1150 OAK LN

OAK RIDGE 3 BLOCK 3 LOT 13

1150 OAK LN 00000010551091 TERRELL, TX 75161 NOTICE OF [SUBSTITUTE] TRUSTEE’S SALE Assert_and_protect_your_rights_as_a_ member of the armed forces_of the United States, If you _are_or your _spouse_is serving on active military duty, including active military duty_as_a_member_of_the Texas _National_Guard_or_the National Guard of another state_or_as_a_ member of a_reserve_com onemt of _the d_fo. f_the United States
1. Date, Time, and Place of Sale. Date: October 07, 2025 Time: The sale will begin at 10:00 AM or not later than three hours after that time. Place: THE FRONT STEPS OF THE KAUFMAN COUNTY JUSTICE CENTER LOCATED AT 1902 US HIGHWAY 175 OR AS DESIGNATED BY THE COUNTY COMMISSIONERS or as designated by the county commissioners. 2. Terms of Sale. Cash. 3. Instrument to be Foreclosed. The Instrument to be foreclosed is the Deed of Trust or Contract Lien dated October 25, 2019 and recorded in Document INSTRUMENT NO. 2019-0026882 real property records of KAUFMAN County, Texas, with KATHERIN BRYANNA BOWENS AN UNMARRIED WOMAN, | grantor(s) and MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (‘‘MERS”) AS NOMINEE, mortgagee. 4. Obligations Secured. Deed of Trust or Contract Lien executed by KATHERIN BRYANNA BOWENS AN UNMARRIED WOMAN, securing the payment of the indebtednesses in the original principal amount of $291,620.00, and obligations therein described including but not limited to the promissory note and all modifications, renewals and extensions of the promissory note. PENNYMAC LOAN SERVICES, LLC is the current mortgagee of the note and Deed of Trust or Contract Lien. 5. Property to Be Sold. The property to be sold is described in the attached Exhibit A. 6. Mortgage Servicer Information. The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code § 51.0025, the Mortgage Servicer is authorized to collect the debt and to administer any resulting foreclosure of the lien securing the Property referenced above. PENNYMAC LOAN SERVICES, LLC, as Mortgage Servicer, is representing the current mortgagee, whose address is: c/o PENNYMAC LOAN SERVICES, LLC 3043 TOWNSGATE ROAD

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gS (NAY A AAA FCTX_NTSS.spt (11/17/2020)-S_ Ver-03 NTSS00000010551091 Page 1 of 3 1150 OAK LN 00000010551091 TERRELL, TX 75161 THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. The undersigned as attomey for the mortgagee or mortgage servicer does herby remove the original trustee and all successor substitute trustees and appoints in their steed TERRY WATERS, BRUCE MILLER, DAVID RAY, THOMAS LESTER, ASHLEE LUNA, KINNEY LESTER, RAMIRO CUEVAS, CARY CORENBLUM, JOSHUA SANDERS, MATTHEW HANSEN, ANGIE USELTON, AURORA CAMPOS, DANA KAMIN, LISA BRUNO, MERYL OLSEN, AUCTION.COM, JACK BECKMAN, DAVID STOCKMAN, DONNA STOCKMAN, MICHELLE SCHWARTZ, KATHY ARRINGTON, JANET PINDER, BRANDY BACON, JAMIE DWORSKY, STOCKMAN FORECLOSURE SERVICES INC., JUDITH A. FRAPPIER, ROBERT FORSTER, OR JEFFREY FLEMING whose address is c/o BARRETT DAFFIN FRAPPIER TURNER & ENGEL, LLP, 4004 Belt Line Road, Suite 100, Addison, Texas 75001-4320 as Substitute Trustee, who shall hereafter exercise all powers and duties set aside to the said original trustee under the said Deed of Trust; and, further does hereby request, authorize, and instruct said Substitute Trustee to conduct and direct the execution of remedies set aside to the beneficiary therein. AME it lis Israel Saucedo



Certificate of Posting My name is Ay cholw faunal e , and my address is c/o 4004 Belt Line Road, Suite 100, Addison, Texas 75001-4320. I declare under penalt¥ of perjury that on - L- 25 I filed at the office of the KAUFMAN County Clerk and caused to be posted at the KAUFMAN County courthouse this notice of sale.


Declarants Name: Micho Le fam go Date: % ~ | 29 FCTX_NTSS pt (11/17/2020)-S_ Ver-03 Page 2 of 3 1150 OAK LN 00000010551091 TERRELL, TX 75161 0000001055109 KAUFMAN
LOT 13, OAK RIDGE ESTATES, THIRD INSTALLMENT, AN ADDITION TO KAUFMAN COUNTY, TEXAS, ACCORDING TO THE PLAT THEREOF RECORDED IN CABINET 1, ENVELOPE 225, PLAT RECORDS, KAUFMAN COUNTY, TEXAS. FCTX_NTSS. pt (11/17/2020)-S_ Ver-03 Page 3 of 3