108 W HICKORY ST

KAUFMAN ORIGINAL BLOCK 2 HICKORY SQUARE RETIREMENT

FILED FOR RECORD KAUFMAN CO. TE¥A-
[space above this line for recording purposes] NOTICE OF SUBSTITUTE TRUSTEE'S SALE DATE: August 6, 2025 NOTE: Promissory Note described as follows: Date: December 16, 2024 Borrower: —Rosehaven Retirement Residences, Inc. Lender: World Business Lenders, LLC Original Principal Amount: $611,000 (Note). DEED OF TRUST: Deed of Trust, Assignment of Leases and Rents and Security Agreement described as follows: Date: December 17, 2024 Grantor: Wendy G. Manning and Rosehaven Retirement Residences, Inc. Trustee: William Shaddock Beneficiary: World Business Lenders, LIC Recorded: In the Official Public Records of Kaufman County, Texas on December 26, 2024 as document 2024-0039449, (Deed of Trust). CURRENT LENDER/MORTGAGEE: WBL SPO I, LLC (WBL SPO I) (Lender/Mortgagee). BORROWER/MORTGAGOR: Roschaven Retirement Residences, Inc. (Borrower/Mortgagor).
NOTICE OF SUBSTITUTE TRUSTEE'S SALE a Page | of 5 108 W. Hickory Street, Kaufman, Texas 75142 PROPERTY: The real property more particularly described on exhibit A, attached hereto, together with and any and all personal property and fixtures described in the Deed of Trust (Property). SUBSTITUTE TRUSTEE(S), ADDRESSES AND PHONE NUMBERS: Lender/Mortgagee hereby authorizes its undersigned attorney to appoint the following substitute trustees to succeed to all title, powers and duties of the original trustee appointed in the Deed of Trust pursuant to Texas Property Code section 51.0075: Michael J. McKleroy Hinshaw & Culbertson, LLP 1717 Main Street, Suite 3625 Dallas, Texas 75201 945-229-6380 Matthew W. Lindsey Hinshaw & Culbertson, LLP 1717 Main Street, Suite 3625 Dallas, Texas 75201 945-229-6380 Fred Ramos Hinshaw & Culbertson, LLP 5151 San Felipe, Suite 1380 Houston, Texas 77056 346-344-4500 (Substitute Trustee(s)). DATE, TIME AND PLACE OF SUBSTITUTE TRUSTEE'S SALE: A _non-judicial foreclosure sale will take place at the following date. time and place pursuant to Texas Property Code section 51,002 and the Deed of Trust: Date: ~ September 2, 2025 _ Time: ‘Commencing at 10:00 a.m. or not later than 3 hours after 10:00 a.m. Pla
8 At the front steps of the Kaufman County Courthouse located at 100 West Mulberry Street, Kaufman, Texas 75142 or, if the preceding area is no longer the designated area, at the area most recently designated by the Kaufman County Commissioner's Court.
(Substitute Trustee's Sale) A default has occurred in the payment of the Note and in the performance of the obligations of the Deed of Trust securing the Note. Because of such default, Lender/Mortgagee has requested each
NOTICE OF SUBSTITUTE TRUSTEE'S SALE Page 2 of S 108 W Hickory Street. Kaufman, Texas 75142 and any of the Substitute Trustee(s) to sell the Property at the Substitute Trustee's Sale in accordance with the Deed of Trust and applicable law. The Deed of Trust encumbers both real and personal property and fixtures. Formal notice is hereby given of the Lender/Mortgagee's election to proceed against and sell the real property and any and all personal property and fixtures described in the Deed of Trust, in accordance with the Lender/Mortgagee's rights and remedies under the Deed of Trust, Texas Property Code chapter 51 and Texas Business and Commerce Code (Texas UCC) section 9.604(a). Notice is hereby given that on the date and time and at the place of Substitute Trustee's Sale identified above, any of the Substitute Trustee(s) herein appointed, or such other substitute trustee as the Lender/Mortgagee may subsequently appoint, will sell the Property by public sale to the highest bidder for cash or acceptable certified