235 SARATOGA DR

NCB 10175 BLK 12 LOT 6

Doc# 20251100161 10/02/2025 02:23 PM Page 1 of 1 Lucy Adame-Clark, Bexar County Clerk NOTICE OF SUBSTITUTE 7,RUSTEE SALE

Deed of Trust Date: Grantor(s)/Mortgagor(s): 4/42/2022 CIONNER KATHRYN PHAR.ISS NILES, AN UNMARR JED WOMAN Original Beneficiary/Mo rtgagee: Current Beneficiary/Mortgaigee: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. Oinslow Bay Financial LLC (“MERS”) SOLELY AS /4 NOMINEE FOR VAN DYK MORTGAGE CORPORATION, ITS SUICCESSORS AND ASSIGNS



Recorded in: Piroperty County: Volume: N/A BIEXAR Page: N/A Instrument No: 20220093086 Mortgage Servicer: Miortgage Servicer’s Addres s: LoanCare, LLC is representing the Current Beneficiary/Mottgagee under a | 3637 Sentara Way, servicing agreement with the Current Beneficiary/Mortgagee. Virginia Beach, VA 23452 Date of Sale: 11/4/2025 Earliest Time Sale Will Begin: 10am
Place of Sale of Property : Bexar County Courthouse, 100 Dolorosa, San Antonio TX 78205 OR IN THE AR. EA DESIGNATED BY TH E COMMISSIONER'S COURT, PURSUANT TO SECTION 51.002 OF THE TEX AS PROPERTY CODE.

Legal Description: LOT SLX (6), BLOCK TWELVE (12), NEW CITY BLOCK 10175, CRESTWOOD HEIGHTS ADDITION, CITY OF SAN ANTOINIO, BEXAR COUNTY, TEXAS, ACCOR DING TO THE MAP OR PLAT THEREOF RECORDED IN VOLUME 3025, PAGE 156, DEED AND PLAT RECORDS} OF BEXAR COUNTY, TEXAS. In accordance with TEX. PROP. CODE §51.0076 and the Deed of Trust referenced above, the undersigned as attorney for \ Aortgagee or Mortgage Service r does hereby remove the original Trustee <ind all successor substitute trustees and appoints in their steadi, Clay Golden, Douglas Rodge:rs, David Ackel, John Sisk, Tr avis Kaddatz, Israel Curtis, Matthew Hansen, Ramiro Cuevas, Joshua Sanders, Cary Corenblum, Daniel Hart, Auction.com LLC, Alexis Martin, Cassie Martin, Troy Me irtin, Deborah Martin, Terri Martin or Sheltry Martin, Cole Patton, Myra Homayoun, Thuy Frazier, McCarthy & Holthus, LLP, as Substitute Trustee, who shall hereaft: 2r exercise all powers and duties set aside tc) the said original Trustee under there said Deed of Trust; and., further, does hereby request, authorize. and instruct said Subs stitute Trustee to conduct and direct the exec:ution of remedies set aside to the beneficiary therein The Substitute Trustee will sell the property by public auction to the highest bidder for cash at the place and date specified. The sale will begin at the: earliest time stated above or within three (3) hours after that time. The Property wilt be sold “A.S IS,” without any express or implied warranties, except as to warranties of title, and at the purchaser's own risk, pursuant ba the terms of TEX. PROP. CODE $51.002 and §51.009. Prospective bidders are advised to conduct an independent investigation of the natutre and physical condition of the : Property. Substitute Trustee reserves tine right to set further reasonable conditions for conducting the public auction. Any such fiarther conditions shall be anncvunced before bidding is opened for the first sale of the day held by Substitute Trustee. THIS INSTRUMENT AP!POINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERRTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZ‘ED AGENT OF THE MORTGAGEE O R MORTGAGE SERVICER.. NOTICE PURSUANT TO TEX. PROP. CODE § 51.002(1); ASSERT AND PROTECT YOUR RIGHTS AS MEMESER OF THE ARMED FORC’ES OF THE UNITED STATES. IF YOU OR YOUR SPOUSE ARE SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY JDUTY AS A MEMBER OF THE TEXA'S NATIONAL OR THE NATIONAL GUARD OF ANOTHER STATE OR AS A MEMIBER OF A RESERVE COMI?ONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVI(CE TO THE SENDER OF THIS NOTICE IMMEDIATELY. Dated: 9/26/2025 Dated jo | oz] WLS
ted Name:


Thuy Frazier, Attorney Substin ite Trustee’ McCarthy & Holthus, LLP c/o Auc tion.com 1255 West 15th Street, Suite 1060 1255 West 15th Street, Suite 1060 Plano, TX 75075 . Plano, 3£X 75075 Attorneys for LoanCare, LLCO Bypieo Asy {0 OE A FILE INFORMATION — Document Number: 202511001 61 Date/Time: 10/2/2025 2:23:27 PM Total Pages: 1 FILED iN THE OFFICIAL PUBLIC



COUNTY MH File Number: TX-2:5-123170-POS Rec RDS Oe Bea Loan Type: Conventionali Residential BEXAR COUNTY CLERK Total Fees: $2.00