1970 SILVER VIEW LN

STERLING FARMS ADDITION, BLOCK B, LOT 5

Notice of Substitute Trustee Sale Assert and protect your rights as a member of the armed forces of the United States. If you are or your spouse is servin: on active military duty, including active military duty as a member of the Texas National Guard or the National Guard of another state or as a member of a reserve component of the armed forces of the United States, please send written notice of the active duty military service to the sender of this notice immediately.

Date, Time, and Place of Sale - The sale is scheduled to be held at the following date, time and place: Date: 8/5/2025 Time: The sale will begin no earlier than 12:00 PM or no later than three hours thereafter. The sale will be completed by no later tha: PMo6 Place: Rockwall County Courthouse in ROCKWALL, Texas, at the following location: Rockwall County Courthouse, 1111 Yellowjacket Lane, Rockwall, TX 75087 OR IN THE AREA DESIGNATED BY THE COMMISSIONER'S COURT, PURSUANT TO SECTION 51.002 OF THE TEXAS PROPERTY CODE Property To Be Sold - The property to be sold is described as follows: LOT 5, BLOCK B, OF STERLING FARMS ADDITION SUBDIVISION, AN ADDITION IN ROCKWALL COUNTY, TEXAS, ACCORDING TO THE PLAT THEREOF RECORDED IN CABINET C, SLIDE 395, PLAT RECORDS OF ROCKWALL COUNTY, TEXAS. Instrument to be Foreclosed — The instrument to be foreclosed is the Deed of Trust is dated 10/21/2021 and is recorded in the office of the County Clerk of Rockwall County, Texas, under County Clerk’s File No 20210000029057, recorded on 10/26/2021, of the Real Property Records of Rockwall County, Texas. Property Address: 1970 SILVER VIEW LN ROCKWALL TX 75032 Trustor(s): RIGO GONZALEZ Original Mortgage Electronic Registration Beneficiary: Systems, Inc. (MERS), as beneficiary, as nominee for VANDERBILT MORTGAGE AND FINANCE, INC. DBA SILVERTON MORTGAGE, its successors and assigns Current Planet Home Lending, LLC Loan Servicer: Planet Home Lending, LLC Beneficiary: Current Auction.com, Jack Beckman, Donna Stockman, Brenda Wiggs, David Stockman, Michelle Substituted Schwartz, Guy Wiggs, Kathy Arrington, Janet Pinder, Brandy Bacon, Jamie Dworsky, Trustees: Angela Cooper, Rick Snoke, Prestige Default Services, LLC The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code §51.0025, the Mortgage Servicer is authorized to collect the debt and to administer any resulting foreclosure of the property securing the above referenced loan. Terms of Sale - The sale will be conducted as a public auction to the highest bidder for cash with funds being made payable to Prestige Default Services, LLC, subject to the provisions of the deed of trust permitting the beneficiary  T.S. #: 23-10381 thereunder to have the bid credited to the note up to the amount of the unpaid debt secured by the deed of trust at the time of sale. Prospective bidders are strongly urged to examine the applicable property records to determine the nature and extent of such matters, if any. Pursuant to the Deed of Trust, the beneficiary has the right to direct the Trustee to sell the property in one or more parcels and/or to sell all or only part of the property. Pursuant to section 51.009 of the Texas Property Code, the property will be sold in “as is, where is” condition, without any express or implied warranties, except as to the warranties of title (if any) provided for under the deed of trust. Prospective bidders are advised to conduct an independent investigation of the nature and physical condition of the property. Pursuant to section 51.0075 of the Texas Property Code, the trustee reserves the right to set further reasonable conditions for conducting the sale. Any such further conditions shall be announced before bidding is opened for the first sale of the day held by the trustee or any substitute trustee. Type of sale - The sale is a non-judicial deed of trust lien and security interest foreclosure sale being conducted pursuant to the power of the sale granted by the deed of trust executed by RIGO GONZALEZ, UNMARRIED. The real property and personal property encumbered by the deed of trust will be sold at the sale in accordance with the provisions of the deed of trust and as permitted by section 9.604(a) of the Texas Business and Commerce Code. Obligations Secured - The deed of trust provides that it secures the payment of the indebtedness and obligations therein described (collectively the “Obligations”) including by not limited to (1) the promissory note in the original principal amount of $350,550.00, executed by RIGO GONZALEZ, UNMARRIED, and payable to the order of Mortgage Electronic Registration Systems, Inc. (MERS), as beneficiary, as nominee for VANDERBILT MORTGAGE AND FINANCE, INC. DBA SILVERTON MORTGAGE, its successors and assigns; (2) all renewals and extensions of the note; and (3) any and all present and future indebtedness of RIGO GONZALEZ, UNMARRIED to RIGO GONZALEZ. Planet Home Lending, LLC is the current owner and holder of the Obligations and is the beneficiary under the Deed of Trust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note and all other amounts lawfully owing under the Note, the Deed of Trust, and all of the other associated loan documents, including, without limitation, all interest, default interest, late charges, advances, attorneys’ fees and other costs and expenses. All checks must be made payable to Prestige Default Services, LLC Questions concerning the sale may be directed to the undersigned or to the beneficiary: Planet Home Lending, LLC 321 Research Parkway Meriden, Connecticut 06450-8301 (855) 884-2250 Dated: 6/26/25 Auction.com, Jack Beckman, Donna Stockman, Brenda Wiggs, David Stockman, Michelle Schwartz, Guy Wiggs, Kathy Arrington, Janet Pinder, Brandy Bacon, Jamie Dworsky, Angela Cooper, Rick Snoke, Prestige Default Services, LLC, (Qowne
Shocomane Prestige Default Services, LLC 16801 Addison Road, Suite 350 Addison, Texas 75001 Phone: (972) 893-3096 ext. 1035 Fax: (949) 427-2732 Sale Line Information: (800) 793-6107 Website: www.auction.com  T.S. #: 23-10381 AFTER RECORDING, PLEASE RETURN TO: Prestige Default Services, LLC 16801 Addison Road, Suite 350 Addison, Texas 75001 Attn: Trustee Department 

