3734 HONEY DAISY DR

HEARTLAND PH 23, BLOCK 6, LOT 10

RECORDING REQUESTED BY:
WHEN RECORDED MAIL TO: Jeff Benton, Brandy Bacon, Jack Beckman, Brenda Wiggs, Guy Wiggs, David Stockman, Donna Stockman, Janet Pinder, Michelle Schwartz, Jamie Dworsky, Angela Cooper c/o Malcolm Cisneros/Trustee Corps 17100 Gillette Avenue Irvine, CA 92614 (949) 252-8300 TS No TX07000282-25-1 APN 222389129 | TO No 250288179-TX-RWI 00140600060010000100 AKA 00.1406.0006.0010.00.01.00 NOTICE OF SUBSTITUTE TRUSTEE'S SALE WHEREAS, on May 24, 2024, STEVEN INSALACO AND SHARON INSALACO, HUSBAND AND WIFE as Grantor/Borrower, executed and delivered that certain Deed of Trust in favor of ROBERT H WAGNON as Trustee, MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, as nominee for REPUBLIC STATE MORTGAGE CO., its successors and assigns, as original Beneficiary, which Deed of Trust secures the payment of that certain Promissory Note of even date therewith in the original amount of $260,466.00, payable to the order of Planet Home Lending, LLC as current Beneficiary, which Deed of Trust recorded on May 29, 2024 as Document No. 2024-0016077 in Book 8520, on Page 323 in Kaufman County, Texas. Deed of Trust covers all of the real property described therein, including, but not limited to, all of the following described property, rights and interests (the "Property"), to-wit: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF APN 222389129 | 00140600060010000100 AKA 00.1406.0006.0010.00.01.00 WHEREAS, the Trustee named in the Deed of Trust having been removed, the legal holder of the indebtedness described in the Deed of Trust appointed Jeff Benton, Brandy Bacon, Jack Beckman, Brenda Wiggs, Guy Wiggs, David Stockman, Donna Stockman, Janet Pinder, Michelle Schwartz, Jamie Dworsky, Angela Cooper or either of them, as Substitute Trustee (each being referred to as the “Substitute Trustee”), upon the contingency and in the manner authorized by the Deed of Trust; and WHEREAS, defaults have occurred in the covenants of the Deed of Trust, monetary or otherwise, and the indebtedness secured by and described in the Deed of Trust is now wholly due, and Planet Home Lending, LLC, the legal holder of such indebtedness and the liens securing same has requested either one of the Substitute Trustees to sell the Property in accordance with applicable law and the terms and provisions of the Deed of Trust. TS No TX07000282-25-1 APN 222389129 | TO No 250288179-TX-RWI NOW THEREFORE, NOTICE IS HEREBY ERERR GRR BATS ugus 5 at 11:00 AM, no later than three (3) hours after such time, being the first Tuesday of such month, the Substitute Trustee will sell the Property at public venue to the highest bidder for cash. The sale will take place in Kaufman County, Texas, at the area designated by the Commissioner's Court for sales of real property under a power of sale conferred by a Deed of Trust or other contract lien as follows: At the commissioner's court of Kaufman County does hereby designate the front steps of the Kaufman county Justice center located at 1902 US Highway 175 as the appropriate site for all foreclosure sales and auctions.
The Deed of Trust may encumber both real and personal property. Formal notice is hereby given of and Planet Home Lending, LLC's election to proceed against and sell both the real property and any personal property described in said Deed of Trust in accordance with and Planet Home Lending, LLC's rights and remedies under the Deed of Trust and Section 9.604(a) of the Texas Business and Commerce Code. NOTICE IS FURTHER GIVEN, that except to the extent that the Substitute Trustee may bind and obligate Mortgagors to warrant title the Property under the terms of the Deed of Trust. Pursuant to Section 51.009 of the Texas Property Code, the Property will be sold in “as is”, “where is" condition. Conveyance of the Property shall be made without any representations or warranties whatsoever, expressed or implied. Prospective bidders are strongly urged to examine the applicable property records to determine the nature and extent of such matters and are advised to conduct an independent investigation of the nature and physical condition of the Property. Pursuant to Section 51.009 of the Texas Property Code, the Property will be sold in “as is”, “where is” condition, without any expressed or implied warranties, except as to the warranted. WITNESS, my hand this_26 day of June , 2025, (Qowna Stodomane By: Jeff Benton, Brandy Bacon, Jack Beckman, Brenda Wiggs, Guy Wiggs, David Stockman, Donna Stockman, Janet Pinder, Michelle Schwartz, Jamie Dworsky, Angela Cooper Substitute Trustee(s) ASSERT AND PROTECT YOUR RIGHTS AS A MEMBER OF THE ARMED FORCES OF THE UNITED STATES. IF YOU ARE OR YOUR SPOUSE IS SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OF THE TEXAS NATIONAL GUARD OR THE NATIONAL GUARD OF ANOTHER STATE OR AS A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY. SALE INFORMATION CAN BE OBTAINED ONLINE AT https:/iwww.servicelinkauction.com/ FOR AUTOMATED SALES INFORMATION PLEASE CALL: ServiceLink Auction | Hudson and Marshall at (866) 539-4173 FOR REINSTATEMENT / PAY OFF REQUESTS CONTACT: (949) 252-8300 To the extent your original obligation was discharged, or is subject to an automatic stay of bankruptcy under Title 11 of the United States Code, this notice is for compliance and/or informational purposes only and does not constitute an attempt to collect a debt or to impose personal liability for such obligation. However, a secured party retains rights under its security instrument, including the right to foreclose its lien. TS No TX07000282-25-1 APN 222389129 | 0014080995 AB 1 ORGLAO AKA LOT 10, BLOCK 6, OF HEARTLAND PHASE 23, AN ADDITION TO KAUFMAN COUNTY, TEXAS, ACCORDING TO THE PLAT THEREOF RECORDED IN CABINET 4, SLIDE 118, PLAT RECORDS, KAUFMAN COUNTY, TEXAS. TO No 250288179-TX-RWI