715 OBAN DR

NCB 12415 BLK 4 LOT 35

Doc# 20250900076 07/24/2025 12:56 PM Page 1 of 1 Lucy Adame-Clark, Bexar County Clerk





NOTICE OF SUBSTITUTE TRUSTEE SALE eed of Trust Date: Grantor(s)/Mortgagor(s): 12/7/2021 KENNETH J RUFFO, TOGETI1ER WITH JOSE LUIS TE!.LEZ- ~ - a MARTINEZ . Chriginal Beneficiary/Mortyagee: Current Beneficiary/Mortgagec: TORTGAGE ELECTRONIIS REGISTRATION SYST=MS, INC. Wilruington Savings Fund Society, FSB, not in its individua. t"MERS”) SOLELY AS A NOMINEE FOR CROSSCOUNTY capacity but solely as Trustee of Starwood Mortgage Residential | MORTGAGE, LLC ITS SUCCESSORS AND ASSIG! Trust, 2022-3 . Recorded in: Property County: Volume: N/A BEXAR tage: N/A | Instrument No: 202103455::7 - - - fortgage Servicer: Mortgage Servicer’s Address: Select Portfolio Servicing, Irv. is representing the Current 3217 S. Decker Lake Dr., neficiary/Mortgagee under a servicing agreement with the Current Salt Lake City, UT 84119



neficiary/Mortgagee. = |. ss [date of Sale: 10/7/2025 . Earliest Time Sale Will Begin: 10am iNace of Sale of Property: THE AREA LOCATED OUTSIDE ON THE WEST SI-1E OF THE BEXAR COU TY COURTHOUSE WHICH IS EAR THE INTERSECTION OF EAST NUEVA STREET AND THE CLOSED PORTION OF SOUTH MAIN AVENUE, SAN ANTONIO, ‘TEXAS OR AS DESIGNATED BY THE COUNTY COMMISSIONER'S OFFICE OR IN THE AREA DESIGNATED BY THE (OMMISSIONER'S COUR {, PURSUANT TO SECTION 51.002 OF THE TEXA: PROPERTY CODE.












‘egal Deseription: LOT 35, BLOCK 4, NEW CITY BLOCK, 12415, NORTHCREST HULLS, UNIT 2, IN THE CITY (iF SAN ANTONIO, BEXAR COUNTY, TEXAS, ACCORDING TO PLAT THEREOF RECORDED Iv VOLUME 3850, PAGE 209, I3EED AND PLAT RECORDS. OF BEXAR COUNTY, TEXAS. Jn accordance with TEX. PROP. “ODE §51.0076 and the Deed af Trust referenced above, the undersigned as attorney for Mortgagee or Mortgage Servicer dues hereby ramove the original Trustee and all successor substitute trustees and appoints in their stead, Al:xis Martin, Cassie Martin, Tro Martin, Deborah Martin, Ter:. Martin or Shelby Martin, Cole Patton, Myra Homayoun, Thuy Frazier. McCarthy & Holthus, LLP, as Substitute Trustee, who shall hereafter exercise all powers an:| duties set aside to the said original Truste: under there said Deed of Trust, and, further, does hereby request, authorize, and instruct said Substitute Trustee to conduct and direct 18 execution of remedies set asi Je to the beneficiary therein ‘The Substitute Trustee will sell the property by public auction to the highest bidder for cash at the place and date specifiec. The sale will begin at the eu-liest time slated above or within three (3) hours after that time. ‘The Property will be sold “AS ..3," without any express or imy/lied warranties, except as to warranties of title, and at the purchaser's own risk, pursuant to the terms of ‘Tex. PROP. CODE §51.002 and § 41.009. Prospective bidders ari advised to conduct an indepen. lent investigation of the nature and physical condition of the Property. Substitute Trustce reserves the right to sct further reasonable conditions for conducting the public auction, Any such further conditions shall be announced before tidding is opened for the first sa 2 of the day held by Substitute Trustee, ‘THIS INSTRUMENT APPOINTS THE SUBSTITUTE ‘I'RUSTEER(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY UNSTRUMENT IDENTIFLED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZEL) AGENT CF THE MORTGAGEE OR MORTGAGE SERVICER.
NOTICE PURSUANT TO TEX. PROP. CODE § 51,002(1); ASSERT AND PROTECT OUR RIGHTS AS MEMBER OF THE ARMED FORCE: OF THE UNITED STATES. IF YOU OR YOUR SPOUSE ARE SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OF THE TEXAS 'ATIONAL OR THE NATICNAL GUARD OF ANOTHE K STATE OR AS A MEMBER OF A RESERVE COMPONENT OF ‘THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY. __Dated: 7/21/2025 . 7 Dated: on 24 woes Ltr pam trl Mara








Thuy Frazier, Attorney Substitute Trustee McCarthy & Holthus, LLP c/o Tejas Trustee (255 West 15th Street, Suite 1000 1255 West 15th Street, Suite 1060 Fano, TX 75075 Plano, TX 75075



Attomeys for Select Portfolio Servicing, Inc. FILE INFORMATION VA WA AN 8 OG Document Number: 20250900076 mUG-85-2025-202509000768 Date/Time: 7/24/2025 12:56:44 PM Total Pages: 1 FILED IN THE OFFICIAL PUBLIC MH File Number: TX-24-103296-HE RECORDS OF BEXAR COUNTY Loan Type: Conventional F.esidential LUCY ADAME — CLARK BEXAR COUNTY CLERK Total Fees: $2.00