4826 E RANCH RD

NCB 18443 BLK 3 LOT 24 SOUTHCROSS RANCH U 5B LABEL #TEX0336361

Doc# 20251100352 10/14/2025 01:28 PM Page 1 of 3 Lucy Adame-Clark, Bexar County Clerk Notice of Foreclosure Sale {DE A wUG-88-2025~-2025! 188352" Deed of Trust ("Deed of Trust"): Dated: October 9, 2019 Grantor/Borrower: Rudy Lerma and Anita Lerma Trustee/Substitute Trustee: Judith A. Gray Lender: E.E.A.C., Inc., a Texas corporation Recorded in: Deed of Trust recorded as Document Number 20190208242 in the fficial Records of Bexar County, Texas Secures: Promissory Note ("Note") in the original principal amount of $48,000.00 executed by Rudy Lerma and Anita Lerma ("Borrower") and payable to the order of Lender, secured by LOT 24, BLOCK 3, NEW CITY BLOCK 18443, SOUTHCROSS RANCH SUBDIVISION UNIT 5-B, CITY OF SAN ANTONIO, BEXAR COUNTY, TEXAS, ACCORDING TO PLAT RECORDED IN VOLUME 9512, PAGES 61-62, DEED AND PLAT RECORDS, BEXAR COUNTY, TEXAS, INCLUDING NUWAY MANUFACTURED HOME, LABEL# TEX0336361, AND SERIAL# 285472812676. (the "Property"). Foreclosure Sale: Date: Tuesday, November 4, 2025 Time: The sale of the Property will be held between the hours of 10:00 A.M. and 4:00 P.M. local time; the earliest time at which the Foreclosure Sale will begin is 10:00 A.M. and not later than three hours thereafter. Place: The Bexar County Courthouse, San Antonio, Texas, or any place designated by the Bexar County Commissioner's Court. Terms of Sale: The Foreclosure Sale will be conducted as a public auction and the Property will be sold to the highest bidder for cash, except that E.E.A.C.'s bid may be by credit against the indebtedness secured by the lien of the Deed of Trust.  Doc# 20251100352 10/14/2025 01:28 PM Page 2 of 3 Lucy Adame-Clark, Bexar County Clerk Default has occurred in the payment of the Note and in the performance of the obligations of the Deed of Trust. Because of that default, E.E.A.C., Inc., the owner and holder of the Note, has requested Trustee to sell the Property. The Deed of Trust may encumber both real and personal property. Formal notice is hereby given of F.E.A.C., Inc.'s election to proceed against and sell both the real property and any personal property described in the Deed of Trust in accordance with E.E.A.C., Inc.'s rights and remedies under the Deed of Trust and section 9.604(a) of the Texas Business and Commerce Code. Therefore, notice is given that on and at the Date, Time, and Place for the Foreclosure Sale described above, Trustee will sell the Property in accordance with the Terms of Sale described above, the Deed of Trust, and applicable Texas law. If E.E.A.C., Inc. passes the Foreclosure Sale, notice of the date of any rescheduled foreclosure sale will be reposted and refiled in accordance with the posting and filing requirements of the Deed of Trust and the Texas Property Code. The Foreclosure Sale will be made expressly subject to any title matters set forth in the Deed of Trust, but prospective bidders are reminded that by law the Foreclosure Sale will necessarily be made subject to all prior matters of record affecting the Property, if any, to the extent that they remain in force and effect and have not been subordinated to the Deed of Trust. For the avoidance of doubt, the Foreclosure Sale will not cover any part of the Property that has been released of public record from the lien and/or security interest of the Deed of Trust by E.E.A.C., Inc. Prospective bidders are strongly urged to examine the applicable property records to determine the nature and extent of such matters, if any. Pursuant to section 51.009 of the Texas Property Code, the Property will be sold "AS IS," without any expressed or implied warranties, except as to the warranties (if any) provided for under the Deed of Trust. Prospective bidders are advised to conduct an independent investigation of the nature and physical condition of the Property. Pursuant to section 51.0075(a) of the Texas Property Code, Trustee reserves the right to set further reasonable conditions for conducting the Foreclosure Sale. Any such further conditions shall be announced before bidding is opened for the first sale of the day held by Trustee. THIS INSTRUMENT ALSO APPOINTS THE SUBSTITUTE TRUSTEES, MARICRUZ CARDENAS AND YESETTE GONZALES, IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. Assert and protect your rights as a member of the armed forces of the United States. If you are or your spouse is serving on active military duty, including active military duty as a member of the Texas National Guard or the National Guard of another state or as a member of a reserve component of the armed forces of the United States, please send  Doc# 20251100352 10/14/2025 01:28 PM Page 3 of 3 Lucy Adame-Clark, Bexar County Clerk written notice of the active duty military service to the sender of this notice immediately. ma Judith A. Gray, Attorney for Lender 4040 Broadway, Suite 240 San Antonio, Texas 78209 Telephone (210) 865-5918 Telecopier (210) 930-1032