1406 CHANCELLOR DR

WINDSOR PARK, BLOCK B, LOT 10; & HOUSE

NOTICE OF SUBSTITUTE TRUSTEE'S SALE
WHEREAS, LINDA RHODES KARKI, AN UNMARRIED WOMAN delivered that one certain Deed of Trust dated MAY 13, 2022, which is recorded in INSTRUMENT NO. 2022-0019208 of the real property records of KAUFMAN County, Texes, Conveying to the Trustee(s) therein named the real property therein described, to secure the payment of @ Promissory Note in the principal amount of $279,986.00 payable to the order of CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP, to which reference is hereby made for # description of the Promissory Note, the terms and covenants of the Deed of Trust, and WHEREAS, default, as seme is defined in the Promissory Note and/or the Deed of Trust, hes occurred and the ‘outstanding indebtedness on same is now wholly due; and WHEREAS, the undersigned has been appointed Substitute Trustee in place of the original Trustee, upon the Contingency and the manner authorized by the Deed of Trust; and WHEREAS, VETERANS LAND BOARD OF THE STATE OF TEXAS, the Mortgagee ar Mortgage Servicer, has instructed a Substitute Trustee to sell reat property described in the Deed of Trust in order to satisfy the indebtedness ‘secured thereby. THEREFORE, NOTICE 1S HEREBY GIVEN that on DECEMBER 2, 2026, beginning at 11:00 AM, or not later than three (3) hours after that time, @ Substitute Trustee will sell, to the highest bidder submitting cashier's check, certified check ‘or money order, the following described real property: BEING LOT 10, IN BLOCK 8, OF WINDSOR PARK PHASE |, AN ADDITION TO THE CITY OF KAUFMAN, KAUFMAN COUNTY, TEXAS, ACCORDING TO THE REPLAT THEREOF RECORDED IN CABINET 2, ENVELOPE 51. OF THE PLAT RECORDS OF KAUFMAN COUNTY, TEXAS, The sale will occur at that ares designated by the Commissioners Court of KAUFMAN County, Texas, for such sales {OR AT THE FRONT STEPS OF THE KAUFMAN COUNTY JUSTICE CENTER, LOCATED AT 1902 U.S. HIGHWAY 176}. BE ADVISED that, pursuant to the Texas Property Code, # mortgagee may be the mortgage servicer and a mortgagee oF a mortgage servicer may administer the foreclosure af property on behalf of the mortgages if they have entered into an agreement granting the current mortgage servicer authority to service the mortgage. The Mortgage Servicer, if not the Mortgages, is representing the Mortgagee under a servicing agreement. ‘The name and address of the Mortgages is VETERANS LAND BOARD OF THE STATE OF TEXAS, 1700 N. CONGRESS, AUSTIN, TEXAS 78701-1496. The name and address of the Mortgage Servicer is GATEWAY MORTGAGE, P.0. BOX 1560, JENKS, OK 74037. The name and address of a Substitute Trustee is Michael J. Schroeder, 3610 North Josey Lane, Suite 206, Carroltton, Texas 75007. A substitute trustee is authorized by the Texas Proparty Code to set reasonable conditions for a sale, A purchaser at a sale acquires the Property “as is” without any expressed or implied warranties at the purchaser's wn risk. A purchaser at @ sale is not a consumer. If a sale is set aside, the Purchaser wil be entitled anly to a return of the purchase price, less any applicable fees and casts, and shall have no other recourse against the mortgagor, the mortgagee, or the substitute trustee. woul SUBSTITUTE TRUSTEE(S) ; MICHAEL J. SCHROEDER OR JEFF BENTON, BRAND’ BACON, JACK BECKMAN, BRENDA WIGGS, GUY WIGGS, DAVID STOCKMAN, DONNA STOCKMAN, JANET PINDER, MICHELLE SCHWARTZ, JAMIE OWORSKY, OR ANGELA BROWN Oated: NOVEMBER 10, 2025,
FRE WO: GMG-J368 MOTICE SENT GY: PROPERTY: 1408 CHANCELLOR OR MICHAEL J, SCHROEDER KAUFMAN, TEXAS 75142 ‘3819 NORTH JOSEY LANE, SUITE 206 CARROLLTON. TEXAS 75007 UNDA RHODES HARK Tole: (972) 304-2086 Fax: 0972) 394-1283 

Bed, Bath, Estimated value: $257,310 Avg ($/sqft: 175, 4 Bed , 2 Bath) # listed: 2