5127 CERRO VISTA STREET

NCB 14244 BLK 23 LOT 10

Doc# 20260100164 12/04/2025 09:07 AM Page 1 of 3 Lucy Adame-Clark, Bexar County Clerk 8 00 A A 25-2261 B81 S4 5127 CERRO VISTA STREET 0000010625119 SAN ANTONIO, TX 78233 NOTICE OF [SUBSTITUTE] TRUSTEE’S SALE Assert and protect_your rights as a member of the armed forces of the United States. If you are or your spouse_is serying on active military du including active _milita duty_as_a_ member of the Texas National Guard or the National Guard of another state or as a member of a reserve component of the armed forces of the United States, please send written notice of the active duty military service to the sender of this notice immediately.





1. Date, Time, and Place cf Sale. Date: January 06, 2026 Time: The sale will begin at 11:00 AM or not later than three hours after that time. Place: AREA OUTSIDE THE WEST SIDE OF THE BEXAR COUNTY COURTHOUSE NEAR THE INTERSECTION OF EAST NUEVA STREET AND THE CLOSED PORTION OF SOUTH MAIN AVENUE, SAN ANTONIO or as designated by the county commissioners. 2. Terms of Sale. Cash. 3. Instrument to be Foreclosed. The Instrument to be foreclosed is the Deed of Trust or Contract Lien dated February 05, 2020 and recorded in Document INSTRUMENT NO. 20200027041 real property records of BEXAR County, Texas, with EMMANUEL LEDESMA BARRAZA AND MERCEDES JUDITH RUIZ-LEDESMA, HUSBAND AND WIFE, grantor(s) and MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (7 MERS”) AS NOMINEE, mortgagee. 4. Obligations Secured) Deed of Trust or Contract Lien executed by EMMANUEL LEDESMA BARRAZA AND MERCEDES JUDITH RUIZ-LEDESMA, HUSBAND AND WIFE, securing the payment of the indebtednesses in the original principal amount of $146,400.00, and obligations therein described including but not limited to the promissory note and all modifications, renewals and extensions of the promissory note. WILMINGTON SAVINGS FUND SOCIETY, FSB, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS TRUSTEE OF THE MFA 2020-NQM3 TRUST is the current mortgagee of the note and Deed of Trust or Contract Lien. 5. Property to Be Sold. The property to be sold is described in the attached Exhibit A. 6. Mortgage Servicer Information. The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code § 51.0025, the Mortgage Servicer is authorized to collect the debt and to administer any resulting foreclosure of the lien securing the Property referenced above. SERVICEMAC LLC, as Mortgage Servicer, is representing the current mortgagee, whose address is: clo SERVICEMAC LLC 9726 OLD BAILES RD., SUITE 200 FORT MILL, SC 29707-7882 UV AAA
 Doc# 20260100164 12/04/2025 09:07 AM Page 2 of 3 Lucy Adame-Clark, Bexar County Clerk 5127 CERRO VISTA STREET 0000010625119 SAN ANTONIO, TX 78233 THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE THE PERSON SIGNING THIS NOTICE [S THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. The undersigned as attomey for the mortgagee or mortgage servicer does herby remove the original trustee and all successor substitute trustees and appoints in their steed W.A. MARTY LACOUTURE, DEBORAH MARTIN, TERRI MARTIN, ALEXIS MARTIN, CASSTE MARTIN, TROY MARTIN, SHELBY MARTIN, OR DEANNA RAY whose address is ¢/o BARRETT DAFFIN FRAPPIER TURNER & ENGEL, LLP, 4004 Belt Line Road, Suite 100, Addison, Texas 75001-4320 as Substitute Trustee, who sball hereafier exercise all powers and duties sei aside to fhe said original trustee under the said Deed of Trust; and, further does hereby request, authorize, and instruct said Substitute Trustee to conduct and direct the execution of remedies set aside to the beneficiary therein. ie a Israel Saucedo
Certificate of Posting My name is , and my address is c/o 4004 Belt Line Road, Suite 100, Addison, Texas 75001-4320. 1 declare under penalty of perjury that on 1 filed at the office of the BEXAR County Clerk and caused to be posted at the BEXAR County courthouse this notice of sale.
Declarants Name:
Date:


Doc# 20260100164 12/04/2025 09:07 AM Page 3 of 3 Lucy Adame-Clark, Bexar County Clerk 5127 CERRO VISTA STREET 00000010625119 SAN ANTONIO, TX 78233 00000010625119 BEXAR EXHIBIT "A" LOT 10, BLOCK 23, NEW CITY BLOCK 14244, EL DORADO SUBDIVISION UNITS - 4 AND 6, A SUBDIVISION IN BEXAR COUNTY, TEXAS ACCORDING TO THE MAP OR PLAT RECORDED IN VOLUME 6700, PAGE 108 AND CORRECTED IN VOLUME 6800, PAGE 139, DEED AND PLAT RECORDS, BEXAR COUNTY, TEXAS. FILE INFORMATION Document Number: 20260100164 Date/Time: 12/4/2025 9:07:19 AM Total Pages: 3 FILED IN THE OFFICIAL PUBLIC RECORDS OF BEXAR COUNTY LUCY ADAME — CLARK BEXAR COUNTY CLERK Total Fees: $2.00