225 E LOCUST ST

NCB 1730 BLK 8 LOT 6&7

Doc# 20251200266 11/10/2025 11:17 AM Page 1 of 6 Lucy Adame-Cliark, Bexar County Clerk NOTICE OF SUBSTITUTE TRUSTEE’S FORECLOSURE SALE 0 A a 25-2025 1208; THE STATE OF TEXAS § § KNOW ALL MEN BY THESE PRESENTS COUNTY OF BEXAR § ASSERT AND PROTECT YOUR RIGHTS AS A MEMBER OF THE ARMED FORCES OF THE UNITED STATES. IF YOU ARE OR YOUR SPOUSE IS SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OF THE TEXAS NATIONAL GUARD OR THE NATIONAL GUARD OF ANOTHER STATE, OR AS A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE-DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY. 1. PROPERTY TO BE SOLD AS DESCRIBED IN THE DEED OF TRUST: BEING ALL OF LOT 6 AND LOT 7, N.C.B. 1730, CITY OF SAN ANTONIO; BEING THE SAME LAND HOLDING, LLC CALLED 0.274 ACRE TRACT RECORDED IN DOCUMENT NO. 20230071063 OF THE OFFICIAL PUBLIC RECORDS OF BEXAR COUNTY, TEXAS (OPRBCT); AND BEING MORE FULLY DESCRIBED ON EXHIBIT “A” ATTACHED HERETO (hereinafter the “Property”) 2. INSTRUMENT TO BE FORECLOSED: That certain Deed of Trust dated effective July 19, 2024 and filed of record with the Official Public Records of Bexar County, Texas as Document No. 20240131015, as renewed and extended by that certain First Loan Renewal, Extension, and Modification Agreement dated effective August 1, 2025 and recorded in the Official Public Records of Bexar County, Texas as Document No. 20250142026 (“Deed of Trust”) 3. DATE, TIME, AND PLACE OF SALE: Date: Tuesday, December 2, 2025 Time: The sale will begin no earlier than 10:00 A.M. or no later than three Notice of Substitute Trustee’s Sale: Bexar County Property—225 Locust, LLC December 2, 2025 Foreclosure — 1* Lien Page 1 of 5  Doc# 20251200266 11/10/2025 11:17 AM Page 2 of 6 Lucy Adame-Cliark, Bexar County Clerk (3) hours thereafter. The sale will be completed by no later than 4:00 p.m. Place: The sale will take place at the WEST SIDE OF THE BEXAR COUNTY COURTHOUSE or in the location designated by the Commissioner’s Court of said county for conducting foreclosure sales in Bexar County, Texas. In the event that the beneficiary decides to postpone, withdraw, or reschedule the foreclosure for another day, the Substitute Trustee need not appear at the date, time, and place of the scheduled sale to announce the postponement, withdrawal, or rescheduling. Notice of the date of any rescheduled foreclosure sale will be re-posted and re-filed in accordance with the posting and filing requirements of the Texas Property Code. The re-posting or re-filing may be after the date originally scheduled for this sale. 4. TERMS OF SALE: The Sale will be conducted as a public auction to the highest bidder for cash, subject to the provisions of the Deed of Trust permitting the beneficiary thereunder to have the bid credited to the Note up to the amount of the unpaid debt secured by the Deed of Trust at the time of sale. Those desiring to purchase the Property will need to demonstrate their ability to pay cash on the day the Property is sold. Notice of Substitute Trustee’s Sale: Bexar County Property—225 Locust, LLC December 2, 2025 Foreclosure — 1° Lien Page 2 of §  Doc# 20251200266 11/10/2025 11:17 AM Page 3 of 6 Lucy Adame-Cliark, Bexar County Clerk The sale will be made expressly subject to any title matters set forth in the Deed of Trust and appearing of record in the Official Public Records of Bexar County, Texas. Prospective bidders are reminded that by law the sale will necessarily be made subject to all prior matters of record affecting the Property, if any, to the