NCB 12357 BLK 7 LOT 1
Bedrooms
Bathrooms
Sq Ft
Year Built
Doc# 20251000275 09/11/2025 08:59 AM Page 1 of 3 Lucy Adame-Clark, Bexar County Clerk TocReST TW RIE |g a A ero SAN ANTONIO, TX 78228 wUG-89-2025-202510002 75% NOTICE OF [SUBSTITUTE] TRUSTEE’S SALE Assert_and protect your rights as_a_ member of the armed forces of the United States. If you are or your spouse is serving on active military du including active mili duty as_a_member of the Texas National Guard or the National Guard of another state or_as_a member of a reserve component of the armed forces of the United States, please send written notice of the active duty military service to the sender of this notice immediately. 1. Date, Time, and Place of Sale. Date: November 04, 2025 Time: The sale will begin at 10:00 AM or not later than three hours after that time. Place: AREA OUTSIDE THE WEST SIDE OF THE BEXAR COUNTY COURTHOUSE NEAR THE INTERSECTION OF EAST NUEVA STREET AND THE CLOSED PORTION OF SOUTH MAIN AVENUE, SAN ANTONIO or as designated by the county commissioners. 2. Terms of Sale. Cash. 3. Instrument to be Foreclosed. The Instrument to be foreclosed is the Deed of Trust or Contract Lien dated March 24, 2008 and recorded in Document CLERK'S FILE NO. 20080070253; AS AFFECTED BY LOAN MODIFICATION AGREEMENT CLERK'S FILE NO. 20200148552 real property records of BEXAR County, Texas, with VIRGINIA | RAMOS AND CHRISTOPHER RAMOS WIFE AND HUSBAND, . grantor(s) and MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (‘"MERS”) AS NOMINEE, mortgagee. 4. Obligations Secured. Deed of Trust or Contract Lien executed by VIRGINIA RAMOS AND CHRISTOPHER RAMOS WIFE AND HUSBAND, securing the payment of the indebtednesses in the original principal amount of $98,595.00, and obligations therein described including but not limited to the promissory note and all modifications, renewals and extensions of the promissory note. MIDFIRST BANK is the current mortgagee of the note and Deed of Trust or Contract Lien. 5. Property to Be Sold. The property to be sold is described in the attached Exhibit A. 6. Mortgage Servicer Information. The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code § 51.0025, the Mortgage Servicer is authorized to collect the debt and to administer any resulting foreclosure of the lien securing the Property ieferenced above. MIDLAND MORTGAGE, A DIVISION OF MIDFIRST BANK, as Mortgage Servicer, is representing the current mortgagee, whose address is: c/o MIDLAND MORTGAGE, A DIVISION OF MIDFIRST BANK 999 N.W. GRAND BLVD STE 110 OKLAHOMA CITY, OK 73118-6077 Doc# 20251000275 09/11/2025 08:59 AM Page 2 of 3 Lucy Adame-Clark, Bexar County Clerk 710 CRESTVIEW DRIVE 0000010332161 SAN ANTONIO, TX 78228 THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. The undersigned as attorney for the mortgagee or mortgage servicer does herby remove the original trustee and all successor substitute trustees and appoints in their steed CLAY GOLDEN,- STEPHEN MAYERS, DOUGLAS RODGERS, CARL MEYERS, DAVID ACKEL, JOHN SISK, LOGAN THOMAS, THOMAS GILBRAITH, C JASON SPENCE, CARY CORENBLUM, MATTHEW HANSEN, JOSHUA SANDERS, RAMIRO CUEVAS, AUCTION.COM, W.A. MARTY LACOUTURE, ALEXIS MARTIN, CASSIE MARTIN, TROY MARTIN, DEBORAH MARTIN, TERRI MARTIN, SHELBY MARTIN OR DEANNA RAY whose address is c/o BARRETT DAFFIN FRAPPIER TURNER & ENGEL, LIP, 4004 Belt Line Road, Suite 100, Addison, Texas 75001-4320 as Substitute Trustee, who shall hereafter exercise all powers and duties set aside to the said original trustee under the said Deed of Trust; and, further does hereby request, authorize, and instruct said Substitute Trustee to conduct and direct the execution of remedies set aside to the beneficiary therein. Fe =“. Israel Saucedo
Certificate of Posting My name is , and my address is c/o 4004 Belt Line Road, Suite 100, Addison, Texas 75001-4320. I declare under penalty of perjury that on 1 filed at the office of the BEXAR County Clerk and caused to be posted at the BEXAR County courthouse this notice of sale.
Declarants Name: Date:
Doc# 20251000275 09/11/2025 08:59 AM Page 3 of 3 Lucy Adame-Clark, Bexar County Clerk 710 CRESTVIEW DRIVE 00000010332161 SAN ANTONIO, TX 78228 0000010332161 BEXAR
LOT ONE (1), BLOCK SEVEN (7), NEW CITY BLOCK 12357, HILLCREST SUBDIVISION UNIT 2, CITY OF SAN ANTONIO, BEXAR COUNTY, TEXAS, ACCORDING TO PLAT THEREOF RECORDED IN VOLUME 3535, PAGE 234, DEED AND PLAT RECORDS OF BEXAR COUNTY, 3535, TEXAS FILE INFORMATION Document Number: 20251000275 Date/Time: 9/11/2025 8:59:42 AM Total Pages: 3 FILED IN THE OFFICIAL PUBLIC RECORDS OF BEXAR COUNTY LUCY ADAME—CLARK BEXAR COUNTY CLERK Total Fees: $2.00
Appraised Value
$150,780
Default Amount
$98,595
Potential Savings: $52,185
Auction Date
November 4, 2025 10AM
Foreclosure Type
mortgage
Current Owner
RAMOS VIRGINIA
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