CB 4299 TR 6 OR P-73 ABS 472
Bedrooms
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Year Built
Doc# 20250900296 08/11/2025 03:45 PM Page 1 of 4 Lucy Adame-Clark, Bexar County Clerk 1 8 A A 0 0 NOTICE OF CONFIDENTIALITY RIGHTS: IF YOU ARE A NATURAL PERSON, YOU MAY REMOVE OR STRIKE ANY OR ALL OF THE FOLLOWING INFORMATION FROM ANY INSTRUMENT THAT TRANSFERS AN INTEREST IN REAL PROPERTY BEFORE IT IS FILED FOR RECORD IN THE PUBLIC RECORDS: YOUR SOCIAL SECURITY NUMBER OR YOUR DRIVER'S LICENSE NUMBER. Notice of Foreclosure Sale August 11, 2025 Deed of Trust ("Deed of Trust”): Dated: Grantor: Lender: Trustee: Recorded in: Property: Secures: Substitute Trustee: Foreclosure Sale: Date: Time: Place: Terms of Sale: August 13, 2010 Charles P. Cleveland and Linda D. Cleveland Southside Credit Union Steven Gross Document No. 20100150731, Official Public Records of Bexar County, Texas A 0.477 acre tract described in Exhibit “A” attached hereto and incorporated herein for all purposes Promissory Note ("Note") in the original principal amount of $160,550.00, executed by Charles P. Cleveland and Linda D. Cleveland ("Borrower") and payable to the order of Lender. Michael Fritz Baird 242 W. Sunset, Ste. 201 San Antonio, TX 78209 Tuesday, September 2, 2025 The sale of the Property will be held between the hours of 10:00 A.M. and 4:00 P.M. local time; the earliest time at which the Foreclosure Sale will begin is 10:00 am and not later than three hours thereafter. Outside of the west side of the Bexar County Courthouse which is near the intersection of East Nueva Street and the closed portion of South Main Avenue, San Antonio, Texas 78205, or any other place as mandated by the Commissioner’s Court of Bexar County, Texas. The Foreclosure Sale will be conducted as a public auction and the Property will be sold to the highest bidder for cash, except that Beneficiary’s bid may be by credit against the indebtedness secured by the lien of the Deed of Trust. Default has occurred in the payment of the Note and in the performance of the
Doc# 20250900296 08/11/2025 03:45 PM Page 2 of 4 Lucy Adame-Clark, Bexar County Clerk obligations of the Deed of Trust. Because of that default, Beneficiary, the owner and holder of the Note, has requested Substitute Trustee to sell the Property. The Deed of Trust may encumber both real and personal property. Formal notice is hereby given of Beneficiary’s election to proceed against and sell both the real property and any personal property described in the Deed of Trust in accordance with Beneficiary’s rights and remedies under the Deed of Trust and section 9.604(a) of the Texas Business and Commerce Code. Therefore, notice is given that on and at the Date, Time, and Place for the Foreclosure Sale described above, Substitute Trustee will sell the Property in accordance with the Terms of Sale described above, the Deed of Trust, and applicable Texas law. If Beneficiary passes the Foreclosure Sale, notice of the date of any rescheduled foreclosure sale will be reposted and refiled in accordance with the posting and filing requirements of the Deed of Trust and the Texas Property Code. The Foreclosure Sale will be made expressly subject to any title matters set forth in the Deed of Trust, but prospective bidders are reminded that by law the Foreclosure Sale will necessarily be made subject to all prior matters of record affecting the Property, if any, to the extent that they remain in force and effect and have not been subordinated to the Deed of Trust. For the avoidance of doubt, the Foreclosure Sale will not cover any part of the Property that has been released of public record from the lien and/or security interest of the Deed of Trust by Beneficiary. Prospective bidders are strongly urged to examine the applicable property records to determine the nature and extent of such matters, if any. Pursuant to section 51.009 of the Texas Property Code, the Property will be sold "AS IS," without any expressed or implied warranties, except as to the warranties (if any) provided for under the Deed of Trust. Prospective bidders are advised to conduct an independent investigation of the nature and physical condition of the Property. Pursuant to section 51.0075(a) of the Texas