NCB 17948 BLK 2 LOT 161
Bedrooms
Bathrooms
Sq Ft
Year Built
Doc# 20260100424 12/16/2025 12:56 PM Page 1 of 2 Lucy Adame-Clark, Bexar County Clerk ATTENTION SERVICE MEMBERS: ASSERT AND PROTECT YOUR RIGHTS AS A MEMBER OF THE ARMED FORCES OF THE UNITED STATES. IF YOU ARE OR YOUR SPOUSE !S SERVING IN ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OF THE TEXAS NATIONAL GUARD OR THE NATIONAL GUARD OF ANOTHER STATE OR A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY.
NOTICE OF SUBSTITUTE TRUSTEE'S SALE WHEREAS, JACOB HERRERA, AN UNMARRIED MAN delivered that one certain Deed of Trust dated NOVEMBER 27, 2023, which is recorded in INSTRUMENT NO. 20230216863 of the real property records of BEXAR County, Texas, conveying to the Trustee(s) therein named the real property therein described, to secure the payment of a Promissory Note in the principal amount of $202,190.00 payable to the order of AMCAP MORTGAGE LTD. DBA GOLD FINANCIAL SERVICES, to which reference is hereby made for a description of the Promissory Note, the terms and covenants of the Deed of Trust, and the property therein conveyed; and WHEREAS, default, as same is defined in the Promissory Note and/or the Deed of Trust, has occurred and the outstanding indebtedness on same is now wholly due; and WHEREAS, the undersigned has been appointed Substitute Trustee in place of the original Trustee, upon the contingency and the manner authorized by the Deed of Trust; and WHEREAS, VETERANS LAND BOARD OF THE STATE OF TEXAS, the Mortgagee or Mortgage Servicer, has instructed a Substitute Trustee to sell real property described in the Deed of Trust in order to satisfy the indebtedness secured thereby. THEREFORE, NOTICE IS HEREBY GIVEN that on JANUARY 6, 2026, beginning at 1:00 PM, or not later than three (3) hours after that time, a Substitute Trustee will sell, to the highest bidder submitting cashier's check, certified check or money order, the follawing described real property: LOT 161, BLOCK 2, NEW CITY BLOCK 17948, WILDWOOD SUBDIVISION UNIT 7, CITY OF SAN ANTONIO, BEXAR COUNTY, TEXAS, ACCORDING TO PLAT RECORDED IN VOLUME 7900, PAGE(S) 11-12, DEED AND PLAT RECORDS, BEXAR COUNTY, TEXAS. The sale will occur at that area designated by the Commissioners Court of BEXAR County, Texas, for such sales (OR AT THE AREA LOCATED OUTSIDE ON THE WEST SIDE OF THE BEXAR COUNTY COURTHOUSE WHICH IS NEAR THE INTERSECTION OF EAST NUEVA STREET AND THE CLOSED PORTION OF SOUTH MAIN AVENUE, SAN ANTONIO). BE ADVISED that, pursuant to the Texas Property Code, a mortgagee may be the mortgage servicer and a mortgagee or a mortgage servicer may administer the foreclosure of property on behalf of the mortgagee if they have entered into an agreement granting the current mortgage servicer authority to service the mortgage. The Mortgage Servicer, if not the Mortgagee, is representing the Mortgagee under a servicing agreement. The name and address of the Mortgagee is VETERANS LAND BOARD OF THE STATE OF TEXAS, 1700 N. CONGRESS, AUSTIN, TEXAS 78701-1496. The name and address of the Mortgage Servicer is GATEWAY MORTGAGE, P.O. BOX 1560, JENKS, OK 74037. The name and address of a Substitute Trustee is Michael J. Schroeder, 3610 North Josey Lane, Suite 206, Carrollton, Texas 75007. A substitute trustee is authorized by the Texas Property Code to set reasonable conditions for 2 sale. A purchaser at a sale acquires the property “as is” without any expressed or implied warranties at the purchaser's own risk. A purchaser at a sale is not a consumer. If a sale is set aside, the Purchaser will be entitled only to a return of the purchase price, less any applicable fees and costs, and shall have no other recourse against the mortgagor, the mortgagee, or the substitute trustee. Dated: DECEMBER 15, 2025. SS SUBSTITUTE TRUSTEE(S) RbZPAGTOIZOZ-SZBZ-Gs-ONe G0 14 OE RE xar County Clerk Doc# 20260100424 12/16/2025 12:56 PM Page 2 of 2 Lucy Adame-Cliark, Be FILE INFORMATION Document Number: 20260100424 Date/Time: 12/16/2025 12:56:24 PM Total Pages: 2 FILED IN THE OFFICIAL PUBLIC RECORDS OF BEXAR COUNTY LUCY ADAME — CLARK BEXAR COUNTY CLERK Total Fees: $2.09
Appraised Value
$237,130
Default Amount
$202,190
Potential Savings: $34,940
Auction Date
January 6, 2026 1PM
Foreclosure Type
mortgage
Current Owner
ZAVALA RUBEN T & GRACIELA
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