100 S Levy St

A1139A C. SMITH, TR 33, .3587 ACRES

oY loos NOTICE OF TRUSTEE'S SALE AND APPOINTMENT OF SUBSTITUTE TRUSTEE C&M No. 44-23-1437/ FILE NOS Assert and protect your rights as a member of the armed forces of the United States. If you are or your spouse is serving on active mili d includin ive military duty as a member of the Texas National Guard or the National Guard of another state or as a member of ar serve com onen f he armed for f the Unitec tates, rlease send written notice of

Moody, P.C., 20405 State Highway 249, Suite 170, Houston, TX 77070 INSTRUMENT BEING FORECLOSED AND MORTGAGE SERVICER INFORMATION Deed of Trust dated May 10, 2021 and recorded under Clerk's File No. 85459, in the real property records of Denton County Texas, with Amber Matkovich, single woman as Grantor(s) and Mortgage Electronic Registration Systems, Inc., as beneficiary, as nominee for Midwest Mortgage Associates Corp., its successors and assigns as Original Mortgagee. Deed of Trust executed by Amber Matkovich, single woman securing payment of the indebtedness in the original principal amount of $178,801.00 and obligation therein described including but not limited to the promissory note and all modifications, renewal and extensions of the promissory note (the “Note”) executed by Amber Matkovich. CITIZENS BANK NA f/k/a RBS CITIZENS NA is the current mortgagee (the “Mortgagee”) of the Note and Deed of Trust or Contract Lien. The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code 51.0025, the Mortgage Servicer is authorized to collect the debt and to administer any resulting foreclosure of the property securing the above referenced loan. Citizens Bank, N.A. is acting as the Mortgage Servicer for the Mortgagee. Citizens Bank, N.A., is representing the Mortgagee, whose address is: PO BOX 2800, Glen Allen, VA 23058. Legal Description: BEING ALL THAT CERTAIN LOT, TRACT, OR PARCEL OF LAND SITUATED IN THE CHARLES SMITH SURVEY ABSTRACT NUMBER 1139 IN THE CITY OF PILOT POINT, DENTON COUNTY, TEXAS, BEING ALL THAT CERTAIN TRACT OF LAND CONVEYED BY DEED FROM PATRICIA ROELS TO BBBW INVESTMENTS LLC RECORDED UNDER DOCUMENT NUMBER 2019-83892, REAL PROPERTY RECORDS, DENTON COUNTY, TEXAS AND BEING MORE PARTICULARLY DESCRIBED BY EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF FOR ALL PURPOSES Z y a SALE INFORMATION (2 2a ® =F Date of Sale: 08/05/2025 Earliest Time Sale Will Begin: 1:00 PM = x OOK 2 Location of Sale: The place of the sale shall be: Denton County Courthouse, Texad at he fafowing location: The courtyard area of the southwest corner of the Denton County Courts Bldg, or if the peeing no longer the designated area, at the area most recently designated by the County Commissioner's ure: . =a OD © m Pad Guo. ALnda TERMS OF SALE A default has occurred in the payment of said herein referenced indebtedness, and the same is now wholly due, and the Mortgagee and/or Mortgage Servicer has requested the hereinafter appointed Substitute Trustee to sell said property to the highest bidder for cash and to distribute or apply the proceeds of said sale in accordance with the terms of said Deed of Trust. The Sale will be conducted as a public auction to the highest bidder for cash, except that Mortgagee’s bid may be by credit against the indebtedness secured by the lien of the Deed of Trust. Pursuant to the Deed of Trust, the mortgagee has the right to direct the Trustee to [ | WANA i" and/or to sell all or only part 4843346


