

NCB 7896 BLK LOT E 55.7 FT OF 20
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Year Built
Doc# 20251200117 10/30/2025 01:44 PM Page 1 of 2 Lucy Adame-Clark, Bexar County Clerk 601 Stonewall Ave, San Antonio, TX 78214 25-009388 NOTICE OF [SUBSTITUTE] TRUSTEE’S SALE Assert and protect your rights as a member of the armed forces of the United States. If you are or your spouse is serving on active military duty, including active military duty as a member of the Texas National Guard or the National Guard of another state or as a member of a reserve component of the armed forces of the United States, please send written notice of the active duty military service to the sender of this notice immediately. |. Date, Time, and Place of Sale. | Date: 12/02/2025 ~80-2025-20251 20011 Time: Between 10:00 AM - 1:00 PM and beginning not earlier than 10:00 AM and ending not later than three hours thereafter. Place: The area designated by the Commissioners Court of Bexar County, pursuant to §51.002 of the Texas Property Code as amended: if no area is designated by the Commissioners’ Court, the sale will be conducted in the area immediately adjacent (next) to the location where this Notice of Trustee’s Sale was posted. 2. Terms of Sale. Highest bidder for cash. 3. Instrument to be Foreclosed. The Instrument to be foreclosed is the Deed of Trust or Contract Lien dated February 4, 2004 and recorded in the real property records of Bexar County, TX and is recorded under Clerk’s Book 10559, Page 0348 with Yolanda Lobo (grantor(s)) and Mortgage Electronic Registration Systems, Inc., as nominee for BNC Mortgage, Inc., a Delaware Corporation mortgagee to which reference is herein made for all purposes. 4. Obligations Secured. Deed of Trust or Contract Lien executed by Yolanda Lobo, securing the payment of the indebtedness in the original amount of $64,000.00, and obligations therein described including but not limited to the promissory note and all modifications, renewals and extensions of the promissory note. U.S. Bank National Association, as Trustee, successor in interest to Bank of America, National Association, as Trustee, successor by merger to LaSalle Bank National Association, as Trustee for STRUCTURED ASSET INVESTMENT LOAN TRUST MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2004-5 is the current mortgagee of the note and Deed of Trust or Contract Lien. 5. Property to be Sold. THE EAST 55 FEET AND SEVENTY-EIGHT HUNDREDTH (E.55.78') OF LOT TWENTY (20), NEW CITY BLOCK SEVEN THOUSAND EIGHT HUNDRED NINETY-SIX 7896, MELROSE GARDENS, IN THE CITY OF SAN ANTONIO, BEXAR COUNTY, TEXAS, ACCORDING TO THE PLAT THEREOF RECORDED IN VOLUME 105, PAGE 235, DEED AND PLAT RECORDS OF BEXAR COUNTY, TEXAS.  Doc# 20251200117 10/30/2025 01:44 PM Page 2 of 2 Lucy Adame-Ciark, Bexar County Clerk 6. Mortgage Servicer Information. The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code §51.002, the Mortgage Servicer is authorized to collect the debt and to administer any resulting foreclosure of the lien securing the Property referenced above. Wells Fargo Home Mortgage, as Mortgage Servicer, is representing the current Mortgagee whose address is: U.S. Bank National Association, as Trustee, successor in interest to Bank of America, National Association, as Trustee, successor by merger to LaSalle Bank National Association, as Trustee for STRUCTURED ASSET INVESTMENT LOAN TRUST MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2004-5 11625 N Community House Rd Charlotte, NC 28277 7. Substitute Trustee(s) Appointed to Conduct Sale. In accordance with Texas Property Code §51.0076, the undersigned attorney for the mortgage servicer has named and appointed, and by these presents does name and appoint Kirk Schwartz Esq., or Carson Emmons, Esq., or Justin Ritchie, Esq., or Jeffrey Kramer, Esq., or AWEST or Agency Sales and Posting LLC, whose address is 7500 Dallas Pkwy #200, Plano, TX 75024 OR AUCTION.COM LLC, or XOME Inc and Tejas Corporate Services LLC, or Abstracts/Trustees of Texas, LLC or Alexis Martin, Cassie Martin, Troy Martin, Deborah Martin, Terri Martin or Shelby Martin, Substitute Trustee to act under and by virtue of said Deed of Trust. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. 10/22/2025 Lo 30 | Z02ZS Executed on Executed 6n /s/Carson T_H. Emmons
 James E. Albertelli, P.A. SUBSTITUTE TRUSTEE Kirk Schwartz, Esq. Agency Sales & Posting Carson Emmons, Esq. Agency Sales and Posting LLC or AUCTION.COM Justin Ritchie, Esq. LLC or Alexis Martin, Cassie Martin, Troy Martin, Jeffrey Kramer, Esq. Deborah Martin, Terri Martin or Shelby Martin 6565 N. MacArthur, Suite 470 7500 Dallas Pkwy #200 Irving, TX 75039 Plano, TX 75024 CERTIFICATE OF POSTING
 75038. I declare under penalty of perjury that on I filed at the office of the Bexar County Clerk and caused to be posted at the Bexar County courthouse this notice of sale. “ ~ . FILE INFORMATION _——_ peclarants STS r AYU pocument Number: 20251200117 : Date/Time: 10/30/2025 1:44:04 PM Total Pages: 2 FILED IN THE OFFICIAL PUBLIC RECORDS OF BEXAR COUNTY LUCY ADAME — CLARK BEXAR COUNTY CLERK Total Fees: $2.00 —— : : My name is wi av Hn > ney for is 1320 Greenway Ope Suite 300, Irving, TX
Appraised Value
$169,900
Default Amount
$64,000
Potential Savings: $105,900
Auction Date
December 2, 2025 10AM-1PM
Foreclosure Type
mortgage
Current Owner
LOBO YOLANDA
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