421 CATTLE BARRON DR

CHISHOLM CROSSING PHASE IV-B, BLOCK B, LOT 8

TrVAa S$ LMAO _FILED FOR RECORD TX250002 NOTICE OF SUBSTITUTE TRUSTEE’S FORECLOSURE SAUB SEP I] ANTI: 33 ! nd protect our rights as a member of the armed forces of the United States-If yougreor ., g DO is serving on active military duty. including active military duty as a member gf the Texas National Guard or the National Gant of another state or as a member ofa’rese KS component of the armed forces of the United Sta D end written notice of the active.dus service to the sender of this notice i iately. 1. Property to Be Sold. The property to be sold is described as follows: Lot Eight (8), Block B of CHISHOLM CROSSING, PHASE IV-B, an addition to the City of McLendon-Chisholn in Rockwall County, Texas, according to the Map or Plat thereof recorded in Cabinet I, Slide 175 of the Official Public Records of Rockwall County, Texas. Commonly known as: 42] Cattle Barron Dr., McLendon-Chisholm, TX 75032 2. Instrument to be Foreclosed. The instrument to be foreclosed is the deed of trust to Mortgage Electronic Registration Systems, Inc. as nominee for American Financial Network, Inc., recorded on March 3, 2023 as Instrument No. 20230000003312 in the real property records of Rockwall County, Texas. Assignment of Deed of Trust to Fifth Third Bank, N.A. recorded on March 28, 2024 as Instrument No, 20240000005250 of the real property records of Rockwall County, Texas. The holder servicer of the instrument is Fifth Third Bank, N.A. 3. Date, Time, and Place of Sale. The sale is scheduled to be held at the following date, time, and place: Date: November 4, 2025 Time: The sale will begin no earlier than 10:00 AM or no later than three hours thereafter. The sale will be completed by no later than 4:00 P.M. Place: the area immediatel outside

1 the front steps of the Rockwall County Courthouse, 1, TX 75087, or any other area designated by the County Cranatianoans Court pursient to Section 51.002 of the Texas Property Code as the place where foreclosure sales are to take place, or if no place is designated by the Commissioners Court, the sale will be conducted at the place where the Notice of Trustee’s Sale was posted. The deed of trust permits the beneficiary to postpone, withdraw, or reschedule the sale for another day. In that case, the trustee or substitute trustee under the deed of trust need not appear at the date, time, and place of a scheduled sale to announce the postponement, withdrawal, or rescheduling, Notice of the date of any rescheduled foreclosure sale will be reposted and refiled in accordance with the posting and filing requirements of the Texas Property Code. The reposting or refiling may be after the date originally scheduled for this sale. 4, Terms of Sale. The sale will be conducted as a public auction to the highest bidder for cash, subject to the provisions of the deed of trust permitting the beneficiary thereunder to have the bid THIS COMMUNICATION IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 4852867 FC_TX_NOS 10 
TX250002 credited to the note up to the amount of the unpaid debt secured by the deed of trust at the time of sale. Those desiring to purchase the property will need to demonstrate their ability to pay their bid immediately in cash if their bid is accepted. The sale will be made expressly subject to any title matters set forth in the deed of trust, but prospective bidders are reminded that by law the sale will necessarily be made subject to all prior matters of record affecting the property, if any, to the extent that they remain in force and effect and have not been subordinated to the deed of trust. The sale shall not cover any part of the property that has been released of public record from the lien of the deed of trust. Prospective bidders are strongly urged to examine the applicable property records to determine the nature and extent of such matters, if any. If the sale is set aside for any reason, the purchaser at the sale shall be entitled only to a return of the deposit paid. The purchaser shall have no further recourse against the mortgagor, the mortgagee, or the mortgagee’s attorney. Pursuant to the deed of trust, the beneficiary has the right to direct the Trustee to sell the property in one or more parcels and/or to sell all or only part of the property. Pursuant to section 51.009 of the Texas Property Code, the property will be sold in “as is, where is” condition, without any express or implied warranties, except as to the warranties of title (if any) provided for under the deed of trust. Prospective bidders are advised to conduct an independent investigation of the nature and physical condition of the property. Pursuant to section 51.0075 of the Texas Property Code, the trustee reserves the right to set further reasonable conditions for conducting the sale. Any such further conditions shall be announced before bidding is opened for the first sale of the day held by the trustee or any substitute trustee. 5. Type of Sale. The sale is a nonjudicial deed-of-trust lien foreclosure sale being conducted pursuant to the power of sale granted by the deed of trust executed by Andrey Adamovich and Svetlana Gagauz, husband and wife. 6. Obligations Secured. The deed of trust provides that it secures the payment of the indebtednesses and obligations therein described (collectively, the “Obligations”) including but not limited to (a) the promissory note in the original principal amount of $558,600.00, executed by Andrey Adamovich and Svetlana Gagauz, and payable to the order of American Financial Network, Inc.; (b) all renewals and extensions of the note; (c) any and all present and future indebtednesses of Andrey Adamovich and Svetlana Gagauz, husband and wife to American Financial Network, Inc.. Fifth Third Bank, N.A. is the current holder of the Obligations and is the beneficiary under the deed of trust. 7. Default and Request to Act. Default has occurred under the deed of trust, and the beneficiary has requested Names: Texas Foreclosure Management Corporation d/b/a Foreclosure Network of Texas Jeff Benton, Brandy Bacon, Jack Beckman, Brenda Wiggs, Guy Wiggs, David Stockman, THIS COMMUNICATION IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, FC_TX_NOS_1.0  TX250002 Donna Stockman, Janet Pinder, Michelle Schwartz, Jamie Dworsky, Angela Cooper, 10406 Rockley Rd., Houston, TX 77099, Brian Sayer, C. Morgan Lasley, and Tamara King, 925 E 4 St., Waterloo, LA 50703 as Substitute Trustees, to conduct this sale. Notice is given that before the sale the beneficiary may appoint another person as Substitute Trustee to conduct the sale. 8. Acceleration. Default has occurred in the payment of the Indebtedness secured by the deed of trust. Therefore, the beneficiary accelerates the maturity of the Indebtedness and declares the entire Indebtedness immediately due and payable. a a fo 0 Fo2s- Substitute . C, Morgan Lasley Sent to obligors via certified mail by The Sayer Law Group, P.C., 925 E. 4th St., Waterloo, LA 50703, 319-234-2530. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. THIS COMMUNICATION IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. FC_TX_NOS_I.®