842 S SAN JOAQUIN AVE

NCB 8983 BLK LOT S 55 FT OF N 105 FT OF W 130 FT OF 14

| Doc# 20251000442 09/16/2025 02:57 PM Page 1 of 2 Lucy Adame-Clark, Bexar County Clerk
eT UR NOTICE OF SUBSTITUTE TRUSTEE’S SALE
Notice is hereby given of a public nonjudicial foreclosure sale. 1. Property To Be Sold. The property to be sold is described as follows: Being 0.145 acres of land out of Tract 14, New City Block 8983, FLAKE ADDITION, situated in the City of San Antonio, Bexar County, Texas, according to the map or plat thereof recorded in Volume 748, Pages 518-520, Deed and Plat Records of Bexar County, Texas, being approximately the South 55 feet of the North 105 feet of the West 130 feet of said Tract 14, and being the same 0.145 acre tract of land conveyed to Michael H. Flores by Warranty Deed with Vendor’s Lien dated April 4, 2023 and recorded as Document No. 20230061571 of the Official Public Records of Bexar County, Texas; Being the premises and improvements known as and numbered 842 S. San Joaquin Ave. 2. Date, Time, and Place of Sale. The sale is scheduled to be held at the following date, time, and place: Date: Tuesday, October 7, 2025 Time: The sale shall begin no earlier than 1:00 P.M. or no later than three hours thereafter. Place: Bexar County, Texas, at the following location: THE AREA LOCATED OUTSIDE ON THE WEST SIDE OF THE BEXAR COUNTY COURTHOUSE, WHICH IS NEAR THE INTERSECTION OF EAST NUEVA STREET AND THE CLOSED PORTION OF SOUTH MAIN AVENUE, WHICH IS ACCESSIBLE TO THE PUBLIC or at the area most recently designated by the Bexar County Commissioner’s Court. The Deed of Trust permits the Beneficiary to postpone, withdraw, or reschedule the sale for another day. In that case, the Trustee or Substitute Trustee under the Deed of Trust need not appear at the date, time, and place of a scheduled sale to announce the postponement, withdrawal, or rescheduling. 3. Terms of Sale. The sale will be conducted as a public auction to the highest bidder for cash, subject to the provisions of the Deed of Trust permitting the Beneficiary thereunder to have the bid credited to the note up to the amount of the unpaid debt secured by the deed of trust at the time of  Pn Doc# 20251000442 09/16/2025 02:57 PM Page 2 of 2 Lucy Adame-Clark, Bexar County Clerk j sale. Those desiring to purchase the property will need to demonstrate their ability to pay cash on the day the property is sold. Pursuant to Sections 51.002 and 51.009 of the Texas Property Code, the property will be sold in “AS IS, WHERE IS” condition, without any express or implied warranties, except as to the warranties of title, if any, provided for under the deed of trust. Prospective bidders are advised to conduct an independent investigation of the nature and physical condition of the property. The sale will be made expressly subject to any title matters set forth in the Deed of Trust, but prospective bidders are reminded that by law the sale will necessarily be made subject to all prior matters of record affecting the property, if any, to the extent that they remain in force and effect and have not been subordinated to the Deed of Trust. Prospective bidders are strongly urged to examine the applicable property records to determine the nature and extent of such matters, if any. If the sale is set aside for any reason, the purchaser at the sale shall be entitled only to a return of the deposit paid. The purchaser shall have no further recourse against the owner and holder of the Obligations, the Beneficiary, this Substitute Trustee, or the debtor(s). i i : i i 4. Obligations Secured. The Deed of Trust executed by Michel H. Flores, dated April 4, 2023, and recorded as Document Number 20230061572 of the Official Public Records of Real Property Bexar County, Texas, provides that it secures the payment of the indebtedness and obligations therein described (collectively the "Obligations") including but not limited to (1) the promissory note in the original principal amount of $76,500.00, (2) all renewals and extensions of the Note; and (3) any and all present and future indebtedness of Michel H. Flores to the owner and holder of said Note. Rio Bank as Custodian of the Scott Henneke Roth IRA #9003305 is the current owner and holder of the Obligations and is the Beneficiary under the Deed of Trust.
Default has occurred in performance of the obligations under the Deed of Trust, and the Beneficiary has requested me, as Substitute Trustee, to conduct this sale. DATED September 16, 2025.
Document Number: 20251000442 Pant fe euibs Substitute Trustee Date/Time: 9/16/2025 2:57:48 PM San Pedro Avenue Total Pages: 2 San Antonio, Texas 78216 Sie i rom gon Telephone: (0) 3088747 LUCY ADAME — CLARK [email protected] BEXAR COUNTY CLERK Total Fees: $2.00 j i — FILE INFORMATION i