737 Winding Oak Bnd

THOUSAND OAKS PH I BLK B LOT 45

TS No.: 2025-01148-TX a '€§ I 25-000725-673 ‘ 7 8 National Guard of another state or as a member of g reserve component of the armed forces of the United States, e ritten notice of the active mili 5 ¢ to th i ice immediately. 1. Date, Time and Place of Sale. Date: 12/02/2025 Time: = The sale will begin at 01:00 PM or not later than three hours after that time Place: Denton County, Texas at the following location: THE COURTYARD AREA OF THE SOUTHWEST CORNER OF THE DENTON COUNTY COURTS BUILDING OR AS DESIGNATED BY THE COUNTY COMMISSIONER'S OFFICE PURSUANT TO SECTION 51.002 OF THE TEXAS PROPERTY CODE AS THE PLACE WHERE FORECLOSURE SALES ARE TO TAKE PLACE OR AS DESIGNATED BY THE COUNTY COMMISSIONERS

Property Address: 737 WINDING OAK BEND, LAKE DALLAS, TX 75065 2. Terms of Sale: The sale will be conducted as a public auction to the highest bidder for cash. Pursuant to the deed of trust, the mortgagee has the right to direct the Trustee to sell the property in one or more parcels and/or to sell all or only part of the property, Pursuant to section 51.009 of the Texas Property Code, the property will be sold in AS IS, WHERE TS condition, without any express or implied warranties, except as to the warranties of title, if any, provided for under the deed of trust. Any conveyance of the property is subject to all matters of record affecting the property, 3. Instrument to be Foreclosed: The instrument to be foreclosed is the Deed of Trust or Contract Lien dated 06/16/2023 and recorded 06/21/2023 in Document 63761 , real property records of Denton County, Texas, with LISA ANN MEJIA, UNMARRIED WOMAN grantor(s) and ARK-LA-TEX FINANCIAL SERVICES, LLC, DBA BENCHMARK MORTGAGE as Lender, MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as Beneficiary. 4. Appointment of Substitute Trustee: In accordance with Texas Property Code Sec, 51.0076, the undersigned authorized agent for the mortgage servicer has named and appointed, and by these presents does name and appoint AVT Title Services, LLC, located at 5177 Richmond Avenue Suite 1230, Houston, TX 77056, Substitute Trustee to act under and by virtue of said Deed of Trust. 5. Obligation Secured: Deed of Trust or Contract Lien executed by LISA ANN MEJIA, UNMARRIED WOMAN, securing the payment of the indebtedness in the original principal amount of $379,008.00, and obligations therein described including but not limited to the promissory note; and all modifications, renewals and extensions of the promissory note. Ark-La-Tex Financial Services, LLC is the current mortgagee of the note and deed of trust or contract ien. Version 1.1 TX NOS 0217 Page 1 of 3  TS No,: 2025-01148-TX 25-000725-673 Notice of [Substitute] Trustee Sale 6. Default: A default has occurred in the payment of indebtedness, and the same is now wholly due, and the owner and holder has requested to sell said property to satisfy said indebtedness. 7, Property to be sold: The property to be sold is described as follows: LOT 45, BLOCK B, THOUSAND OAKS ADDITION PHASE ONE, AN ADDITION TO THE CITY OF LAKE DALLAS, DENTON COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT RECORDED IN CABINET I, SLIDE 308, PLAT RECORDS O¥ DENTON COUNTY, TEXAS. 8. Mortgage Servicer Information: The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a servicing agreement with the Mortgages. Pursuant to the Servicing Agreement and Texas Property Code § 51.0025, the Mortgage Servicer is authorized to collect the debt and to administer any resulting foreclosure of the lien securing the property referenced above. PHH Mortgage Corporation, as Mortgage Servicer, is representing the current mortgagee, whose address is: C/O PHH Mortgage Corporation PO BOX 24605 West Palm Beach, FL 33416-4605 Phone: 877-744-2506 Version 1.1 TX NOS 0217 Page 2 of 3  TS No.: 2025-01148-TX 25-000725-673 Notice of [Substitute] Trustee Sale 9. Limitation of Damages: If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a retum of the finds paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgage, or the Mortgagee's attorney.
Date: September 11, 2025

C/O Power Default Services, Inc. 7730 Market Center Ave, Suite 100 El Paso, TX 79912 Telephone: 855-427-2204 Fax: 866-960-8298 For additional sale information visit: www.hubzu.com or (855) 882-1314 POWER DEFAULT SERVICES, INC, MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE, Certificate of Posting Tam Donna Stockman whose address is c/o AVT Title Services, LLC, 5177 Richmond Avenue, Suite 1230, Houston, TX 77056. I declare under penalty of perjury thaton 9/16/25 I filed this Notice of Foreclosure Sale at the office of the Denton County Clerk and caused it to be posted at the locatian directed by the Denton County Commissioners Court. Version 1.1 TX NOS 0217 Page 3 of 3

Bed, Bath, Estimated value: $324,522 Avg ($/sqft: 179, 4 Bed , 2 Bath) # listed: 21