3801 Crossroads Ct

WILDRIDGE PHASE 3D BLK A LOT 23

PTL aantie \\ oul . CE OF ACCELERATI IF TRUSTEE’S SALE Assert and protect your rights as a member’of the armed forces of the United States. If you are or your ” spouse is serving on active military duty, including | active military, duty‘as a member of the Texas National Guard or the National Guard of another state or as a member of a reserve component of the armed forces of the United States, please send written notice of the active duty. military service to the sender of this notice immediately. \ EED OF TRUST INFORMATION: Date: “April 24, 2020 Grantor(s): Andrea Smith and Rod Smith, wife and husband : Original MORTGAGE. ELECTRONIC _REGISTRATION SYSTEMS, INC. ACTING Mortgagee: SOLELY: AS NOMINEE FOR ;AMCAP’ MORTGAGE, LTD DBA GOLD. FINANCIAL SERVICES Original Principal: , $371,180.00 Recording 54787 Information: Property County: © Denton ~ Property: LOT 23, BLOCK A, OF WILDRIDGE PHASE 3D, AN ADDITION TO DENTON COUNTY,: TEXAS, ACCORDING TO THE- MAP OR. PLAT THEREOF RECORDED IN/UNDER INSTRUMENT ° NO. : 2017-503, OF ‘THE PLAT RECORDS OF DENTON COUNTY, TEXAS. Property Address: 3801 Crossroads Court Oak Point, TX 75068 | MORTGAGE SERVICING INFORMATION: The Mortgage Servicer, if not the Current Mortgagee, is representing the Current Mortgage pursuant ¢ to a Mortgage Servicing Agreement. Current Mortgagee: SERVBANK, N.A. Mortgage Servicer: Servbank, N.A. Mortgage Servicer 3138 E. Elwood Street Address: Phoenix, AZ’ 85034 SALE INFORMATION: Date of Sale: January 6, 2026 Time of Sale: 10:00 AM or within three hours thereafter. Place of Sale: © Denton County Courts Building, 1450 East McKinney Street, Denton, TX penne or, if the preceding area is no longer the designated area, at the area most r recentl uy re designated by the County Commissioner’s Court. . Substitute Auction.com, LLC, and Padgett Law Group, any to act” < Trustee: : Substitute 546 Silicon Dr., Suite 103 Trustee Address: Southlake, TX 76092 RBBG\ PLG File Number: 25-015077-1 “AG Wd C1 hot se. = qyooad yod dad YTL'OO NOLNEI WEST s € Pa =
 ~~ APPOINTMENT OF SUBSTITUTE TRUSTEE:
. i The undersigned is the attormey for the mortgagee and/or mortgage servicer, and in such capacity does ~ - hereby remove the original trustee and-all successor substitute trustées under the above-described Deed of Trust and appoints in their place, any to act, those substitute trustees identified in the SALE INFORMATION section -of this notice, whose address is c/o Padgett Law Group, 546 Silicon Dr., Suite 103, Southlake; TX 76092 as Substitute Trustee, who shall hereafter exercise all powers and duties to set aside the said original trustee under said Deed of Trust, and further does hereby request, authorize, and instruct said Substitute Trustees to conduct ° and direct the exectition of remedies set aside to the beneficiary therein. : : WHEREAS, the above-named Grantor(s) previously conveyed the above described property in trust to . secure payment of the Note set forth in the above-described Deed of Trust; and . aoe : WHEREAS, a default under the Note and Deed of Trust was declared, ‘such default was reported to not have been cured, and all sums secured-by such Deed of Trust are declared immediately due and payable. WHEREAS, the original Trustee and any previously appointed Substitute Trustee under said Deed -of Trust has been hereby removed and the herein described Substitute Trustees, have been appointed as Substitute - Trustees and authorized by the Mortgage Servicer to enforce the power of sale granted in the Deed of Trust; and.” WHEREAS, the undersigned law firm has been requested. to provide these notices on behalf of the Current Mortgagee, Mortgage Servicer and Substitute Trustees; ‘* : NOW, THEREFORE, NOTICE IS HEREBY GIVEN of the foregoing matters and that: 1. The maturity of the Note is hereby accelerated, and all sums secured by the Deed of Trust. are declared to be immediately due and payable. . . : 2. The herein appointed Substitute Trustees, any to act, as Substitute Trustee will sell the Property to the highest bidder. for cash’on the date, at the place, and no earlier.than the time set forth above in the Sale Information section of this notice. The sale will begin within three hours after that time. : 3. This sale shall be subject to any legal impediments to the sale of the Property to any.exceptions referenced in the Deed of Trust or appearing of record to the extent the same are still in effect and shall not cover any property that has been released from the lien imposed by the Deed of Trust. 4. No , warranties, express or implied, including but not. limited to. the implied warranties of .. merchantability and fitness for the particular purpose shall be conveyed at the sale, save and except the Grantor’s warranties specifically authorized by the Grantor in the Deed of Trust. The property shall be sold “AS-IS”, purchaser’s will buy the property “at the purchaser’s own risk” and “at his peril” and no representation is made concerning the quality or nature of title to be acquired. Purchasers will receive whatever interest Grantor and 'Grantor’s assigns have in the property, subject to-any liens or interest of any kind that may’ survive the sale, Interested persons are encouraged to consult counsel of their choice prior to participating in the sale of the property. 5. If the sale is set aside for any reason, the Purchaser at the sale shall. be entitled only to’a return of ~ the funds paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, Flue the Mortgagee’s Attorney, or the duly appointed Substitute Trustee. : ae Michael J. Burns / Jonathan Smith/ Gabrielle A. Davis/ Paige Jones PLG File Number: 25-015077-1 22  ERTIF. F G My name is__Donna Stockman and my address is c/o Padgett Law Group, 546 Silicon Dr, Suite 103, Southlake, TX 76092. I declare under penalty of perjury that on An1325 OT filed at the office of the Denton County Clerk to be posted at the Denton County courthouse this notice of sale. oo eeeeeeSeSSSSSSSSFSFSSee Declarant’s Name: Donna Stockman Date: 11-13-25 Padgett Law Group 546 Silicon Dr., Suite 103, Southlake, TX 76092 (850) 422-2520 WITNESS MY HAND this 13 dayof__Nov_ 2025 | Donna Stockman (_ \ Yoonnnt SS) lena
PLG File Number: 25-015077-1 SS Bo

Bed, Bath, Estimated value: $425,443 Avg ($/sqft: 191, 4 Bed , 3 Bath) # listed: 6