TEYASC PND 2025 JUN 26 AMIN: 11 OGG ome Y CLERK
RECORDING REQUESTED BY: WHEN RECORDED MAIL TO: Ramiro Cuevas, Patrick Zwiers, Shawn Schiller, Darla Boettcher, Lisa Bruno, Angie Uselton, Conrad Wallace, Tonya Washington, Misty McMillan, Tionna Hadnot, Terry Waters c/o Malcolm Cisneros/Trustee Corps 17100 Gillette Avenue Irvine, CA 92614 (949) 252-8300 W445 TS No TX05000033-24-2 APN 15575 | 3385-0000-0036-00-0R TO No 240211021 NOTICE OF SUBSTITUTE TRUSTEE'S SALE WHEREAS, on October 15, 2019, ROSA | PALACIOS A/K/A ROSA | ORTIZ AND ISAURO PALACIOS, WIFE AND HUSBAND as Grantor/Borrower, executed and delivered that certain Deed of Trust in favor of ALLAN B POLUNSKY as Trustee, MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, as nominee for GREAT WESTERN FINANCIAL SERVICES, INC., its successors and assigns, as original Beneficiary, which Deed of Trust secures the payment of that certain Promissory Note of even date therewith in the original amount of $326,985.00, payable to the order of Lakeview Loan Servicing, LLC as current Beneficiary, which Deed of Trust recorded on October 22, 2019 as Document No. 20190000018845 in Rockwall County, Texas. Deed of Trust covers all of the real property described therein, including, but not limited to, all of the following described property, rights and interests (the “Property"), to-wit: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF APN 15575 | 3385-0000-0036-00-0R WHEREAS, the Trustee named in the Deed of Trust having been removed, the legal holder of the indebtedness described in the Deed of Trust appointed Ramiro Cuevas, Patrick Zwiers, Shawn Schiller, Darla Boettcher, Lisa Bruno, Angie Uselton, Conrad Wallace, Tonya Washington, Misty McMillan, Tionna Hadnot, Terry Waters or either of them, as Substitute Trustee (each being referred to as the “Substitute Trustee”), upon the contingency and in the manner authorized by the Deed of Trust; and WHEREAS, defaults have occurred in the covenants of the Deed of Trust, monetary or otherwise, and the indebtedness secured by and described in the Deed of Trust is now wholly due, and Lakeview Loan Servicing, LLC, the legal holder of such indebtedness and the liens securing same has requested either one of the Substitute Trustees to sell the Property in accordance with applicable law and the terms and provisions of the Deed of Trust.  TS No TX05000033-24-2 APN 15575 | 3385-0000-0036-00-0R TO No 240211021 NOW THEREFORE, NOTICE IS HEREBY GIVEN that on Tuesday, August 5, 2025 at 12:00 PM, no later than three (3) hours after such time, being the first Tuesday of such month, the Substitute Trustee will sell the Property at public venue to the highest bidder for cash. The sale will take place in Rockwall County, Texas, at the area designated by the Commissioner's Court for sales of real property under a power of sale conferred by a Deed of Trust or other contract lien as follows: Rockwall County Courthouse, 1111 Yellowjacket Lane, Rockwall, TX 75087, or in the area designated by the Commissioner's Court. The Deed of Trust may encumber both real and personal property. Formal notice is hereby given of and Lakeview Loan Servicing, LLC's election to proceed against and sell both the real property and any personal property described in said Deed of Trust in accordance with and Lakeview Loan Servicing, LLC’s rights and remedies under the Deed of Trust and Section 9.604(a) of the Texas Business and Commerce Code. NOTICE IS FURTHER GIVEN, that except to the extent that the Substitute Trustee may bind and obligate Mortgagors to warrant title the Property under the terms of the Deed of Trust. Pursuant to Section 51.009 of the Texas Property Code, the Property will be sold in “as is", “where is" condition. Conveyance of the Property shall be made without any representations or warranties whatsoever, expressed or implied. Prospective bidders are strongly urged to examine the applicable property records to determine the nature and extent of such matters and are advised to conduct an independent investigation of the nature and physical condition of the Property. Pursuant to Section 51.009 of the Texas Property Code, the Property will be sold in “as is”, “where is” condition, without any expressed or implied warranties, except as to the warranted. this 25th_ day of _ June , 2025.

