10203 LATELEAF OAK

NCB 13602 BLK 10 LOT 1 "HERITAGE OAKS PH. I UT-1"

Doc# 20250900159 07/31/2025 04:07 PM Page 1 of 1 Lucy Adame-Clark, Bexar County Clerk

cE S' Deed of Trust Date: Grantor(s)/Mortgagor(s): [2A 1/2022 JOANN T PERALES A SINGLE WOMAN Original Beneticiary/Mortgagee: Current Beneficiary/Mortgagee: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. Planet Home Lending, LLC (“MERS”) SOLELY AS A NOMINEE FOR CORNERSTONE HOME LENDING, INC., ITS SUCCESSORS AND ASSIGNS


Recorded in: Property County: Volume: N/A BEXAR Page: N/A Instrument No: 20220039341 Mortgage Servicer: Mortgage Servicer’s Address: Planet Home Lending, LLC is representing the Current 321 Research Parkway, Suite 303, Beneficiary/Mortgagee under a servicing agreement with the Current Meriden, CT 06450 Beneficiary/Mortgagee. Date of Sale: 10/7/2025 | Earliest Time Sale Will Begin: 10am
Place of Sale of Property; Bexar County Courthouse, 100 Dolorosa, San Antonio TX 78205 OR IN THE AREA DESIGNATED BY THE COMMISSIONER'S COURT, PURSUANT TO SECTION 51.002 OF THE TEXAS PROPERTY CODE.

Legal Description: LOT 1, BLOCK 10, HERITAGE OAKS PHASE |, UNIT 1, AN ADDITION TO BEXAR COUNTY, TEXAS, ACCORDING TO THE AMENDING PLAT RECORDED IN BOOK 9564, PAGE 34, DEED AND PLAT RECORDS, BEXAR COUNTY, TEXAS. In accordance with Tex. PRop. CODE §51.0076 and the Deed of Trust referenced above, the undersigned as attorney for Mortgagee or Mortgage Servicer does hereby remove the original Trustee and all successor substitute trustees and appoints in their stead, Clay Golden, Douglas Rodgers, David Ackel, John Sisk, Travis Kaddatz, Israel Curtis, Matthew Hansen, Ramiro Cuevas, Joshua Sanders, Cary Corenbtum, Daniel Hart, Auction.com LLC, Alexis Martin, Cassie Martin, Troy Martin, Deborah Martin, Terri Martin or Shelby Martin, Cole Patton, Myra Homayoun, Thuy Frazier, McCarthy & Holthus, LLP, as Substitute Trustee, who shall hereafter exercise all powers and duties set aside to the said original Trustee under there said Deed of Trust; and, further, does hereby request, authorize, and instruct said Substitute Trustee to conduct and direct the execution of remedies set aside to the beneficiary therein The Substitute Trustee will sell the property by public auction to the highest bidder for cash at the place and date specified. The sale will begin at the earliest time stated above or within three (3) hours after that time. The Property will be sold “AS 1S,” without any express or implied warranties, except as to warranties of title, and at the purchaser's own risk, pursuant to the terms of TEX. PROP. CODE §51.002 and §51.009. Prospective bidders are advised to conduct an independent investigation of the nature and physical condition of the Property. Substitute Trustee reserves the right to set further reasonable conditions for conducting the public auction. Any such further conditions shall be announced before bidding is opened for the first sale of the day held by Substitute Trustee, THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. NOTICE PURSUANT TO TEX. PROP. CODE § 51,002(1): ASSERT AND PROTECT YOUR RIGHTS AS MEMBER OF THE ARMED FORCES OF THE UNITED STATES, IF YOU OR YOUR SPOUSE ARE SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OF THE TEXAS NATIONAL OR THE NATIONAL GUARD OF ANOTHER STATE OR AS A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY. Dated: 7/29/2025 Chak Print :
Thuy Frazier, Attorney Substitute Trustee McCarthy & Holthus, LLP c/o Auction.com 1255 West 15th Street, Suite 1060 1255 West 15th Street, Suite 1060 Plano, TX 75075 Plano, TX 75075 Attorneys for Planet Home Lending, LLC bliyps./sales.mecarthvbolthus com FILE INFORMATION 0 A a MUG"80-2825-202509001 5x Document Number: 20250900159 Date/Time: 7rs2025 4:07:52 PM © Total Pages: FILED IN THE OFFICIAL PUBLIC RECORDS OF BEXAR COUNTY K MBH File Number: TX-25-121677-POS ua ONE Loan Type: FHA Total Fees: $2.00