funds, in accordance with the Deed of Trust and applicable law. ‘The Substitute Trustee's Sale will be conducted as a public auction, and the Property secured by the Deed of Trust, including, without limitation, all right, title, interest, and privilege of Borrower/Mortgagor to any real property described in exhibit A attached hereto. The sale and conveyance of the Property will be subject to all matters of record applicable to the Property which are superior to the Deed of Trust and to the permitted exceptions to title, if any, described in the Deed of Trust. Substitute Trustee(s) has not made and will not make any covenants, representations, or warranties concerning the Property other than providing the successful bidder at the sale with a deed to the Property containing any warranties of title required by the Deed of Trust and applicable law. Pursuant to Texas Property Code section 51.009, the Property will be sold "AS IS" AND "WHERE IS" AND WITHOUT REPRESENTATION OR WARRANTY OF ANY KIND BY SUBSTITUTE TRUSTEE(S), EXPRESS, IMPLIED, STATUTORY, QUASI STATUTORY, OR OTHERWISE, ANY WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE BEING EXPRESSLY DISCLAIMED. NEITHER LENDER/MORTGAGEE NOR THE SUBSTITUTE TRUSTEE(S) MAKE ANY REPRESENTATIONS OR WARRANTIES WITH RESPECT TO COMPLIANCE WITH LAWS, RULES, AGREEMENTS, OR SPECIFICATIONS NOR WITH RESPECT TO CONDITION, QUALITY, CAPACITY, DESIGN, OPERATION, ABSENCE OF ANY LATENT DEFECTS, OR ANY OTHER WARRANTY OR REPRESENTATION WHATSOEVER WITH RESPECT TO THE PROPERTY, ALL OF WHICH SHALL BE EXPRESSLY WAIVED BY THE PURCHASER AT THE FORECLOSURE SALE, Prospective bidders are advised to conduct an independent investigation of the nature and physical condition of the Property. Pursuant to Texas Property Code section 51.0075(a), Substitute Trustee(s) reserves the right to set further reasonable conditions for conducting the Substitute Trustee's Sale. Any such further conditions shall be announced before bidding is opened for the first sale of the day held by Substitute Trustee(s). NOTICE OF SUBSTITUTE TRUSTEE'S SALE Page 3 of 5 108 W. Hickory Street, Kaufman, Texas 75142 Assert and protect your rights as a member of the armed forces of the United States. If you are or your spouse is serving on active military duty, including active military duty as a member of the Texas National Guard or the National Guard of another state or as a member of a reserve component of the armed forces of the United States, please send written notice of the active duty military service to the sender of this notice immediately.



THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE, THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE LENDER/MORTGAGEE. Dated: August 6, 2025 Substitute trustee: “ / SO- Michael J.McKleroy, ir. SS Hinshaw & Culbertson, LLP 1717 Mair Street, Suite 3625 Dallas, Texas 75201 Telephone 945-229-6380 NOTICE OF SUBSTITUTE TRUSTEE'SSALE Page 4 of 5 108 W. Hickory Street, Kaufman, Texas 75142 EXHIBIT A The following real estate situated in Kaufman County, Texas, together with all buildings, structures, and other improvements (such buildings, structures, fixtures and other improvements) now or hereafter situated thereon: All of Block Number Two (2), as shown by the Original Plat of the Town of Kaufman, Texas, and shown of record in Volume "I", Page 133, Deed Records, Kaufman County, Texas. Commonly Known As: 108 W Hickory St., Kaufman, Texas 75142 Parcel ID: 28409 PREPARED BY AND RETURN TO AFTER RECORDING: Michael J. McKleroy Hinshaw & Culbertson, LLP 1717 Main Street, Suite 3625 Dallas, Texas 75201 NOTICE OF SUBSTITUTE TRUSTEE'S SALE Page Sof 5 108 W. Hickory Street, Kaufinan, Texas 75142