243 HARCOURT AVE

NCB 12137 BLK 23 LOT 36

Doc# 20260100038 11/14/2025 12:52 PM Page 1 of 2 Lucy Adame-Clark, Bexar County Clerk
















our case No. wo-ossos-rc-s [AIRE NANTATTA NY IA wlJG-88-2B25-202601 0G038% APPOINTMENT OF SUBSTITUTE TRUSTEE and NOTICE OF TRUSTEE SALE THE STATE OF TEXAS COUNTY OF BEXAR Deed of Trust Date: Property address: September 12.2014 243 HARCOURT AVE SAN ANTONIO, TX 78223 Grantor(s)/Mortgagor(s): REY RUIZ, A SINGLE MAN LEGAL DESCRIPTION: Lot 36. Block 23 New City Block 12137, Highland Hills, Unit 19, City of San Antonio, Bexar County, Texas, according to Map or Plat thercof recorded in Volume 3535. Page(s} 264, Deed and Plat records of Bexar County, Texas Original Mortgagec: Earliest Time Sale Will Begin: 104) AM MORTGAGE EL RONIC REGISTRATION SYSTEMS, INC. (/MERS"). AS BENEFICIARY, AS NOMINEE FOR GARDNER FINANCIAL SERVICES. LTD. DBA LEGACY MUTUAL MORTGAGE ITS SUCCESSORS AND ASSIGNS


Current Mortgagee: Date of Sale: JANUARY 6, 2026 PENNYMAC LOAN SERVICES, LEC Property County: BEXAR Original Trustee: RUTH W. GARNER Recorded on: September 23. 2014 Substitute Trustee: As Clerk's File No.: 20140164410 Xome Inc., Tejas Corporate Services, LLC. Resolve Trustee

Mortgage Servicer Services, LLC, Marinosci Law Group, PC PENNYMAC LOAN SERVICES. LLC Substitute Trustee Address: c/o Marinoset Law Group, P.C. 16415 Addison Road. Suite 725 Addison, TX 75001 (972) 331-2300 THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SI NG THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER.
The current Mortgayee andor Mortgage Servicer under said Deed of Trust, according to the provisions therein set out docs hereby remove the original trustee and all su r substitute trustees and appoints in their stead Xome Inc. ts Corporate Services. LLC. Resolve Trustee Services. LLC, Marinosci Law Group. PC. as Substitute Trustee, who shall hereafter exercise all powers and duties side to the said original trustee under the said Deed of Trust, and, further, does hereby request, authorize and instruct said Substitute Trustee to conduct and direct the execution of remedies set aside to the Mortgagee therein.

WHEREAS. default has occurred in the payment of said indebtedness, and the same is now whoily duc and the owner and holder has requested to sell said property to satisty said indebtedness  Doc# 20260100038 11/14/2025 12:52 PM Page 2 of 2 Lucy Adame-Clark, Bexar County Clerk NOW. THEREFORE. NOTICE IS HEREBY GIVEN that on TUESDAY, JANUARY 6, 2026 between ten o'clock AM and four o'clock PM and beginning not earlier than 10:00 AM or not later than three hours thereafter. The Substitute Trustee will sell the property by public auction to the highest bidder for cash at the place and date specified. The sale will be conducted at the THE AREA LOCATED OUTSIDE ON THE WEST SIDE OF THE BEXAR COUNTY COURTHOUSE WHICH 1S NEAR THE INTERSECTION OF EAST NUEVA STREET AND THE CLOSED PORTION OF SOUTH MAIN AVENUE. SAN ANTONIO. TEXAS OR AS DESIGNATED BY THE COUNTY COMMISSIONER'S OFFICE as designated hy the Commissioners’ Court. of said county pursuant to Section 51.002 of the Texas Property Code as amended: if no area is designated by the Commissioners’ Court, the sale will be conducted in the area immediately adjacent (next) to the location where this notice was posted.


PENNYMAC LOAN SERVICES. LLC. who is the Mortgagee and/or Mortgage Servicer of the Note and Deed of Trust associated with the above referenced loan. The Mortgage Servicer is authorized to represent the Morigagee by virtue ofa servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property code 51.0025. the Mortgage Servicer is authorized to collect the debt and to administer any resulting foreclosure of the property securing the debt.

ACTIVE MILITARY SERVICE NOTICE Assert and protect your rights as a member of the armed forces of the Unites States. If you or your spouse is serving on active military duty, including active military duty as a member of the Texas Nation uard or the National Guard of another state or as a member of a reserve component of the armed forces of the United States, please send written notice of the active duty military service to the sender of this notice immediately FILE INFORMATION WITNESS MY HAND, Ju Qs Document Number: 20260100038 Date/Time: 11/14/2025 12:52:58 PM . ; Total Pages: 2 MARINOSCT LAW GROCP, P.C. FILED IN THE OFFIGIAL PUBLIC e RECORDS OF BEXAR COUNTY By: = LUCY ADAME — CLARK SAMMY HOODA BEXAR GOUNTY CLERK MANAGING ATTORNEY Total Fees: $2.00





cael THE STATE OF TEXAS COUNTY OF DALLAS Before inc. Len [cera ___. the undersigned officer, on this, the _ day of Va .. ..., 2025. personally appeared SAMMY HOODA, © known to me. who identified hersell/himself to be the MANAGING ATTORNEY of MARINOSCI LAW GROUP PC. the person and officer whose name is subscribed to the foregoing instrument. and being authorized to do so. acknowledged that (s)he had executed the foregoing instrument as the act of such corporation for the purpose and consideration described and in the capacity stated. Witness my hand and official seal
(SEAL) Notar¥ Publig46r the State of TEXAS ADAM MURPHY Notary ID #126481378 rypenepraye het My Commission Expires p Octover 19, 2628 Ke at Printed Name and Notary Public

Grantor; © PENNYMAC LOAN SERVICES, LLC Return te: ~~ MARINOSCI] LAW GROUP. B.C 3043 TOWNSGATE ROAD. #200 MARINOSCI! & BAXTER WESTLAKE VILLAGE. CA 91361 16415 Addison Road. Suite 725 Our File No. 16-8596 Addison, TX 7500] fos hb, es R