3070 DEER RIDGE DR

HICKORY RIDGE PHASE 4, BLOCK R, LOT 11

C&M No. 44-25-00318/ FILE NOS NOTICE OF TRUSTEE'S SALE AND APPOINTMENT OF SUBS#IT TRUSTEE 8 25 INSTRUMENT BEING FORECLOSED AND MORTGAGE SERVICER INFORMATION Deed of Trust dated July 26, 2022 and recorded under Clerk's File No. 20220000016819, in the real property records of Rockwall County Texas, with Stacey A Burns and Matthew Burns, wife and husband as Grantor(s) and Mortgage Electronic Registration Systems, Inc., as beneficiary, as nominee for Keller Mortgage, LLC dba Keller Mortgage, its successors and assigns as Original Mortgagee. Deed of Trust executed by ‘Stacey A Burns and Matthew Burns, wife and husband securing payment of the indebtedness in the original principal amount of $392,755.00 and obligation therein described including but not limited to the promissory note and all modifications, renewal and extensions of the promissory note (the “Note”) executed by Stacey A Burns. CITIZENS BANK NA f/k/a RBS CITIZENS NA is the current mortgagee (the “Mortgagee”) of the Note and Deed of Trust or Contract Lien. The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code 51.0025, the Mortgage Servicer is authorized to collect the debt and to administer any resulting foreclosure of the property securing the above referenced loan. Citizens Bank, N.A. is acting as the Mortgage Servicer for the Mortgagee. Citizens Bank, N.A., is representing the Mortgagee, whose address is: PO BOX 2800, Glen Allen, VA 23058. Legal Description: BEING LOT 11, IN BLOCK R, OF HICKORY RIDGE PHASE FOUR, AN ADDITION TO THE CITY OF ROCKWALL, ROCKWALL COUNTY, TEXAS, ACCORDING TO THE MAP : ECORDED IN CABINET E, SLIDE 287, OF THE PLAT RECORDS OF ROCKWALL COUNTY, TEXAS. SALE INFORMATION Date of Sale: 08/05/2025 _ Zz Earliest Time Sale Will Begin: 10:00 AM € Location of Sale: The place of the sale shall be: Rockwall County Courthouse, Texas at the following location: The area immediately outside on the front steps of the Rockwall County Courthouse, located at 1111 Yellowjacket Lane in Rockwall, Rockwall County, Texas, or if the preceding area is no longer the designated area, at the area most recently designated by the County Commissioner's Court TERMS OF SALE A default has occurred in the payment of said herein referenced indebtedness, and the same is now wholly due, and the Mortgagee and/or Mortgage Servicer has requested the hereinafter appointed Substitute Trustee to sell said property to the highest bidder for cash and to distribute or apply the proceeds of said sale in accordance with the terms of said Deed of Trust. The Sale will be conducted as a public auction to the highest bidder for cash, except that Mortgagee’s bid may be by credit against the indebtedness secured by the lien of the Deed of Trust. Pursuant to the Deed of Trust, the mortgagee has the right to direct the Trustee to sell the property in one or more parcels and/or to sell all or only part of the property. Pursuant to Section 51.009 of the Texas Property Code, the Property will be sold in “AS IS,” “WHERE IS” condition, without any express or implied warranties, except as to the warranties of title, if any, provided for under the Deed of Trust. , | | AOU 4845521 44-25-00318 Rockwall  he The sale will begin at the earliest time stated above, or within three (3) hours after that time. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the funds paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee's attorney. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. WHEREAS, in my capacity as attorney for the Mortgagee and/or Its Mortgage Servicer, and pursuant to Section 51.0076 of the Texas Property Code, 1 HEREBY APPOINT AND DESIGNATE Jeff Benton, Brandy Bacon, Jack Beckman, Brenda Wiggs, Guy Wiggs, David Stockman, Donna Stockman, Janet Pinder, Michelle Schwartz, Jamie Dworsky, Angela Cooper, Thomas Delaney, Danya Gladney, Aaron Demuth, Codilis & Moody, P.C., or ASAP, as Substitute Trustee. The address for the Substitute Trustee for purposes of Section 51.0075(e) of the Texas Property Code is: Codilis & Moody, P.C. 20405 State Highway 249, Suite 170 Houston, TX 77070 (281) 925-5200 Executed on June 10, 2025. /s/ Will Morphis SBOT No. 24131905, Attorney at Law Codilis & Moody, P.C. 20405 State Highway 249, Suite 170 Houston, TX 77070 (281) 925-5200 (Qowna Saban Printed Name: Donna Stockman Posted and filed by: C&M No. 44-25-00318