Property Code, Substitute Trustee reserves the right to set further reasonable conditions for conducting the Foreclosure Sale. Any such further conditions shall be announced before bidding is opened for the first sale of the day held by Substitute Trustee. Charles P. Cleveland died on August 21, 2022. A dependent administration was opened for the Estate of Charles P. Cleveland, Deceased, under Cause No. 2024-PC1-02278, Probate Court 1, Bexar County, Texas. A copy of the order allowing authorizing foreclosure of the Property is attached to this Notice as Exhibit “B”. Firstmark Credit Union is the successor credit union of Southside Credit Union. Assert and protect your rights as a member of the armed forces of the United States. If you are or your spouse is serving on active military duty, including active military duty as a member of the Texas National Guard or the National Guard of another state or as a
Doc# 20250900296 08/11/2025 03:45 PM Page 3 of 4 Lucy Adame-Clark, Bexar County Clerk member of a reserve component of the armed forces of the United States, please send written notice of the active duty military service to the sender of this notice immediately. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE BENEFICIARY OR MORTGAGE SERVICER. Michael Fritz Baird BairdLaw, PLLC Attorney for Beneficiary 242 W. Sunset, Ste. 201 San Antonio, TX 78209 210-828-5844
Doc# 20250900296 08/11/2025 03:45 PM Page 4 of 4 Lucy Adame-Clark, Bexar County Clerk Exhibit “A” Being a 0.477 acre tract called a 0.553 acre tract of land, more or less, hereby designated as Tract No. 6, out of the subdivision of 2.596 acres (formerly owned by Richard Magnus) into seven tracts; said 2.596 acres conveyed by Jack Mulhollan and wife by deed of record in Volume 4761, Page 329, Deed Records of Bexar County, Texas, and being out of Samuel McCulloch Survey 54, Abstract 472, County Block 4299, Bexar County, Texas; said 0.477 acre tract fronts on the south line of Dragon Lane (aka Edwards Road) (Width varies) about 14 miles in a southwesterly direction from the courthouse in Bexar County, Texas; and being described by metes and bounds as follows: BEGINNING at an iron rod found on the south line of Dragon Lane (aka Edwards Road width varies) for the northwest corner of said 0.447 of an acre being also the northeast corner of the tract of land conveyed to Eusebio Ramirez containing 0.8960 acres and recorded in Volume 12958, Page 1208, of the Official Property Records of Bexar County, Texas for the Place of Beginning hereof; Thence with south line of Dragon Lane, South 74° 47' 00" East, (bearing basis hereof), a distance of 171 .23 feet to an iron rod found for the northwest corner of a 1.483 acre tract of land to Rachel C. Snider and recorded as a Deed of Trust in Volume 1406, Page 66 of the Real Property Records of Bexar County, Texas; Thence with east line of said Snider Tract the following courses; South 11° 14' 20" West, 50.94 feet to an iron rod found at an angle; South 25° 10' 36" East, a distance of 91.74 feet to an iron rod found for the southeast corner hereof and the northeast corner of 0.365 acre tract of land described as Tract 1 to Rachel Snider and recorded in Volume 1369, Page 480, of the Real Property Records of Bexar County, Texas, Thence South 68° 44' 00" West, a distance of 100.03 feet to an iron rod set at the southwest corner hereof, the northwest corner of Snider Tract 1, and the East line of a Tract 2 called 0.634 acres as also recorded in Volume 1369, Page 480, of the Real Property Records of Bexar County, Texas; Thence with the west line hereof and the east line of the said Snider Tract 2 and said Ramirez tracts, North 25° 16' 00" West, a distance of 236.87 feet to the Place of Beginning containing 0.477 acres of land more or less. FILE INFORMATION Document Number: 20250900296 Date/Time: 8/11/2025 3:45:32 PM Total Pages: 4 FILED IN THE OFFICIAL PUBLIC RECORDS OF BEXAR COUNTY LUCY ADAME -— CLARK BEXAR COUNTY CLERK Total Fees: $2.00
Appraised Value
$187,720
Default Amount
$160,550
Potential Savings: $27,170
Auction Date
September 2, 2025 BETWEEN 10AM AND 4PM
Foreclosure Type
mortgage
Current Owner
CLEVELAND CHARLES P & LINDA D
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