5067 STREAM TURN DRIVE

CREEKSHAW SUBDIVISION PHASE 1A, BLOCK E, LOT 35

ATTENTION SERVICE MEMBERS: ASSERT AND PROTECT YOUR RIGHTS AS A MEMBER OF THE ARMED FORCES OF THE UNITED STATES. IF YOU ARE OR YOUR SPOUSE IS SERVING IN ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OF THE TEXAS NATIOWAL GUARD OR THE NATIONAL GUARD OF ANOTHER STATE OR A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY. GYOO3Y NOS aid
OlWY S} d3s S707 SVX3L NOTICE OF SUBSTITUTE TRUSTEE’S SALE 2 96 Y BINGHAM, A MARRIED COUPLE delivered that c one tain rt of 2 e TRUMENT NO. 2023000001 2655 of the real property records of ROCKWALL County, hae ‘conveying to to the Trustee(s) therein named the real property therein described, to secure the payment of a Promissory Note in the principal amount of $477,412.00 payable to the order of PRIORITY HOME MORTGAGE, LP, to which reference is hereby made for a description of the Promissory Note, the terms and covenants of the Deed of Trust, and the property therein conveyed; and WHEREAS, default, as same is defined in the Promissory Note and/or the Deed of Trust, has occurred and the outstanding indebtedness on same is now wholly due; and WHEREAS, the undersigned has been appointed Substitute Trustee in place of the original Trustee, upon the contingency and the manner authorized by the Deed of Trust; and WHEREAS, VETERANS LAND BOARD OF THE STATE OF TEXAS, the Mortgagee or Mortgage Servicer, has instructed a Substitute Trustee to sell real property described in the Deed of Trust in order to satisfy the indebtedness secured thereby. THEREFORE, NOTICE IS HEREBY GIVEN that on OCTOBER 7, 2025, beginning at ean not later than three (3) hours after that time, a Substitute Trustee will sell, to the highest bidder submitting cashier's check, certified check or money order, the following described real property: LOT 35, IN BLOCK E, OF CREEKSHAW SUBDIVISION - PHASE 1A, AN ADDITION TO THE CITY OF ROYSE CITY, ROCKWALL COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT THEREOF RECORDED IN/UNDER CLERK'S FILE NO. 20210000011823, MAP/PLAT RECORDS, ROCKWALL COUNTY, TEXAS. The sale will occur at that area designated by the Commissioners Court of ROCKWALL County, Texas, for such sales (OR AT THE AREA IMMEDIATELY OUTSIDE ON THE FRONT STEPS OF THE ROCKWALL COUNTY COURTHOUSE, LOCATED AT ~1111 YELLOWJACKET BE ADVISED that, pursuant to the Texas Property Code, a mortgagee may be the mortgage servicer and a mortgagee or a mortgage servicer may administer the foreclosure of property on behalf of the mortgagee if they have entered into an agreement granting the current mortgage servicer authority to service the mortgage. The Mortgage Servicer, if not the Mortgagee, is representing the Mortgagee under a servicing agreement. The name and address of the Mortgagee is VETERANS LAND BOARD OF THE STATE OF TEXAS, 1700 N. CONGRESS, AUSTIN, TEXAS 78701-1496. The name and address of the Mortgage Servicer is GATEWAY MORTGAGE, P.0. BOX 1560, JENKS, OK 74037. The name and address of a Substitute Trustee is Michael J. Schroeder, 3610 North Josey Lane, Suite 206, Carrollton, Texas 75007. A substitute trustee is authorized by the Texas Property Code to set reasonable conditions for a sale. A purchaser at a sale acquires the property “as is" without any expressed or implied warranties at the purchaser's own risk. A purchaser at a sale is not a consumer. If a sale is set aside, the Purchaser will be entitled only to a return of the purchase price, less any applicable fees and costs, and shall have no other recourse against the mortgagor, the mortgagee, or the substitute trustee. ee SUBSTITUTE TRUSTEE(S) MICHAEL J. SCHROEDER OR JEFF BENTON, BRANDY BACON, JACK BECKHAM, BRENDA WIGGS, GUY WIGGS, DAVID STOCKMAN, DONNA STOCKMAN, JANET PINDER, MICHELLE SCHWARTZ, JAMIE DWORSKY, OR ANGELA Dated: SEPTEMBER 15, 2025. COOPER FILE NO.: GMG-3342 NOTICE SENT BY: PROPERTY: 5067 STREAM TURN DR MICHAEL J. SCHROEDER ROYSE CITY, TEXAS 75189 3610 NORTH JOSEY LANE, SUITE 206 CARROLLTON, TEXAS 75007 BLYTHE BINGHAM Tele: (972) 394-3086 Fax: (972) 394-1263