7122 VALLEY TRAIL

NCB 18504 BLK 75 LOT 15 (NORTHWEST CROSSING UT-14) "GUILBEAU/FM 1604" ANNXATN

Doc# 20251000219 09/04/2025 02:11 PM Page 1 of 2 Lucy Adame-Clark, Bexar County Clerk NOTICE OF ACCEL 10) [DD NOT F TRUSTEE'S SALE ASSERT AND PROTECT YOUR RIGHTS AS A MEMBER OF THE ARMED FORCES OF THE UNITED STATES. IF YOU ARE OR YOUR SPOUSE IS SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OF THE TEXAS NATIONAL GUARD OR THE NATIONAL GUARD OF ANOTHER STATE OR AS A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY. DEED OF TRUST INFORMATION: Date: 09/29/2022 Grantor(s):_ © RHONDA LEE RAMOS, A SINGLE PERSON, AND MARK STEVEN GARCIA, JR., A SINGLE PERSON Original Mortgagee: © MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., SOLELY AS NOMINEE FOR AMCAP MORTGAGE, LTD. DBA GOLD FINANCIAL SERVICES, ITS SUCCESSORS AND ASSIGNS Original Principal: $252,345.00 Recording Information: —_ Instrument 20220236398 Property County: Bexar Property: (See Attached Exhibit “A”) Reported Address: = 7122 VALLEY TRAIL, SAN ANTONIO, TX 78250-3413 P N. ON: The Mortgage Servicer, if not the Current Mortgagee, is representing the Current Mortgagee pursuant to a Mortgage Servicing Agreement, Current Mortgagee: Idaho Housing and Finance Association Mortgage Servicer: Idaho Housing and Finance Association Current Beneficiary: Idaho Housing and Finance Association Mortgage Servicer Address: 565 W. Myrtle, Boise, ID 83702 FO TION: Date of Sale: Tuesday, the 7th day of October, 2025 Time of Sale: 10:00 AM or within three hours thereafter. Place of Sale. © THE AREA LOCATED OUTSIDE ON THE WEST SIDE OF THE BEXAR COUNTY COURTHOUSE WHICH 1S NEAR THE INTERSECTION OF EAST NUEVA STREET AND THE CLOSED PORTION OF SOUTH MAIN AVENUE, SAN ANTONIO, TEXAS in Bexar County, Texas, Or, if the preceding area(s) is/are no longer the area(s) designated by the Bexar County Commissioner's Court, at the area most recently designated by the Bexar County Commissioner's Court. WHEREAS, the above-named Grantor previously conveyed the above described property in trust to secure payment of the Note set forth in the above-described Deed of Trust; and WHERBAS, a default under the Note and Deed of Trust was declared: such default was reported to not have been cured: and all sums secured by such Deed of Trust were declared to be immediately due and payable; and WHEREAS, the original Trustee and any previously appointed Substitute Trustee has been removed and Clay Golden, Douglas Rodgers, David Ackel, John Sisk, Travis Kaddatz, Israel Curtis, Matthew Hansen, Ramiro Cuevas, Joshua Sanders, Cary Corenblum, Daniel Hart, Auction.com LLC, Braden Barnes, Rachel Donnelly, or Jamie E. Silver, any to act, have been appointed as Substitute Trustees and requested to sell the Property to satisfy the indebtedness; and WHEREAS, the undersigned law firm has been requested to provide these notices on behalf of the Current Mortgagee, Mortgage Servicer and Substitute Trustees, NOW, THEREFORE, NOTICE [S HEREBY GIVEN of the foregoing matters and that: 1, The maturity of the Note has been accelerated and all sums secured by the Deed of Trust have been declared to be immediately due and payable. 2. Clay Golden, Douglas Rodgers, David Ackel, John Sisk, Travis Kaddatz, Israel Curtis, Matthew Hansen, Ramiro Cuevas, Joshua Sanders, Cary Corenblum, Daniel Hart, Auction.com LLC, Braden Barnes, Rachel Donnelly, or Jamie E. Silver, any to act, as Substitute Trustee will sell the Property to the highest bidder for cash on the date, at the place, and no earlier than the time set forth above in the Sale Information section of this notice. The sale will begin within three hours after that Gme. 3. This sale shall be subject io any legal impediments to the sale of the Property and to any exceptions referenced in the Deed of Trust or appearing of record to the extent the same are still in effect and shall not cover any property that has been released trom the lien of the Deed of Trust.



P00 eA #UG-B8-225-202' 9658-3418 2147047040 PGi POSTPKG 
Doc# 20251000219 09/04/2025 02:11 PM Page 2 of 2 Lucy Adame-Clark, Bexar County Clerk 4. No warranties, express or implied, including but not limited to the implied warranties of merchantability and fitness for a particular purpose shall be conveyed at the sale, save and except the Grantor's warranties specifically authorized by the Grantor in the Deed of Trust. The property shall be offered "AS-IS", purchasers will buy the property "at the purchaser's own risk" and “at his peril", and no representation is made concerning the quality or nature of title to be acquired. Purchasers will receive whatever interest Grantor and Grantor's assigns have in the property, subject to any liens or interests of any kind that may survive the sale. Interested persons are encouraged to consult counsel of their choice prior to participating in the sale of the property. Substitute Trustee(s): Clay Golden. Douglas Rodgers, David Ackel, John Sisk, Travis Kaddatz, Israel Curtis, Matthew Hansen, Ramiro Cuevas, Joshua Sanders, Cary Corenblum, Daniel Hart, Auction.com LLC, Braden Barnes, Rachel Donnelly, or Jamie E. Silver, any to act. Substitute Trustee Address: 14841 Dallas Parkway, Suite 350, Dallas, TX 75254 Document Prepared by: Bonial & Associates, P.C. . 14841 Dallas Parkway, Suite 350, Dallas, TX 75254 ~ AS ATTORNEY FOR THE HEREIN IDENTIFIED MORTGAGEE AND/OR MORTGAGE SERVICER Certificate of Posting



whose address is 14841 Dallas Parkway, Suite 350, Dallas, TX 75254. I declare I filed and / or recorded this Notice of Forectosure Sale at the it to be posted at the location directed by the Bexar County Commissioners Exhibit "A" under penalty of perjury that on office of the Bexar County Clerk and cause Court.
LOT 15, BLOCK 75, NEW CITY BLOCK 18504, NORTHWEST CROSSING, UNIT 14, AN ADDITION IN THE CITY OF SAN ANTONIO, BEXAR COUNTY, TEXAS, ACCORDING TO THE PLAT OR MAP THEREOF RECORDED IN VOLUME 9501, PAGE 32, OF THE DEED AND PLAT RECORDS OF BEXAR COUNTY, TEXAS. Return to: Bonial & Associates, P.C., 14841 Dallas Parkway, Suite 350, Dallas, TX 75254 FILE INFORMATION Document Number: 20251000219 Date/Time: 9/4/2025 2:11:47 PM Total Pages: 2 FILED IN THE OFFICIAL PUBLIC RECORDS OF BEXAR COUNTY LUCY ADAME— CLARK BEXAR COUNTY CLERK Total Fees: $2.00 9658-3418 2147047040 PG2 POSTPKG