST BANK, as Mortgage Servicer, is
representing the current mortgagee, whose address is:
c/o MIDLAND MORTGAGE, A DIVISION OF MIDFIRST BANK
999 N.W. GRAND BLVD
STE 110
OKLAHOMA CITY, OK 73118-6077
IONIAN AA
FCTX_NTSS.1pt (11/17/2020)-S_Ver-03 NTSS00000010545176 Page 1 of 3
311 MAY ST 00000010545176
ROYSE CITY, TX 75189
THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY
DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE THE PERSON
SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR
MORTGAGE SERVICER.
The undersigned as attomey for the mortgagee or mortgage servicer does herby remove the original trustee and all successor
substitute trustees and appoints in their steed RAMIRO CUEVAS, AURORA CAMPOS, JONATHAN HARRISON,
PATRICK ZWIERS, DARLA BOETTCHER, DANA KAMIN, LISA BRUNO, ANGIE
USELTON, TONYA
WASHINGTON, MERYL OLSEN, MISTY MCMILLAN, TIFFINEY BRUTON, TIONNA HADNOT, AUCTION.COM,
TERRY WATERS, JACK BECKMAN, DAVID STOCKMAN, GUY WIGGS, DONNA STOCKMAN, MICHELLE
SCHWARTZ, KATHY ARRINGTON, JANET PINDER, BRANDY BACON, JAMIE DWORSKY, STOCKMAN
FORECLOSURE SERVICES INC.,JUDITH A. FRAPPIER, ROBERT FORSTER, JEFFREY FLEMING, whose address is
c/o BARRETT DAFFIN FRAPPIER TURNER & ENGEL, LLP, 4004 Belt Line Road, Suite 100, Addison, Texas
75001-4320 as Substitute Trustee, who shall hereafter exercise all powers and duties set aside to the said original trustee
under the said Deed of Trust; and, further does hereby request, authorize, and instruct said Substitute Trustee to conduct and
direct the execution of remedies set aside to the beneficiary therein.
Oe Le
Israel Saucedo
Certificate of Postin:
'
My name is MA chelle Pangle , and my address is c/o 4004 Belt Line Road, Suite 100,
Addison, Texas 75001-4320. 1 declare under penalty of perjury that on %-([- x 2 I filed at the office
of the ROCKWALL County Clerk and caused to be posted at the ROCKWALL County courthouse this notice of sale.
Declarants Name: WW chow Dan 4 \d
Date: ®-\\- 29
FCTX_NTSS. rpt (11/17/2020)-S_ Ver-03 Page 2 of 3
311 MAY ST 00000010545176
ROYSE CITY, TX 75189
000000 10545176 ROCKWALL
ALL THAT CERTAIN PARCEL OF LAND SITUATE IN THE COUNTY OF ROCKWALL AND STATE OF TEXAS, BEING
BOUNDED AND DESCRIBED AS FOLLOWS:
BEING ALL THAT CERTAIN LOT, TRACT OR PARCEL OF LAND SITUATED IN THE CITY OF ROYSE CITY, ROCKWALL
COUNTY, TEXAS, AND BEING A PART OF LOT 88 OF THE ORIGINAL TOWN OF ROYSE CITY, ACCORDING TO THE PLAT
THEREOF RECORDED IN VOLUME H, PAGES 288 AND 289, OF THE DEED RECORDS OF ROCKWALL COUNTY, TEXAS,
AND BEING THE SAME PROPERTY DESCRIBED IN DEED RECORDED IN VOLUME 2054, PAGE 100, OF THE DEED
RECORDS OF ROCKWALL COUNTY, TEXAS AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS:
BEGINNING AT A 1/2" IRON ROD FOUND AT THE SOUTHEAST CORNER OF SAID LOT 88 AT THE INTERSECTION OF THE
WEST LINE OF MAY STREET WITH THE NORTH LINE OF LAMAR STREET;
THENCE NORTH 88°40'00". WEST ALONG THE NORTH LINE OF SAID LAMAR STREET AND THE SOUTH LINE OF SAID
LOT 88 A DISTANCE OF 82.00 FEET TOA 1/2" IRON ROD FOR A CORNER;
THENCE NORTH 01°10'00" EAST AND PARALLEL WITH THE EAST LINE OF SAID LOT 88 A DISTANCE OF 96.00 FEET TO A
1/2" IRON ROD FOR A CORNER NEAR THE BASE OF A CYCLONE FENCE POST;
THENCE SOUTH 88°40'00" EAST AND PARALLEL TO THE SOUTH LINE OF SAID LOT 88 A DISTANCE OF 82.00 FEET TO A
1/2" IRON ROD FOR A CORNER IN THE EAST LINE OF SAID LOT 88 AND THE WEST LINE OF SAID MAY STREET; -
THENCE SOUTH 01°10'00" WEST ALONG SAID COMMON LINE A DISTANCE OF 96.00 FEET TO THE PLACE OF BEGINNING
AND CONTAINING 0.181 ACRE OF LAND MORE OR LESS.
FCTX_NTSS.1pt (11/17/2020)-S Ver-03 Page 3 of 3
Appraised Value
$245,896
Default Amount
$137,362
Potential Savings: $108,534
Auction Date
October 7, 2025 12PM
Foreclosure Type
mortgage
Current Owner
TOVAR MARTIN AND MARIA
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