3658 Copper Point Ln

VILLAGE LAKES PHASE 3 BLK L LOT 3

C36t T.S. #: 25-15501 as a membe: of the active duty military service to the sender of this notice immediately. Date, Time, and Place of Sale - The sale is scheduled to be held at the following date, time and place: Date: 2/3/2026 -:.- Time: The sale will begin no earlier than 12:00 PM or no later than three hours thereafter. The sale will be completed by no later than 3:00 PM Place: Denton County Courthouse in McKinney, Texas, at the following location: THE COURTYARD AREA OF THE SOUTHWEST CORNER OF THE DENTON COUNTY COURTS BUILDING, OR IN THE AREA DESIGNATED BY THE COMMISSIONER'S COURT, PURSUANT TO SECTION 51.002 OF THE TEXAS PROPERTY CODE Property To Be Sold - The property to be sold is described as follows: Lot 3, Block L, of VILLAGE LAKES, PHASE 3, an Addition to the City of Frisco, Denton County, Texas, according to the map or plat thereof recorded in Instrument No. 2012-146, of the Plat Records of Denton County, Texas. Instrument to be Foreclosed — The instrument to be foreclosed is the Deed of Trust is dated 10/16/2023 and is recorded in the office of the County Clerk of Denton County, Texas, under County Clerk’s File No 2023-117755 recorded on 11/1/2023 of the Real Property Records of Denton County, Texas. 3658 COPPER POINT LN FRISCO Texas 75034 Trustor(s): JAMES KUYORO : Original Beneficiary; NEXTRES, LLC Current Wilmington Savings Fund Loan Servicer: NewRez LLC, F/K/A New Beneficiary: Society, FSB, not in its individual Penn Financial, LLC, D/B/A capacity but solely as trustee for Shellpoint Mortgage ISV Trust 1A Servicing Current Auction.com, Donna Stockman, Brenda Wiggs, David Stockman, Michelle Schwartz, Substituted Guy Wiggs, Carol Dunmon, Payton Hreha, Janet Pinder, Francesca Ortolani, Mary Trustees: Mancuso, Shelley Ortolani, Michele Hreha, Brandy Bacon, Jamie Dworsky, Rick Snoke, Angela Cooper, Carol Dunman, Payton Hreha, Jeff Benton, Stockman Foreclosure Services Inc., Prestige Default Services, LLCBrandy Bacon, Jamie Dworsky, Rick Snoke, Angela Cooper, Caro! Dunman, Payton Hreha, Jeff Benton, Stockman Foreclosure Services Inc., Prestige Default Services, LLC The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code §51.0025, the Mortgage Servicer is authorized to collect the debt and to administer any resulting foreclosure of the property securing the above referenced loan, Terms of Sale - The sale will be conducted as a public auction to the highest bidder for cash, subject to the provisions of the deed of trust permitting the beneficiary thereunder to have the bid credited to the note up to the amount of the unpaid debt secured by the deed of trust at the time of sale. Prospective bidders are strongly urged to


T.S. #: 25-15501 examine the applicable property records to determine the nature and extent of such matters, if any. Pursuant to the Deed of Trust, the beneficiary has the right to direct the Trustee to sell the property in one or more parcels and/or to sell afl or only part of the property. Pursuant to section 51.009 of the Texas Property Code, the property will be sold in “as is, where is” condition, without any express or implied warranties, except as to the warranties of title (if any) provided for under the deed of trust. Prospective bidders are advised to conduct an independent investigation of the nature and physical condition of the property. Pursuant to section 51.0075 of the Texas Property Code, the trustee reserves the right to set further reasonable conditions for conducting the sale. Any such further conditions shall be announced before bidding is opened for the first sale of the day held by the trustee or any substitute trustee. Type of sale - The present Beneficiary under the Deed of Trust has elected to conduct a unified foreclosure sale pursuant to the provisions of Texas Business and Commercial Code § 9.604 (a) and to include in the non-judicial foreclosure pursuant to the power of the sale granted by the deed of trust described in this Notice of Trustee’s Sale all of the personal property and fixtures described in Exhibit “B” attached hereto. The present Beneficiary reserves the right to revoke its election as to some or all of said personal property and/or fixtures, or to add additional personal property and/or fixtures to the election herein expressed, at the present Beneficiary’s sole election, from time to time and at any time until the consummation of the trustee’s sale to be conducted pursuant to the Deed of Trust and Notice of Trustee’s Sale. The real property and personal property encumbered by the deed of trust will be sold at the sale in accordance with the provisions of the deed of trust and as permitted by section 9.604(a) of the Texas Business and Commerce Code. Obligations Secured - The deed of trust provides that it secures the payment of the indebtedness and obligations therein described (collectively the “Obligations”) including by not limited to (1) the promissory note in the original principal amount of $563,500.00, executed by JAMES KUYORO, and payable to the order of NEXTRES, LLC; (2) all renewals and extensions of the note; and (3) any and all present and future indebtedness of JAMES KUYORO to JAMES KUYORO. Wilmington Savings Fund Society, FSB, not in its individual capacity but solely as trustee for ISV Trust 1A is the current owner and holder of the Obligations and is the beneficiary under the Deed of Trust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note and all other amounts lawfully owing under the Note, the Deed of Trust, and all of the other associated loan documents, including, without limitation, all interest, default interest, late charges, advances, attorneys’ fees and other costs and expenses, Questions concerning the sale may be directed to the undersigned or to the beneficiary: Wilmington Savings Fund Society, FSB, not in its individual capacity but solely as trustee for ISV Trust 1A c/o NewRez LLC, F/K/A New Penn Financial, LLC, D/B/A Shellpoint Mortgage Servicing 75 Beattie Place, Suite 300 Greenville, South Carolina 29601-2743 800-365-7107 Dated: 12-30-25 Auction.com, Donna Stockman, Brenda Wiggs, David Stockman, Michelle Schwartz, Guy Wiggs, Carol Dunmon, Payton Hreha, Janet Pinder, Francesca Ortolani, Mary Mancuso, Shelley Ortolani, Michele Hreha, Brandy Bacon, Jamie Dworsky, Rick Snoke, Angela Cooper, Caro! Dunman, Payton Hreha, Jeff Benton, Stockman Foreclosure Services Inc., Prestige Default Services, LLCBrandy Bacon, Jamie Dworsky, Rick Snoke, Angela Cooper, Carol Dunman, Payton Hreha, Jeff Benton, Stockman Foreclosure Services Inc., Prestige Default Services, LLC, * Alig. Aan. OAD eri Prestige Default Services, LLC 16801 Addison Road, Suite 350 Addison, Texas 75001 Phone: (972) 893-3096 ext. 1035 Fax: (949) 427-2732



TS. #: 25-15501

Bed, Bath, Estimated value: $939,845 Avg ($/sqft: 275, 4 Bed , 3 Bath) # listed: 17