2430 KARAT DRIVE

NCB 17471 BLK 1 LOT 45 (CANYON OAKS UT-1)

Doc# 20250900107 07/31/2025 08:49 AM Page 1 of 3 Lucy Adame-Clark, Bexar County Clerk
TS No.: 2024-01265-TX 24-000859-673 Notice of [Substitute] Trustee Sale sert tect rij as a member of the armed fo! f the United States. If you are or your spouse i serving on active military duty, including active military duty as a member of the Texas National Guard or the Natio of angther state or member reserve ent of the ed forces of the United States, Jease send written notice of the active duty milit rvice to the sender of this notice immediately. 1. Date, Time and Place of Sale. Date: 09/02/2025 Time; The sale will begin at 10:00 AM or not later than three hours after that time Place: Bexar County, Texas at the following location: THE AREA LOCATED OUTSIDE ON THE WEST SIDE OF THE BEXAR COUNTY COURTHOUSE WHICH IS NEAR THE INTERSECTION OF EAST NUEVA STREET AND THE CLOSED PORTION OF SOUTH MAIN AVENUE AND IS ACCESSIBLE TO THE PUBLIC AS THE COURTHOUSE’S WEST AND SOUTH ENTRANCES OR AS DESIGNATED BY THE COUNTY COMMISSIONER'S OFFICE OF BEXAR COUNTY PURSUANT TO SECTION 51.002 OF THE TEXAS PROPERTY CODE AS THE PLACE WHERE FORECLOSURE SALES ARE TO TAKE PLACE ORAS DESIGNATED BY THE COUNTY COMMISSIONERS Property Address: 2430 KARAT DRIVE, SAN ANTONIO, TX 78232 2. Terms of Sale: The sale will be conducted as a public auction to the highest bidder for cash. Pursuant to the deed of trust, the mortgagee has the right to direct the Trustee to sell the property in one or more parcels and/or to sell all or only part of the property. Pursuant to section 51.009 of the Texas Property Code, the property will be sold in AS IS, WHERE IS condition, without any express or implied warranties, except as to the warranties of title, if any, provided for under the deed of trust. Any conveyance of the property is subject to all matters of record affecting the property, 3. Instrument to be Foreclosed: The instrament to be foreclosed is the Deed of Trust or Contract Lien dated 06/16/2005 and recorded 07/01/2005 in Book 11490 Page 2225 Document 20050147343 , real property records of Bexar County, Texas, with BRIGITTE BROWN ,A SINGLE PERSON grantor(s) and HOME LOAN CORPORATION, D/B/A. EXPANDED MORTGAGE CREDIT as Lender, MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as Beneficiary. 4, Appointment of Substitute Trustee: In accordance with Texas Property Code Sec. 51.0076, the undersigned authorized agent for the mortgage servicer has named and appointed, and by these presents does name and appoint AVT Title Services, LLC, located at 5177 Richmond Avenue Suite 1230, Houston, TX 77056, Substitute Trustee to act under and by virtue of said Deed of Trust. 5. Obligation Sccured: Deed of Trust or Contract Lien executed by BRIGITTE BROWN, A SINGLE PERSON, securing the payment of the indebtedness in the original principal amount of $192,000.00, and obligations therein described including but not limited to the promissory note; and all modifications, renewals and extensions of the promissory note. U.S. Bank National Association, as Trustee for Residential Asset Securities Corporation, Home Equity Mortgage Asset-Backed Pass-Through Certificates, Series 2005-KS9 is the current mortgagee of the note and deed of trust or contract lien, ‘Version 1.1 TX NOS 0217 Page 1 of 3 0 a

Doc# 20250900107 07/31/2025 08:49 AM Page 2 of 3 Lucy Adame-Clark, Bexar County Clerk TS No.: 2024-01265-TX 24-000859-673 Notice of [Substitute] Trustee Sale 6. Default: A default has ocourred in the payment of indebtedness, and the same is now wholly due, and the owner and holder has requested to sell said property to satisfy said indebtedness. 7. Property to be sold: The property to be sold is described as follows: Lot 45, Block 1, New City Block 17141, CANYON OAKS SUBDIVISION UNIT 1, in the City of San Antonio, Bexar County, Texas according to the plat thereof recorded in volume 9525, Page($) 38. Deed and Plat Records of Bexar County, Texas 8. Mortgage Servicer Information: The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a servicing agreement with the Mortgages. Pursuant to the Servicing Agreement and Texas Property Code § 51.0025, the Mortgage Servicer is authorized to collect the debt and to administer any resulting foreclosure of the lien securing the property referenced above. PHH Mortgage Corporation, as Mortgage Servicer, is representing the current mortgagee, whose address is: C/O PHE Mortgage Corporation PO BOX 24605 West Palm Beach, FL 33416-4605 Phone: 877-744-2506 Version 1.1 TX NOS 0217 Pago 2 of 3 
Doc# 20250900107 07/31/2025 08:49 AM Page 3 of 3 Lucy Adame-Clark, Bexar County Clerk TS No.: 2024-01265-TX 24-000859-673 Notice of [Substitute] Trustee Sale 9, Limitation of Damages: If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a retum of the funds paid. The Purchaser shail have no further recourse against the Mortgagor, the Mortgage, or the Mortgagee's attorney. INSTR! NT APPOINTS SUBSTITUTE TRUSTEE(S) DE. TED ELL PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SI iG Ni ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. Date: July 30, 2025


El Paso, TX 79912 Telephone: 855-427-2204 Fax: 866-960-8298 For additional sale information visit: www.auction.com or (800) 280-2832 POWER DEFAULT SERVICES, INC. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT, ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. Certificate of Posting Tam whose address is cfo AVT Title Services, LLC, 5177 Richmond Avenue, Suite 1230, Houston, TX 77056, I declare under penalty of perjury that on I filed this Notice of Foreclosure Sale at the office of the Bexar County Clerk and caused it to be posted at the location directed by the Bexar County Commissioners Court. Version 1.1 TX NOS 0217 Page 3 of 3 FILE INFORMATION : 00107 cument Number: 202509 paar ime: 7/31/2025 8:49:45 AM es: 3 Tete INTHE OFFICIAL puBlic RECORDS OF BEXAR COUN’ LucY ADAME— CLARK BEXAR COUNTY CLERK Total Fees: $2.00