21822 BARTON WOODS

NCB 18215 BLK 21 LOT 48 "TERRACES AT ENCINO PARK SUBD UT-4"

Doc# 20250700322 06/10/2025 10:05 AM Page 1 of 3 Lucy Adame-Clark, Bexar County Clerk Na Notice of Substitute Trustee Sale TLS. #: 25-13753 Assert and protect your rights as 2 member of the armed forces of the United States. If you are or your Spouse is serving d on active milita: including active military duty as a member of the Texas National nal Guard of another state or as a member of a reserve component of the armed forces of the United States, please send written notice of the active duty military service to the sender of this notice immediately. Date, Time, and Place of Sale - The sale is scheduled to be held at the following date, time and place:

Date: 8/5/2025 Time: The sale will begin no earlier than 10:00 AM or no later than three hours thereafter. The sale will be completed by no later than 1:00 PM Place: Bexar County Courthouse in BEXAR, Texas, at the following location: IN THE AREA OF THE COURTHOUSE DESIGNATED BY THE COMMISSIONERS' COURT, OF SAID COUNTY, PURSUANT TO SECTION §51.002 OF THE TEXAS PROPERTY CODE AS AMENDED; IF NO AREA IS DESIGNATED BY THE COMMISSIONERS' COURT, THE SALE WILL BE CONDUCTED IN THE AREA IMMEDIATELY ADJACENT (NEXT) TO THE LOCATION WHERE THIS NOTICE WAS POSTED. OR IN THE AREA DESIGNATED BY THE COMMISSIONER'S COURT, PURSUANT TO SECTION 51.002 OF THE TEXAS PROPERTY CODE Property To Be Sold - The property to be sold is described as follows: LOT 48, BLOCK 21, NCB 18215, TERRACES AT ENCINO PARK SUBDIVISION, UNIT 4, "A PLANNED UNIT DEVELOPMENT", CITY OF SAN ANTONIO, BEXAR COUNTY, TEXAS, ACCORDING TO PLAT RECORDED IN VOLUME 9559, PAGES 65-66, DEED AND PLAT RECORDS, BEXAR COUNTY, TEXAS. Instrument to be Foreclosed — The instrument to be foreclosed is the Deed of Trust is dated 11/22/2006 and is recorded in the office of the County Clerk of Bexar County, Texas, under County Clerk’s File No 20060288141, recorded on 11/29/2006, of the Real Property Records of Bexar County, Texas. Property Address: 21822 BARTON WOODS SAN ANTONIO, Texas 78259-2350 Trustor(s): JOSEPH A GARCIA Original MORTGAGE ELECTRONIC Beneficiary: REGISTRATION SYSTEMS, INC. (“MERS”), AS BENEFICIARY, AS NOMINEE FOR COUNTRYWIDE HOME LOANS, INC., ITS SUCCESSORS AND ASSIGNS Current The Bank of New York Mellon f/k/a Loan Servicer: | NewRez LLC, F/K/A New Penn Beneficiary: The Bank of New York as Indenture Financial, LLC, D/B/A Shellpoint trustee for CWHEQ Revolving Home Mortgage Servicing Equity Loan Trust, Series 2006-1 Current Auction.com, Deanna Ray, Terri Martin, Alexis Martin, Cassie Martin, Robert Valdespino, Substituted Brenda Rolon, Olivia Valdespino, Elizabeth Anderson, Martha Rossington, Reyn Rossington, Trustees: Shelby Martin, Rick Snoke, Prestige Default Services, LLC 
Doc# 20250700322 06/10/2025 10:05 AM Page 2 of 3 Lucy Adame-Clark, Bexar County Clerk T.S. #: 25-13753 The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code §51.0025, the Mortgage Servicer is authorized to collect the debt and to administer any resulting foreclosure of the property securing the above referenced loan. Terms of Sale - The sale will be conducted as a public auction to the highest bidder for cash with funds being made payable to Prestige Default Services, LLC, subject to the provisions of the deed of trust permitting the beneficiary thereunder to have the bid credited to the note up to the amount of the unpaid debt secured by the deed of trust at the time of sale. Prospective bidders are strongly urged to examine the applicable property records to determine the nature and extent of such matters, if any. Pursuant to the Deed of Trust, the beneficiary has the right to direct the Trustee to sell the property in one or more