22027 GOLDCREST RUN

NCB 19207 BLK 1 LOT 116 STONE OAK VILLAS SUBD UT-2

Doc# 20251100210 10/09/2025 08:47 AM Page 1 of 2 Lucy Adame-Clark, Bexar County Clerk IT I A A 2825-20251 161 25-350094 Notice of Substitute Trustee’s Sale Notice Concerning Military Duty: Assert and protect your rights as a member of the armed forces of the United States. If you are or your spouse is serving on active military duty, including active military duty as a member of the Texas National Guard or the National Guard of another state or as a member of a reserve component of the armed forces of the United States, please send written notice of the active duty military service to the sender of this notice immediately. Tex. Prop. Code § 51.002(i)


Deed of Trust Date: June 29, 2018 Original Mortgagor/Grantor: Frank Sepeda, Jr. and Cathy Sepeda Original Beneficiary / Mortgagee: Mortgage Current Beneficiary / Mortgagee: SELENE Electronic Registration Systems, Inc., as beneficiary, as | FINANCE, LP nominee for Quicken Loan Inc., its successors and assigns., ITS SUCCESSORS AND ASSIGNS

Recorded in: Property County: BEXAR Volume: N/A Page: N/A Instrument No: 20180126523 Mortgage Servicer: SELENE FINANCE, LP Mortgage Servicer’s Address: 3501 OLYMPUS


BLVD., SUITE 500 DALLAS, TEXAS 75019 * The mortgage servicer is authorized to represent the Mortgagee by virtue of a servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code § 51.0025, the Mortgage Servicer is authorized to collect the debt and to administer any resulting foreclosure of the property securing the above referenced loan,
Secures: Note in the original principal amount of $86,177.00, executed by CATHY SEPEDA; FRANK SEPEDA, JR. and payable to the order of Lender. Property Address/Mailing Address: 22027 GOLDCREST RUN, SAN ANTONIO, TX 78260 Legal Description of Property to be Sold: LOT 116, BLOCK 1, NEW CITY BLACK 19207, STONE OAK VILLAS SUBDIVISION, UNIT 2, "A PLANNED UNIT DEVELOPMENT", CITY OF SAN ANTONIO, BEXAR COUNTY, TEXAS; ACCORDING TO PLAT THEREOF RECORDED IN VOLUME 9543, PAGE 205, DEED AND PLAT RECORDS, BEXAR COUNTY, TEXAS.


Date of Sale: November 4th, 2025 Earliest time Sale will begin: 10:00AM

Place of sale of Property: Bexar County Courthouse, 100 Dolorosa, San Antonio TX 78205OR AS DESIGNATED BY THE COUNTY COMMISSIONER’S OFFICE OR IN THE AREA DESIGNATED BY THE COMMISSIONER’S COURT, PURSUANT TO SECTION 51.002 OF THE TEXAS PROPERTY CODE The Substitute Trustee will sell the property by public auction to the highest bidder for cash at the place and date specified. The sale will begin at the earliest time stated above or within three (3) hours after that time. Appointment of Substitute Trustee: Default has occurred in the payment of the Note and in the performance of the obligations of the Deed of Trust, the same is now wholly due. Because of that default, SELENE FINANCE, LP, the owner and holder of the Note, has requested Auction.com LLC whose address is | Mauchly Irvine, Ca 92618 OR Tejas Corporate Services, LLC whose address is 14800 Landmark Bivd., Suite 850, Dallas, Tx 75254, to sell the property. The Trustee(s) has/have been appointed Substitute Trustee in the place of the original trustee, in the manner authorized by the deed of trust. Terms of Sale: The Foreclosure Sale will be conducted as a public auction and the Property will be sold to the highest bidder for cash, except that SELENE FINANCE, LP bid may be by credit against the indebtedness secured by the lien of the Deed of Trust. CEVA AA 
Doc# 20251100210 10/09/2025 08:47 AM Page 2 of 2 Lucy Adame-Clark, Bexar County Clerk Pursuant to section 51.009 of the Texas Property Code, the Property will be sold "AS IS,” without any expressed or implied warranties, except as to the warranties (if any) provided for under the Deed of Trust. Prospective bidders are advised to conduct an independent investigation of the nature and physical condition of the Property. Pursuant to section 51.0075(a) of the Texas Property Code, Auction.com LLC whose address is 1 Mauchly Irvine, Ca 92618 OR Tejas Corporate Services, LLC whose address is 14800 Landmark Blvd., Suite 850, Dallas, Tx 75254, Trustee reserves the right to set further reasonable conditions for conducting the Foreclosure Sale. Any such further conditions shall be announced before bidding is opened for the first sale of the day held by Auction.com LLC whose address is 1 Mauchly Irvine, Ca 92618 OR Tejas Corporate Services, LLC whose address is 14800 Landmark Blvd., Suite 850, Dallas, Tx 75254, Trustee. Limitation of Damages: If the sale is set aside for any reason, the purchaser at the sale shall be entitled only to a return of the funds paid. The purchaser shall have no further recourse against Mortgagor, the Mortgagee, or the Mortgagee’s attorney. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. CoN PS SUBSTITUTE TRUSTEE Auction.com, LLC OR Tejas Corporate Services, LLC, Trustee c/o Robertson, Anschutz, Schneid, Crane & Partners, PLLC, 13010 Morris Rd., Suite 450, Alpharetta, GA 30004; PH: (470)321-7112 FILE INFORMATION Document Number: 20251100210 Date/Time: 10/9/2025 8:47:07 AM Total Pages: 2 FILED IN THE OFFICIAL PUBLIC RECORDS OF BEXAR COUNTY LUCY ADAME - CLARK BEXAR COUNTY CLERK Total Fees: $2.00