1001 Ridgetop Dr

RIDGEVIEW ESTATES SUBD BLK 3 LOT 11

07/026 NOTICE OF SUBSTITUTE TRUSTEE SALE

Deed of Trust Date: 8/29/2019 | Original Beneficiary/Mortgagee: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”) SOLELY AS A NOMINEE FOR GUILD MORTGAGE COMPANY, A CALIFORNIA CORPORATION, ITS SUCCESSORS Grantor(s)/Mortgagor(s): PETER N. PRATT JR., A SINGLE MAN Current Beneficiary/Mortgagce: Guild Mortgage Company LLC
AND ASSIGNS _. Recorded in: Property County: Volume: N/A DENTON Page: N/A Instrument No: 108604 Mortgage Servicer: Mortgage Servicer’s Address: Guild Mortgage Company LLC is representing the Current 3887 Copley Drive, Beneficiary/Mortgagee under a servicing agreement with the Current San Diego, CA 9211) Beneficiary/Mortgagee. Date of Sale: 9/2/2025 Earliest Time Sale Will Begin: 10am Place of Sale of Property: Denton County Courts Building, 1450 East McKinney Street, Denton, TX 76209 OR IN THE AREA DESIGNATED BY THE COMMISSIONER'S COURT, PURSUANT TO SECTION 51.002 OF THE TEXAS PROPERTY CODE.





Legal Description: LOT 11, BLOCK 3, RIDGEVIEW ESTA SUBDIVISION, AN ACCORDING TO THE PLAT THEREOF RECORDED IN CABINET N, PAGE 398, PLAT

DDITION TO THE CITY OF JUSTIN, DENTON COUNTY, TEXAS, ?CORDS, DENTON COUNTY, TEXAS. In accordance with Tex. Prop, CobE §51.0076 and the Deed of Trust referenced above, the undersigned as attorney for Mortgagee or Mortgage S remove the original Trustee and all suceessor substitute ty Luna, Ramiro Cuevas, Joshua Sanders, Matthew Hansen,
vicer does hereby and appoints in their stead, Phillip Pierceall, Douglas Rodgers, Terry Waters, Bruce Miller, Ashlee ionna Hadnot. Shawn Schifter, Lisa Bruno, Conrad Wallace, Misty McMillan, Angie Uselton, Tonya Washington, Auction.com LLC, Francesca Ortolani, Shelley Ortolani, Mary Mancuso, Michele Hreha, Carol Dunmon, or Payton Hreha, Cole Patton, Myra Homayoun, Thuy Frazier, McCarthy & Holthus, LLP. as Substitute Trustee. whe shall her er exerci: 1 powers and duties set aside to the said original Trustee under there said Deed of Trust; and, further, does hereby request, authorize, and instruct said Substinite Trustee to conduct and direct the execution of remedies set aside to the beneficiary therein









‘The Substitute Trustee will sell the property by public auction to the highest bidder for cash at the place and date specified. The sale will begin at the earliest time stated above or within three (3) hours after that time. The Property will be sold “AS 1S." without any express of implied warranties, except as to warranties of title, and at the purchaser's own risk, pursuant to the terms of TEX. PROP. CODE $51.002 and §51.009. Prospective bidders are advised to conduct an independent investigation of the nature and physical condition of the Property, Substitute Trustee reserves the right to set further reasonable conditions for conducting the public auction, Any such further conditions shall be announced before bidding is opened for the first sale of the day heid by Substitute Trustee.
THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER.
NOTICE PURSUANT TO TEX. PROP. CODE § 51.002(1): ASSERT AND PROTECT YOUR RIGHTS AS MEMBER OF THE ARMED FORCES OF THE UNITED STATES. IF YOU OR YOUR SPOUSE ARE SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OF THE TEXAS NATIONAL OR THE NATIONAL GUARD OF ANOTHER STATE OR AS A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY. | [4 | Dated: 7/11/2025 Thay Frazier, Attorney McCarthy & Holthus, LLP 1255 West 15th Street, Suite 1060 Plano, TX 78075 Attomeys for Guild Mortgage Company LLC






Dated:


Shelley Substitute Trustee c/o Auction.com % 1285 West 15th Street. Suite 1060 | 4 3 HAS Pluno, TX 75075 Bip sales mesarlisholnuscans giny ni war S2 MH Fite Number: TX-25-110560-POS Lean Type: FHA
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Bed, Bath, Estimated value: $562,005 Avg ($/sqft: 187, 4 Bed , 3 Bath) # listed: 51