2900 GREENHORN AVE

HIGHBRIDGE PH 4, BLOCK R, LOT 1

TIC! IBS E TEE SALE









| Deed of Trust Date: | Grantor(s)/Mortgagor(s): 11/23/2022 JOSE ARMANDO RAMIREZ AND JASMINE MARTE





4, HUSBAND AND WIFE Current Beneficiary/Mortgagee: PENNYMAC LOAN SERVICES, LLC











Original Beneficiary/Mortgagee: | MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (SMERS") SOLELY AS A NOMINEE FOR LENNAR MORTGAGE, LL.C., ITS SUCCESSORS AND ASSIGNS










Recorded in: | Property County: Volume: 7901 KAUFMAN Page: 522

Instrument No: 2022-0043739 Mortgage Servicer: PennyMac Loan Services, LLC is representing the Current Beneficiary/Mortgagee under a servicing agreement with the Current Beneficiary/M ic.











Mortgage Servicer’s Address: 3043 Townsgate Rd, Suite 200, Westlake Village, CA 91361 Earliest Time Sale Will B Place of Sale “OF Kaufman County Courthouse, 1902 US Highway 175, Kaufman TX 75142 OR IN THE AREA DESIGNATED BY THE COMMISSIONER'S COURT, PURSUANT TO SECTION 51.002 OF THE TEXAS PROPERTY. CODE.







Legal Description: LOT 1, IN BLOCK R, OF HIGHBRIDGE PHASE 4, A SURDIVISION IN KAUFMAN COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT THEREOF RECORDED IN CABINET 4, SLEEVE 26, OF THE PLAT RECORDS OF KAUFMAN COUNTY, TEXAS. In accordance with TEX. Prop. CODE §51.0076 and the Deed of Trust referenced above, the undersigned as attorney for Mortgagee or Mortgage Servicer does hereby remove the original Trustee and all successor substitute crustees and appoints in their stead, Terry Waters, Bruce Miller, Ashice Luna, Ramiro Cuevas, Patrick Zwicrs, Shawn Schiller, Darla Boestcher, Lisa Bruno, Angie Uselton, Conrad Wallace, Tonya Washington, Misty McMillan, Tionna Hadnot, Auction.com LLC, Randy Danicl or Cindy Danict or Jim O'Bryant, Cole Patton, Myra Homayoun, Thuy Frazier, McCarthy & Holthus, LLP, as Substitute Trustee, who shall hereafter exercise all powers and duties set aside to the said original Trustce under there said Deed of Trust; and, further, docs hereby request, authorize, and instruct said Substitute Trustee to conduct and direct the execution of remedies set aside to the beneficiary therein The Substitute Trustce will sell the property by public auction to the highest bidder for cash at the place and date specified, The sale will begin at the earliest time stated above or within three (3) hours after that time. The Property will be sold “AS IS,” without any express or implied warranties, except as to wurrantics of title, and ar the purchaser's own risk, pursuant to the terms of TEX, Prop. CODE $51,002 and §51.009. Prospective bidders are advised to conduct an independent investigation of the nature and physical condition af the Property, Substitute Trustee reserves the right to set further reasonable conditions for conducting the public auction. Any such further conditions shall be announced before bidding is opened for the first sale of the day held by Substinute Trustee. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) {DENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. NOTICE PURSUANT TO TEX, PROP. CODE § 51.002(I): ASSERT AND PROTECT YOUR RIGHTS AS MEMBER OF THE ARMED FORCES OF THE UNITED STATES. IF YOU OR YOUR SPOUSE ARE SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY ASA MEMBER OF THE TEXAS NATIONAL OR THE NATIONAL GUARD OF ANOTHER STATE OR AS A MEMBER OF A RESERVE. COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY. Dated: 10/1/2025 Thuy Frazier, Attorney Substitute Trustee McCarthy & Holthus, LLP c/o Auction.com

1255 West 15th Street, Suite 1060 1255 West 15th Street, Suite 1060 Plano, TX 75075 Plano, TX 75075 Attorneys for PennyMac Loan Services, LLC bttps:!/sales.mecarthvhalthys.com! MH File Number: TX-25-122973-POS Loan Type: FHA