406 N JEFFERSON ST

KAUFMAN ORIGINAL, BLOCK 3, LOT 3,4

NOTICE OF SUBSTITUTE TRUSTEE SALE Grantor(s)/Mortgagor(s): JOVANNY CISNEROS. A SINGLE MAN Current Beneficiary/Mortgagee: GUILD MORTGAGE COMPANY, LLC
Deed of Trust Date: 812/2022 Original Beneficiary/Mortgagee: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC, (“MERS”) SOLELY AS A NOMINEE FOR GUILD MORTGAGE COMPANY LLC, ITS SUCCESSORS AND ASSIGNS Recorded in: \ Volume: N/A Page: N/A Instrument No: 2022-0031268 Mortgage Servicer: Guild Mortgage Company LLC is representing the Current | Beneficiary/Mortgagee under a servicing agreement with the Current | Beneficiary/Mory _ Date of Sale: 11) 5 Earliest Time Sale Will Begin: | i | Place of Sale of Property: Kaufman County Courthouse, 1902 US Highway 175, Kaufman TX 75142 OR IN THE AREA DESIGNATED BY THE COMMISSIONER'S COURT, PURSUANT TO SECTION 51.002 OF THE TEXAS PROPERTY CODE,














Property County: KAUFMAN











“Mortgage Servicer’s Address: 5887 Copley Drive, San Diego, CA 92111





















Legal Description: BEING ALL TIIAT CERTAIN LOT TRACT OR PARCEL OF LAND LOCATED IN THE J.B, COLE SURVEY, A-84, CITY OF KAUFMAN, KAUFMAN COUNTY, TEXAS BEING DESCRIBED AS LOT 4 AND PART OF LOT 3, BLOCK 3, OF THE ORIGINAL TOWN OF KAUFMAN, ACCORDING TO THE PLAT RECORDED IN CABINET 1, ENVELOPE 2 OF THE PLAT RECORDS, KAUFMAN COUNTY, TEXAS ALSO BEING DESCRIBED AS ALL OF A CALLED 0.161 ACRE TRACT OF LAND DESCRIBED IN DEED TO RANDY STERLING RECORDED IN VOLUME $250, PAGE 263, OF THE DEED RECORDS KAUFMAN COUNTY, TEXAS (DRKCT). SAID LOT TRACT OR PARCEL OF LAND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS IN EXHIBIT "A" ATTACHED HERETO AND INCORPORATED HEREIN FOR ALL PURPOSES. Th accordance with TEx. PROP, CODE §51.0076 and the Deed of Trust referenced ahove, the undersigned as attomey for Mortgagee or Mortgage Servicer docs hereby remove the original Trustee and all successor substitute trustees and appoists in their stead, Terry Waters, Bruce Miller, Ashlee Luna, Ramiro Cuevus, Patrick Zwiers, Shawn Schilter, Darla Boettcher, Lise Bruno, Angic Uselton, Conrad Wallace, Tonya Washington, Misty McMillan, Tionna Hadnot, Auction.com LLC, Randy Daniel or Cindy Daniel or Jim O'Bryant, Cole Patton, Myra Homayoun, Thuy Frazier, McCarthy & Holthus, LLP. us Substitute Trastec, who shall hereafter exercise all powers and duties set aside to the said original Trustee under there said Deed of Trust; and, further, docs hereby request, authorize, and instruct said Substitute Trustee to conduct and direct the execution of remedies set aside to the beneficiary therem The Substitute Trustee will sell the property by public auction to the highest bidder for cash at the place and dale specified. ‘The sate will begin at che earliest time stated ubove or within three (3) hours after thal time.
The Property will be sold "AS Without uny express or mplicd warranties, except as lo warranties of tle, and ar the purchaser's uwn risk, pursuant to the terms of TEX. PROP, CODE §51,002 and §51.009. Prospective bidders are advised to conduct an independent investigation of the nature and physical condition of the Property. Substitute Trustee reserves the right tu set further reasonable conditions for conducting the public auction, Any such further conditions shall be announced before bidding is opened for the first sale of the day held by Substitute Trustee, THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. NOTICE PURSUANT TO TEX. PROP, CODE § $1.002(1): ASSERT AND PROTECT YOUR RIGHTS AS MEMBER OF THE ARMED FORCES OF THE UNITED STATES, IF YOU OR YOUR SPOUSE. ARE SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OF THE TEXAS NATIONAL OR THE NATIONAL GUARD OF ANOTHER STATE OR AS A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY. Dated: 9/16/2025 Thuy Frazier, Attorney


