3539 MILDREN BEND

WILDCAT RANCH PH 3, BLOCK AE, LOT 13

November 6, 2025 Notice of Foreclosure Sale
Deed of Trust ("Deed of Trust"): RY: : : TT. - Dated: November 10, 2022 | Grantor: Humberto Vargas Torres and Miguel Angel Mondragon Trustee: J. Mark Riebe Lender: TexasBank Recorded in: Legal Description: Secures: Substitute Trustee: Substitute Trustee's Address: Nominee for Lender/ Beneficiary: Nominee for Lender/ Beneficiary's Address: Foreclosure Sale: Date: Time: Instrument No. 2022-0042271 of the real property records of Kaufman County, Texas Lot 13, Block "AE," WILDCAT RANCH PHASE 3, a subdivision in Kaufman County, Texas, according to the map or plat thereof recorded in Document No. 2021-0050448, Cabinet 4, Slide 16, Plat Records of Kaufman County, Texas Property Address: 3539 Mildren Bend, Crandall, TX 75114 Promissory Note ("Note") in the original principal amount of $240,800.00, executed by Humberto Vargas Torres and Miguel Angel Mondragon ("Borrower") and payable to the order of Lender Craig C. Lesok 226 Bailey Ave, Ste 101, Fort Worth, TX, 76107 Mortgage Electronic Registration Systems, Inc. ("MERS") P.O. Box 2026, Flint, MI, 48501 Tuesday, December 2, 2025 The sale of the Property will be held between the hours of 10:00 A.M. and 4:00 P.M. local time; the earliest time at which the Notice of Foreclosure Sale (Torres)- Page 1 Foreclosure Sale will begin is 1:00 P.M. and not later than three hours thereafter. Place: The front steps of the Kaufman County Justice Center located at 1902 US Highway 175 as the appropriate site for all foreclosure sales and auctions or if the preceding area is no longer the designated area, at the area most recently designated by the Couty Commissioner's Court Terms of Sale: The Foreclosure Sale will be conducted as a public auction and the Property will be sold to the highest bidder for cash, except that TexasBank's bid may be by credit against the indebtedness secured by the lien of the Deed of Trust. Default has occurred in the payment of the Note and in the performance of the obligations of the Deed of Trust. Because of that default, TexasBank, the owner and holder of the Note, has requested Substitute Trustee to sell the Property. The Deed of Trust may encumber both real and personal property. Formal notice is hereby given of TexasBank's election to proceed against and sell both the real property and any personal property described in the Deed of Trust in accordance with TexasBank's rights and remedies under the Deed of Trust and section 9.604(a) of the Texas Business and Commerce Code. Therefore, notice is given that on and at the Date, Time, and Place for the Foreclosure Sale described above, Substitute Trustee will sell the Property in accordance with the Terms of Sale described above, the Deed of Trust, and applicable Texas law. If TexasBank passes the Foreclosure Sale, notice of the date of any rescheduled foreclosure sale will be reposted and refiled in accordance with the posting and filing requirements of the Deed of Trust and the Texas Property Code. The Foreclosure Sale will be made expressly subject to any title matters sct forth in the Deed of Trust, but prospective bidders are reminded that by law the Foreclosure Sale will necessarily be made subject to all prior matters of record affecting the Property, if any, to the extent that they remain in force and effect and have not been subordinated to the Deed of Trust. For the avoidance of doubt, the Foreclosure Sale will not cover any part of the Property that has been released of public record from the lien and/or security interest of the Deed of Trust by TexasBank. Prospective bidders are strongly urged to examine the applicable property records to determine the nature and extent of such matters, if any. Pursuant to section 51.009 of the Texas Property Code, the Property will be sold "AS 1S," without any expressed or implied warranties, except as to the warranties (if any) provided for under the Deed of Trust. Prospective bidders are advised to conduct an independent investigation of the nature and physical condition of the Property. Notice of Foreclosure Sale (Torres)- Page 2 Pursuant to section 51.0075(a) of the Texas Property Code, Substitute Trustee reserves the right to set further reasonable conditions for conducting the Foreclosure Sale. Any such further conditions shall be announced before bidding is opened for the first sale of the day held by Substitute Trustee. Assert and protect your rights as a member of the armed forces of the United States. If you are or your spouse is serving on active military duty, including active military duty as a member of the Texas National Guard or the National Guard of another state or as a member of a reserve component of the armed forces of the United States, please send written notice of the active duty military service to the sender of this notice immediately. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR NOMINEE FOR LENDER/ BENEFICIARY, ( £m L. « Craig C. Lesok Attorney for Lender SBOT No. 24027446 fe Craig C. Lesok 226 Bailey Ave, Ste 101 Fort Worth, TX 76107 Telephone (817) 882-9991 Telecopier (817) 882-9993 E-mail: [email protected] Notice of Foreclosure Sale (Torres)- Page 3 

Bed, Bath, Estimated value: $339,413 Avg ($/sqft: 152, 3 Bed , 2 Bath) # listed: 49