By: Ramiro Cuevas Substitute Trustee(s) ASSERT AND PROTECT YOUR RIGHTS AS A MEMBER OF THE ARMED FORCES OF THE UNITED STATES. IF YOU ARE OR YOUR SPOUSE IS SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OF THE TEXAS NATIONAL GUARD OR THE NATIONAL GUARD OF ANOTHER STATE OR AS A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY. SALE INFORMATION CAN BE OBTAINED ONLINE AT www.Auction.com FOR AUTOMATED SALES INFORMATION PLEASE CALL: Auction.com at 800.280.2832 FOR REINSTATEMENT / PAY OFF REQUESTS CONTACT: (949) 252-8300 To the extent your original obligation was discharged, or is subject to an automatic stay of bankruptcy under Title 11 of the United States Code, this notice is for compliance and/or informational purposes only and does not constitute an attempt to collect a debt or to impose personal liability for such obligation. However, a secured party retains rights under its security instrument, including the right to foreclose its lien.  TS No TX05000033-24-2 APN 15575 | 3385-0000-0036-00-0R TO No 240211021 EXHIBIT "A" BEING LOT 36, OF CHISHOLM TRAILS |, AN ADDITION TO COUNTY OF ROCKWALL, TEXAS, ACCORDING TO THE PLAT THEREOF RECORDED IN SLIDE B, PAGE 9, OF THE PLAT RECORDS OF ROCKWALL COUNTY, TEXAS.