Substitute Trustee
McCarthy & Holthus, LLP cfo Auction.com 1255 West 15th Street, Suite 1060 1255 West 15th Street, Suite [060 Plano, TX 75075 Plano, TX 75075 Attocneys for Guild Mortgage Company LLC https.::’sales. hyholthus.com:


c = MH File Number: TX-25-|22159-POS wo Se T.oan Type: FHA = TX-25-122159-POS EXHIBIT “A” BEING ALL THAT CERTAIN LOT TRACT OR PARCEL OF LAND LOCATED IN THE 3.8, COLE Teka ALG Git Coen te ET OF A Cake TEXAS. ALSO BEING DESCRIBED AS ALL OF A CALLED 0,161 ACRE TRACT OF LAND DESCRIBED IN DEED TO RANDY STERLING RECORDED IN VOLUME 5250, PAGE 263, OF THE DEED RECORDS KAUFMAN COUNTY, TEXAS (DRKCT). SAID LOT TRACT OR PARCEL OF LAND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT A “2” IRON ROD SET WITH A PLASTIC CAP STAMPED #4207 AT THE INTERSECTION OF F.M. 987 (NORTH JEFFERSON STREET) AND WEST FIRST STREET, BEING THE NORTHWEST CORNER OF BLOCK 3, LOT 4, THE STERLING TRACT AND THIS TRACT; THENCE, S 69° 1S’ 45" £, 70.01 FEET ALONG THE SOUTH LINE OF WEST FIRST STREET, BEING THE NORTH LINE OF THIS TRACT, PASSING THE NORTHEAST CORNER OF LOT 4.10 A “K’ MARK FOUND IN CONCRETE IN THE NORTH LINE OF LOT 3, THE NORTHWEST CORNER OF THE CHARLES G. AND VENETIA L. DOSTER TRACT AS DESCRIBED IN DEED RECORDED IN DOCUMENT # 2008-00003156 OF THE DRKCT, BEING THE NORTHEAST CORNER OF THE STERLING TRACT AND THIS TRACT, FROM WHICH A 3/8” IRON ROD FOUND AY THE NORTHEAST CORNER OF BLOCK 3 BEARS $ 89° 15’ 45" E, 130.00 FEET; THENCE, SOUTH, 110.41 FEET ALONG THE COMMON LINE OF THE DOSTER TRACT AND THIS TRACT TO A FENCE CORNER FOUND IN THE NORTH LINE OF LOT 6 AND THE MATTHEW W. MUNCRIEF TRACT AS DESCRIBED IN DEED RECORDED IN VOLUME 2871, PAGE 80 OF THE DRKCT, BEING THE SOUTHEAST CORNER OF THIS TRACT, WHICH BEARS N 89° 15° 45° W, 24.71 FEET FROM A 60D NAIL FOUND AT THE NORTHWEST CORNER OF THE KIMELA H. AND W. THOMAS 0,2433 ACRE TRACT AS DESCRIBED IN DEED RECORDED IN VOLUME 5637, PAGE 67 OF THE DRKCT; THENCE, N 89° 15° 45" W, 70.01 FEET ALONG THE COMMON LINE OF THE MUNCRIEF TRACT AND THIS TRACT, PASSING THE NORTHWEST CORNER OF LOT 6 TO A POINT IN THE EAST LINE OF F.M. 987, THE WEST LINE OF BLOCK 3, THE NORTHWEST CORNER OF LOT 5, BEING THE SOUTHWEST CORNER OF LOT 4, THE STERLING TRACT AND THIS. TRACT, FROM WHICH A GOD NAIL FOUND BEARS S 46° 01° 10° W, 6.48 FEET, WHICH BEARS NORTH 100.00 FEET FROM THE SOUTHWEST CORNER OF BLOCK 3; THENCE, NORTH (REF. SEARING), 110.41 FEET ALONG THE EAST LINE OF F.M. 987, BEING THE WEST LINE OF THIS TRACT TO THE POINT OF BEGINNING AND CONTAINING 0.18 ACRES OF LAND MORE OR LESS.