MACK 4 BLK 7 LOT 13
Bedrooms
Bathrooms
Sq Ft
Year Built
)/073 NOTICE OF CONFIDENTIALITY RIGHTS: IF YOU ARE A NATURAL PERSON, YOU_MAY MOVE OR STRIKE ANY OR ALL OF THE FOLLOWING INFORMATION FROM ANY INSTRUMENT THAT TRANSFERS AN INTEREST IN REAL PROPERTY BEFORE IT IS FILED FOR RECORD IN THE PUBLIC RECORDS: YOUR SOCIAL SECURITY NUMBER OR YOUR DRIVER'S LICENSE NUMBER. NOTICE OF SUBSTITUTE TRUSTEE’S SALE AND APPOINTMENT OF SUBSTITUTE TRUSTEES THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO‘SELL_THE PROPERTY DESCRIBED _IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOT SALE. THE PERSON SIGNING THI TICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. = ! 3
weet) Hee Wd ¢- dS Se GuOdd uOs GAM NOTICE OF SUBSTITUTE TRUSTEE’S SALE ay o MD... DATE: AUGUST 28, 2025 NOTE: Adjustable Rate Note described as follows: | = = Date: JUNE 4, 2004 z 8 Maker: NELSON G. ESPARZA ae ~ Payee: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2004-6 successor to original lender Original Principal * Amount: $96,900.00 DEED OF TRUST: Deed of Trust described as follows: Date: JUNE 4, 2004 Grantor: NELSON G. ESPARZA AND SILVIA LIMONES, HUSBAND AND WIFE Trustee: CTC REAL ESTATE SERVICES Beneficiary: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2004-6 successor to original lender Recorded: INSTRUMENT NO. 2004-82293, WHICH WAS RECORDED IN THE REAL PROPERTY RECORDS OF DENTON COUNTY, TEXAS. LENDER: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., Page | of 6 ASSET-BACKED CERTIFICATES, SERIES 2004-6 BORROWERS: NELSON ESPARZA PROPERTY: The property described as follows: THE PROPERTY LOCATED IN DENTON COUNTY, TEXAS, INCLUDING PERSONAL PROPERTY, IF ANY, AS DESCRIBED IN THE DEED OF TRUST AND IN EXHIBIT _A, ATTACHED HERETO AND INCORPORATED HEREIN FOR ALL PURPOSES, together with all buildings, structures, fixtures and improvements thereon and any and all appurtenances and rights thereto, SAVE AND EXCEPT ANY AND ALL LOTS OR PORTIONS THEREOF THAT HAVE BEEN RELEASED OF RECORD BY THE HOLDER OF THE DEED OF TRUST. SUBSTITUTE TRUSTEE: CAROL DUNMON, FRANCESCA ORTOLANI, MARY MANCUSO, SHELLEY ORTOLANI, MICHELE HREHA, DAVID STOCKMAN, GUY WIGGS, BRENDA WIGGS, DONNA STOCKMAN, JANET PINDER, BRANDY BACON, MICHELLE SCHWARTZ, JAMIE DWORSKY, ANGELA COOPER, PAYTON HREHA, JEFF BENTON, KELLY GODDARD AND DAVID GARVIN. Substitute Trustee’s Mailing Address: c/o SettlePou 3333 Lee Parkway, Eighth Floor Dallas, Texas 75219 DATE AND TIME OF SUBSTITUTE TRUSTEE'S SALE OF PROPERTY: OCTOBER 7, 2025, the first Tuesday of the month, to commence at 10:00 A.M., or within three (3) hours after that time. PLACE OF SUBSTITUTE TRUSTEE'S SALE OF PROPERTY: In DENTON County, Texas, at THE DENTON COUNTY COURTS BUILDING, 1450 EAST MCKINNEY STREET, DENTON, TEXAS 76209 OR AS DESIGNATED BY THE COUNTY COMMISSIONER'S OFFICE. RECITALS Lender, the owner and holder of the Note and the Deed of Trust lien under Texas Property Code Section 51.002, has requested that Substitute Trustee sell the Property according to the terms of the Deed of Trust and applicable law due to a default in the payment of the Note and/or in the performance of the obligations under the Deed of Trust that secures the Note. Formal notice is now given of Lender’s election to proceed against and sell the real property described in the Deed of Trust, consistent with Lender’s rights and remedies under the Deed of Trust and applicable law. Page 2 of 6 Therefore, notice is given that on the Date and Time of Substitute Trustee’s Sale of Property and at the Place of Substitute Trustee’s Sale of Property, I, as Substitute Trustee, or any other substitute trustee Lender may appoint, will sell the Property by public sale to the highest bidder for cash or