5210 SEA MIST

NCB 18969 BLK 1 LOT 10 MISTY OAKS SUBD UT-14

Doc# 20251100018 09/18/2025 01:18 PM Page 1 of 2 Lucy Adame-Clark, Bexar County Clerk (0 0 eUG-80-21 251 18%


25-319655 Notice of Substitute Trustee’s Sale Notice Concerning Military Duty: Assert and protect your rights as a member of the armed forces of the United States. Lf you are or your spouse is serving on active military duty, including active military duty as a member of the Texas National Guard or the National Guard of another state or as a member of a reserve component of the armed forces of the United States, please send written notice of the active duty military service to the sender of this notice immediately. Tex. Prop. Code § 51.002(i)


Deed of Trust Date: April 14, 2022 Original Mort gagor/Grantor: JANELLE NICOLE ZEPEDA Original Beneficiary / Mortgagee: SECURITY Current Beneficiary / Mortgagee: SECURITY SERVICE FEDERAL CREDIT UNION., ITS SERVICE FEDERAL CREDIT UNION SUCCESSORS AND ASSIGNS Recorded in: Property County: BEXAR Volume: N/A Page: N/A Instrument No: 20220 102166 Mortgage Servicer; CENLAR FEDERAL SAVINGS | Mortgage Servicer’s Address: 425 PHILLIPS BLVD. BANK EWING, NEW JERSEY 08618-1430 * The mortyage servicer is authorized to represent the Martgagree by virtue of a servicing agreement with the Mortgages. Pursuant to the Servicing Agreement and Texas Property Code § 51.0025, the Mortgage Servicer is authorized to collect the debt and to administer any resulting foreclosure of the property securing the above referenced Joan.




Secures:Note in the original principal amount of $82,000.00, executed by JANELLE ZEPEDA and payable to the order of Lender. Property Address/Mailing Address: 5210 SEA MIST, SAN ANTONIO, TX 78250 Legal Description of Property to be Sold: LOT 10, BLOCK 1, NEW CITY BLOCK 18969, MISTY OAKS SUBDIVISION, UNIT 14, IN THE CITY OF SAN ANTONIO, BEXAR COUNTY, TEXAS, ACCORDING TO PLAT THEREOF RECORDED IN VOLUME 92:58, PAGE 117, OF THE DEED AND PLAT RECORDS OF BEXAR COUNTY TEXAS.

[ Date of Sale; November 4, 2025 Earliest time Sale will begin: 10:00 AM Place of sale of Property: Bexar County Courthouse, 100 Dolorosa, San Antonio TX 78205 OR AS DESIGNATED BY THE COUNTY COMMISSIONER'S OFFICE OR IN THE AREA DESIGNATED BY THE COMMISSIONER’S COURT, PURSUANT TO SECTION 51.002 OF THE TEXAS PROPERTY CODE The Substitute Trustee will sell the property by public auction to the highest bidder for cash at the place and date specified. The sale will begin at the earliest time stated above or within three (3) hours after that time. Appointment of Substitute Trustee: Default has occurred in the payment of the Note and in the performance of the obligations of the Deed of Trust, the same is now wholly due. Because of that default, SECURITY SERVICE FEDERAL CREDIT UNION, the owner and holder of the Note, has requested Auction.com LLC whose address is 1 MAUCHLY IRVINE, CA 92618 OR Tejas Corporate Services, LLC whose address is 14800 LANDMARK BLVD., SUITE 850, DALLAS, TX 75254, to sell the property. The Trustee(s) has/have been appointed Substitute Trustee in the place of the original trustee, in the manner authorized by the deed of trust. UVLO AQUAMITE 
Doc# 20251100018 09/18/2025 01:18 PM Page 2 of 2 Lucy Adame-Clark, Bexar County Clerk Terms of Sale: The Foreclosure Sale will be conducted as a public auction and the Property will be sold to the highest bidder for cash, except that SECURITY SERVICE FEDERAL CREDIT UNION bid may be by credit against the indebtedness secured by the lien of the Deed of Trust. Pursuant to section 51.009 of the Texas Property Code, the Property will be sold "AS IS,” without any expressed or implied warranties, except as to the warranties (if any) provided for under the Deed of Trust. Prospective bidders are advised to conduct an independent investigation off the nature and physical condition of the Property. Pursuant to section 51.0075{a) of the Texas Property Code, Auction.com LLC whose address is 1 MAUCHLY IRVINE, CA 92618 OR Tejas Corporate Services, LLC whose address is 14800 LANDMARK BLWD., SUITE 850, DALLAS, TX 75254, Trustee reserves the right to set further reasonable conditions for conducting the Foreclosure Sale. Any such further conditions shall be announced before bidding is opened for the first sale of the day held by Auction.com LLC whose address is | MAUCHLY IRVINE, CA 92618 CIR Tejas Corporate Services, LLC whose address is 14800 LANDMARK BLVD., SUITE 850, DALLAS, TX 75254, Trustee. Limitation of Damages: [f the sale is set aside for any reason, the purchaser at the sale shall be entitled only to a return of the funds paid. The purchaser shall have no further recourse against Mortgagor, the Mortgagee, or the Mortgagee’s attorney. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTIRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. CN te /s/Joseph Vacek Joseph Vacek Attorney for Cenlar Federal Savings Bank State Bar No.: 24038848 JA yy Robertson, Anschutz, Schneid, Crane & Partners, PLLC / Attorney ‘for Mortgagee 5601 Executive Dir, Suite 400 Irving, TX 75038 Telephone: 817-873-3080 Facsimile: (817)796-6079 FILE INFORMATION Document Number: 20251100018 Date/Time: 9/18/2025 1:18:07 PM tal Pages: 2 FILED INTHE OFFICIAL PUBLIC RECORDS OF BEXAR COUNTY LUCY ADAME— CLARK BEXAR COUNTY CLERK Total Fees: $2.00