44-23-1437 Denton 
of the property. Pursuant to Section 51.009 of the Texas Property Code, the Property will be sold in “AS IS,” “WHERE IS” condition, without any express or implied warranties, except as to the warranties of title, if any, provided for under the Deed of Trust. The sale will begin at the earliest time stated above, or within three (3) hours after that time. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the funds paid, The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee's attomey. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. WHEREAS, in my capacity as attorney for the Mortgagee and/or Its Mortgage Servicer, and pursuant to Section 51,0076 of the Texas Property Code, I HEREBY APPOINT AND DESIGNATE Carol Dunmon, Francesca Ortelani, Mary Mancuso, Shelley Ortolani,Michele Hreha, David Stockman, Guy Wiggs, Brenda Wiggs, Donna Stockman, Janet Pinder, Brandy Bacon, Michelle Schwartz, Jamie Dworsky, Angela Cooper, Payton Hreha, Jeff Benton, Thomas Delaney, Danya Gladney, Aaron Demuth, Codilis & Moody, P.C., or ASAP, as Substitute Trustee. The address for the Substitute Trustee for purposes of Section 51.0075(e) of the Texas Property Code is: Codilis & Moody, P.C. 20405 State Highway 249, Suite 170 Houston, TX 77070 (281) 925-5200 Executed on May 14, 2025. i i N Attorney at Law Codilis & Moody, P.C. 20405 State Highway 249, Suite 170 Houston, TX 77070 (281) 925-5200 Posted and filed by: Printed Name: C&M No. 44-23-1437  LEGAL DESCRIPTION OF LAND: BEING ALL THAT CERTAIN LOT, TRACT, OR PARCEL OF LAND SITUATED IN THE CHARLES SMITH SURVEY ABSTRACT NUMBER 1139 IN THE CITY OF PILOT POINT, DENTON COUNTY, TEXAS, BEING ALL THAT CERTAIN TRACT OF LAND CONVEYED BY DEED FROM PATRICIA ROELS TO BBBW INVESTMENTS LLC RECORDED UNDER DOCUMENT NUMBER 2019-83892, REAL PROPERTY RECORDS, DENTON COUNTY, TEXAS AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT A CAPPED IRON ROD MARKED RPLS 4561 SET TOR CORNER IN THE WEST LINE OF LEVY STREET, A PUBLIC ROADWAY HAVING A RIGHT-OF-WAY OF 40.9 FEET AND IN THE SOUTH. LINE OF EAST MAIN STREET, A PUBLIC ROADWAY HAVING A RIGHT-OF-WAY OF 45,0 FEET; THENCE 8 01° 01' 56" E, 125.40 FEET WITH SAID WEST LINE OF SAID LEVY STREET TO AN IRON ROD ROUND FOR CORNER, SAID POINT BEING THE NORTHEAST CORNER OF LOT 15, BLOCK ONE OF WHITWORTH ADDITION, AN ADDITION TO THE CITY OF PILOT POINT, DENTON COUNTY, TEXAS, ACCORDING TO THE PLAT THEREOF RECORDED IN VOLUME 4, PAGE 52, PLAT RECORDS, DENTON COUNTY, TEXAS; THENCE § 88° 15' 28"W, 127.57 FEET WITH THE NORTH LINE OF SAIDWHITWORTH ADDITION AND WITH THE NORTH LINE OF THAT CERTAIN TRACT OF LAND CONVEYED BY DEED FROM PAMELA G. FULTON, TRUSTEE TO PAMELA G. FULTON RECORDED UNDER DOCUMENT NUMBER 2020-143518, REAL PROPERTY RECORDS, DENTON COUNTY, TEXAS TO AN IRON ROD FOUND FOR CORNER, SAID POINT BEING THE SOUTHEAST CORNER OF THAT CERTAIN TRACT OF LAND CONVEYED BY DEED FROM MCDONALD BROTHERS, INC. TO THE COUNTY OF DENTON RECORDED UNDER DOCUMENT NUMBER 2015-49271, REAL PROPERTY RECORDS, DENTON COUNTY, TEXAS; THENCE N 01° 44! 38"'W, 124.68 FERT WITH THE EAST LINE OF SAID COUNTY OF DENTON TRACT AND WITH THE EAST LINE OF THAT CERTAIN TRACT OF LAND CONVEYED BY DEED FROM JONATHAN KUBIS AND CINDY KUBIS TO DELORES SCOTT RECORDED UNDER DOCUMENT NUMBER 2019-25723, REAL PROPERTY RECORDS, DENTON COUNTY, TEXAS AND WITH THE EAST LINE OF LOT 12, BLOCK ONE OF SAID WHITWORTH ADDITION TO AN IRON ROD FOUND FOR CORNER IN SAID SOUTH LINE OF SAID EAST MAIN STREET; THENCE N 87° 56" 31" £, 129.13 FEET WITH SAID SOUTH LINE OF SAID EAST MAIN STREET TO THE PLACE OF BEGINNING AND CONTAINING 0.368 ACRE OF LAND, MORE OR LESS.