parcels and/or to sell all or only part of the property. Pursuant to section 51.009 of the Texas Property Code, the property will be sold in “as is, where is” condition, without any express or implied warranties, except as to the warranties of title (if any) provided for under the deed of trust. Prospective bidders are advised to conduct an independent investigation of the nature and physical condition of the property. Pursuant to section 51.0075 of the Texas Property Code, the trustee reserves the right to set further reasonable conditions for conducting the sale. Any such further conditions shall be announced before bidding is opened for the first sale of the day held by the trustee or any substitute trustee. Type of sale - The sale is a non-judicial deed of trust lien and security interest foreclosure sale being conducted pursuant to the power of the sale granted by the deed of trust executed by JOSEPH A GARCIA, JOINED HEREIN PRO FORMA BY HIS SPOUSE, ELAINE Y. GARCIA. The real property and personal property encumbered by the deed of trust will be sold at the sale in accordance with the provisions of the deed of trust and as permitted by section 9.604(a) of the Texas Business and Commerce Code. Obligations Secured - The deed of trust provides that it secures the payment of the indebtedness and obligations therein described (collectively the “Obligations”) including by not limited to (1) the promissory note in the original principal amount of $76,000.00, executed by JOSEPH A GARCIA, JOINED HEREIN PRO FORMA BY HIS SPOUSE, ELAINE Y. GARCIA, and payable to the order of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”), AS BENEFICIARY, AS NOMINEE FOR COUNTRYWIDE HOME LOANS, INC., ITS SUCCESSORS AND ASSIGNS; (2) all renewals and extensions of the note; and (3) any and all present and future indebtedness of JOSEPH A GARCIA, JOINED HEREIN PRO FORMA BY HIS SPOUSE, ELAINE Y. GARCIA to JOSEPH A GARCIA. The Bank of New York Mellon f/k/a The Bank of New York as Indenture trustee for CWHEQ Revolving Home Equity Loan Trust, Series 2006-1 is the current owner and holder of the Obligations and is the beneficiary under the Deed of Trust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note and all other amounts lawfully owing under the Note, the Deed of Trust, and all of the other associated loan documents, including, without limitation, all interest, default interest, late charges, advances, attorneys’ fees and other costs and expenses. Ali checks must be made payable to Prestige Default Services, LLC Questions concerning the sale may be directed to the undersigned or to the beneficiary: The Bank of New York Mellon f/k/a The Bank of New York as Indenture trustee for CWHEQ Revolving Home Equity Loan Trust, Series 2006-I c/o NewRez LLC, F/K/A New Penn Financial, LLC, D/B/A Shellpoint Mortgage Servicing 55 Beattie Place, Suite 100 Greenville, South Carolina 29601-2743 800-365-7107  Doc# 20250700322 06/10/2025 10:05 AM Page 3 of 3 Lucy Adame-Clark, Bexar County Clerk
TS. #: 25-13753 Dated: JUN 10 20% Auction.com, Deanna Ray, Terri Martin, Alexis Martin, Cassie Martin, Robert jeseine. Brenda Rolon, Olivia Valdespino, Elizabeth Anderson, Martha ossington, Reyn Rossington, Shelby Martin, Rick Snoke, Prestige Default Services, LLC


Prestige Default Services, LLC 16801 Addison Road, Suite 350 Addison, Texas 75001 Phone: (972) 893-3096 ext. 1035 Fax: (949) 427-2732 AFTER RECORDING, PLEASE RETURN TO: Prestige Default Services, LLC 16801 Addison Road, Suite 350 Addison, Texas 75001 Attn: Trustee Department FILE INFORMATION Document Number: 20250700322 Date/Time: 6/10/2025 10:05:10 AM Total Pages: 3 FILED IN THE OFFICIAL PUBLIC RECORDS OF BEXAR COUNTY LUCY ADAME-CLARK BEXAR COUNTY CLERK Total Fees: $2.00