acceptable certified funds, according to the Deed of Trust and applicable law. The sale and conveyance of the Property will be subject to all matters of record applicable to the Property that are superior to the Deed of Trust and to any permitted exceptions to title described in the Deed of Trust. Substitute Trustee has not made and will not make any covenants, representations, or warranties about the Property other than providing the successful bidder at the sale with a deed to the Property containing any warranties of title required by the Deed of Trust. The Property will be sold AS IS, WHERE IS, AND WITH ALL FAULTS. ASSERT AND PROTECT YOUR RIGHTS AS A MEMBER OF THE ARMED FORCES OF THE UNITED STATES. IF YOU ARE OR YOUR SPOUSE IS SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OF THE TEXAS NATIONAL GUARD OR THE NATIONAL GUARD OF ANOTHER STATE OR AS_A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITAR RVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY. APPOINTMENT OF SUBSTITUTE TRUSTEE DEED OF TRUST: Deed of Trust described as follows: Date: JUNE 4, 2004 Grantor: NELSON G. ESPARZA AND SILVIA LIMONES, HUSBAND AND WIFE Trustee: CTC REAL ESTATE SERVICES Beneficiary; THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2004-6 successor to original lender Recorded: | INSTRUMENT NO. 2004-82293, WHICH WAS RECORDED IN THE REAL PROPERTY RECORDS OF DENTON COUNTY, TEXAS. PROPERTY: The property described as follows: THE PROPERTY LOCATED IN DENTON COUNTY, TEXAS, INCLUDING PERSONAL PROPERTY, IF ANY, AS DESCRIBED IN THE DEED OF TRUST AND IN EXHIBIT A, ATTACHED HERETO AND INCORPORATED HEREIN FOR ALL PURPOSES, together with all buildings, structures, fixtures and improvements thereon and any and all appurtenances and rights thereto, SAVE AND EXCEPT ANY AND ALL LOTS OR PORTIONS THEREOF THAT HAVE BEEN RELEASED OF RECORD BY THE HOLDER OF THE DEED OF TRUST. SUBSTITUTE TRUSTEE: CAROL DUNMON, FRANCESCA ORTOLANI, MARY MANCUSO, SHELLEY ORTOLANI, MICHELE HREHA, DAVID STOCKMAN, GUY WIGGS, BRENDA WIGGS, DONNA STOCKMAN, JANET PINDER, BRANDY BACON, Page 3 of 6 MICHELLE SCHWARTZ, JAMIE DWORSKY, ANGELA COOPER, PAYTON HREHA, JEFF BENTON, KELLY GODDARD AND DAVID GARVIN. Substitute Trustee’s Mailing Address: c/o SettlePou 3333 Lee Parkway, 8th Floor Dallas, Texas 75219 Each Substitute Trustee is appointed effective as of AUGUST 28, 2025, pursuant to Texas Property Code § 51.0075 to succeed to all title, powers, and duties of the original or successor trustees under the Deed of Trust. Appointment of Substitute Trustees: By: Name: Lillian A. Riley, Attorney for NEWREZ, LLC D/B/A SHELLPOINT MORTGAGE SERVICING and THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2004-6 THE STATE OF TEXAS § 8 COUNTY OF DALLAS § BEFORE ME, the undersigned authority, on this day appeared LILLIAN A. RILEY, and after being by me duly sworn, stated that she executed the foregoing instrument for the _ purposes and consideration therein expressed. GIVEN UNDER MY HAND AND SEAL OF OFFICE on AUGUST 28, 2025.
Bas, shes Be Notary Public, State of Texas Notary Public, State of Texas SAPAsS Comm. Expires 03-12-2028 “nf __ Notary ID 132402737 See, SUCET TEJEDA wa
Page 4 of 6 Notice of Sale executed by: fltowre a— Name: David Garvin Substitute Trustee Page 5 of 6 EXHIBIT A BEING LOT 13, BLOCK 7 OF MACK ADDITION 4TH INSTALLMENT, AN ADDITION TO THE CITY OF DENTON, DENTON COUNTY, TEXAS, ACCORDING TO THE PLAT THEREOF RECORDED IN VOLUME 10, PAGE 9, PLAT RECORDS, DENTON COUNTY, TEXAS. Page 6 of 6
Appraised Value
$216,809
Default Amount
$96,900
Potential Savings: $119,909
Auction Date
October 7, 2025
Foreclosure Type
mortgage
Current Owner
ESPARZA, NELSON G
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