extent that they remain in force and effect and have not been subordinated to the Deed of Trust including any unpaid ad valorem taxes and any mechanic’s_ and/or materialmen’s liens which prime the Deed of Trust._The_ sale shall not cover any part of the Property that has been released of public record from the lien of the Deed of Trust. Prospective bidders are strongly urged to examine the applicable property records to_ determine the _nature_and_extent_of such matters, if any. Pursuant to the Deed of Trust, the beneficiary has the right to direct the Substitute Trustee to sell the Property in one or more parcels and/or to sell all or only a part of the Property. Pursuant to Section 51.009 of the Texas Property Code, the Property shall be sold “AS IS” and “WHERE IS” with no representations or warranties, either expressed or implied, except as to the warranties of title, if any, provided for under the Deed of Trust. The sale expressly excludes any warranty of merchantability or fitness for a particular use. Prospective bidders are advised to conduct an independent investigation of the nature and physical condition of the Property. Notice of Substitute Trustee’s Sale: Bexar County Property—225 Locust, LLC December 2, 2025 Foreclosure — 1* Lien Page 3 of 5  Doc# 20251200266 11/10/2025 11:17 AM Page 4 of 6 Lucy Adame-Clark, Bexar County Clerk The Property will be sold subject to any unpaid ad va/orem taxes and any other prior liens. Any purchaser is urged to determine the unpaid balance, if any, of the ad va/orem taxes and any prior liens owing on the Property. Pursuant to Section 51.0075 of the Texas Property Code, the Trustee reserves the right to set further reasonable conditions for conducting the sale. Any such further conditions shall be announced before bidding is opened for the first sale of the day held by the Trustee or any substitute trustee. 5. TYPE OF SALE: The sale is a non-judicial Deed of Trust lien and foreclosure sale being conducted pursuant to the power of sale granted by the Deed of Trust executed by 225 Locust, LLC. 6. OBLIGATION SECURED: The Deed of Trust provides that it secures the payment of the indebtedness and all obligations described therein, including, but not limited to the Promissory Note dated effective July 19, 2024 between BHA Financial, LP, as Lender and 225 Locust, LLC, as Borrower in the original principal amount of $675,000.00 as renewed and extended by that certain First Loan Renewal, Extension, and Modification Agreement dated effective August 1, 2025 and recorded in the Official Public Records of Bexar County, Texas as Document No. 20250142026 (“1s Lien Note”). BHA Financial, LP is the current holder of the described Notice of Substitute Trustee’s Sale: Bexar County Property—225 Locust, LLC December 2, 2025 Foreclosure — 1* Lien Page 4 of 5  Doc# 20251200266 11/10/2025 11:17 AM Page 5 of 6 Lucy Adame-Cliark, Bexar County Clerk obligations by virtue of its direct ownership or capacity as servicer and is the named beneficiary under the Deed of Trust. Questions concerning the sale may be directed to the following: Leslie M. Luttrell 100 NE Loop 410, Suite 615 San Antonio, Texas 78216 Telephone: 210.426.3600 luttreli@I\clawgroup.net 7. DEFAULT AND REQUEST TO ACT: Default has occurred under the Deed of Trust and the beneficiary has requested me, as Substitute Trustee, to conduct this sale. Notice is given that before the sale the beneficiary may appoint another person as substitute trustee to conduct the sale. jot d WITNESS MY HAND this a November, 2025




Substitute Trustee THE STATE OF TEXAS § § COUNTY OF BEXAR § BEFORE ME, the undersigned authority, on this day personally appeared Leslie M. Luttrell known to me to be the person whose name is subscribed to the foregoing instrument and acknowledged to me that he executed the same for the purposes and consideration therein expressed. GIVEN UNDER MY HAND AND SEAL OF OFFICE this )( % day of November, 2025.







SARAH D PITTS CASA, Notary 1D #124392228 (SAC )a} my Commission Expires re November 14, 2026 Notice of Substitute Trustee’s Sale: Bexar County Property—225 Locust, LLC December 2, 2025 Foreclosure — 1° Lien Page 5 of 5 Notary Public, State of Texas
 Doc# 20251200266 11/10/2025 11:17 AM Page 6 of 6 Lucy Adame-Cliark, Bexar County Clerk EXHIBIT A LEGAL DESCRIPTION - 0.274 ACRES BEING ALL OF LOT 6 AND LOT 7, N.C.B. 1730, CITY OF SAN ANTONIO; BEING THE SAME LAND HOLDING, LLC CALLED 0.274 ACRE TRACT RECORDED IN DOCUMENT NO. 20230071063 OF THE OFFICIAL PUBLIC RECORDS OF BEXAR COUNTY, TEXAS (OPRBCT); SAID 0.274 ACRES BEING MORE FULLY DESCRIBED BY METES AND BOUNDS AS FOLLOWS;







BEGINNING at a found 3/8" iron pipe for the southwest corner of the herein described tract, being the southwest corner of said LOT 6, N.C.8. 1730, being the southeast corner of LOT 5, N.C.B. 1730, and being on the northern Right—of—Woy of EAST LOCUST STREET (50° Wide Public R.0.W.), from-which 9 found 1/2” rebar with yellow cap stamped "GIBBONS 4716" beors North 89°48'21" West a distance of 91.54 feet for reference; THENCE, North 00°25'45” West o distance of 130.81 feet, along the common boundary of this troct and said LOT 5, N.C.8. 1730, too found 1/2” rebar with yellow cap stomped "ROSIN JOHNSON” for the northwest corner of this tract, being the northwest carner of said LOT 6, N.C.8. 1730, being the northeast corner of said LOT 5, N.C.B. 1730;
THENCE, North 89°32’43” East a distance of 91.28 feet, along the northern boundary of this tract. being the northern boundary of said Lot 6, N.C.8. 1730 and becoming the northern boundary of said LOT 7, N.C.8. 1730 to a set 1/2” rebar with orange cop stamped “OPEN RANGE FS 10194069" for the northeast corner of this tract, being the northeast corner of said LOT 7, N.C.B. 1730, ond being on the western Right-of—Woy of MCCULLOUGH AVENUE (55.6' Wide Public R.O.W.), from which a found 1/2” rebor with no identification for the northeast corner of LOT 11, N.C.B. 1730 bears North 00°28'18" West a distance of 200.72 feet for reference; THENCE, South 00°25'45" East a distance of 130.85 feet, along the eastern boundary of this tract, being the eastern boundary of said LOT 7, NC.8. 1730, and being the western Right-of-Way of MCCULLOUGH AVENUE (55.6' Wide Public R.O.W.) to o set “MAG” nail with washer stamped "OPEN RANGE FS 10194069" for the southeast corner of this tract, being the southeast corner of said LOT 7, N.C.B. 1730, and being the intersection of the western Right-of-Way of MCCULLOUGH AVENUE (55.6' Wide Public R.0.W.) and the northern Right-of-Way of EAST LOCUST STREET (50° Wide Public R.0.W.): THENCE, South 89°34'10" West a distance of 91.28 feet, along the southern boundory of this tract, being the southern boundary of LOT 7, N.C.B. 1730 ond becoming the southern boundary of soid LOT 6, N.C.B. 1730, being the northern Right—of —Way ef EAST LOCUST STREET (50° Wide Pubtic R.O.W.) to the POINT OF BEGINNING. FILE INFORMATION Document Number: 20251200266 Oate/Time: 11/10/2025 11:17:02 AM Total Pages: 6 FILED IN THE OFFICIAL PUBLIC RECORDS OF BEXAR COUNTY LUCY ADAME —CLARK BEXAR COUNTY CLERK Total Fees: $2.00 CONTAINING: 0.274 acres (11,942 SQ.FT.) of land,