19522 TERRA ELM

CB 4565A (TERRA MONT SUBD), BLOCK 3 LOT 70

EEX Doc# 20251000370 09/15/2025 01:32 PM Page 1 of 4 Lucy Adame-Clark, Bexar County Clerk 0 00 0 A 0 0 NOTICE OF FORECLOSURE SALE
STATE OF TEXAS § § COUNTY OF BEXAR § KNOW ALL MEN BY THESE PRESENTS: Notice is hereby given of a public non-judicial foreclosure sale. 1. Property to Be Sold. The property to be sold is described as follows: Lot 70, Block 3, Terra Mont Subdivision PUD, Bexar County, Texas, according to map or plat thereof recorded in Volume 9576, Pages 101- 108, Deed and Plat Records, Bexar County, Texas.
2. Date, Time and Place of Sale. The sale is scheduled to be held at the following date, time, and place: Date: October 7, 2025 Time: The sale shall begin no earlier than 10:00 a.m. or no later than three hours thereafter. The sale shall be completed by no later than 1:00 p.m. Place: At the place designated by the Bexar County Commissioner's Court for foreclosure sales in Bexar County, Texas at the Bexar County Courthouse in San Antonio, Texas. The Deed of Trust permits the Beneficiary to postpone, withdraw, or reschedule the sale for another day. In that case, the Trustee under the Deed of Trust need not appear at the date, time, and place of a scheduled sale to announce the postponement, withdrawal, or rescheduling. Notice of the date of any rescheduled foreclosure sale will be reposted and re-filed in accordance with the posting and filing requirements of the Texas Property Code. Such re-posting or re-filing may be after the date originally scheduled for this sale. 3. Terms of Sale. The sale will be conducted in a public auction to the highest bidder for cash, subject to the provisions of the Deed of Trust permitting the Beneficiary thereunder to have the bid credited to the Note up to the amount of the unpaid debt secured by the Deed of Trust at the time of sale.  NN UOE ec ces “™ aaa _ Doc# 20251000370 09/15/2025 01:32 PM Page 2 of 4 Lucy Adame-Clark, Bexar County Clerk Those desiring to purchase the property will need to demonstrate their ability to pay cash on the day the property is sold. The sale will be made expressly subject to any title matters set forth in the Deed of Trust, but prospective bidders are reminded that by law the sale will necessarily be made subject to all prior matters of record affecting the property, if any, to the extent that they remain in force and effect and have not been subordinated to the Deed of Trust. Prospective bidders are strongly urged to examine the applicable property records to determine the nature and extent of such matters, if any. Pursuant to section 51.009 of the Texas Property Code, the property will be sold in “as is, where is” condition, without any express or implied warranties, except as to the warranties of title (if any) provided for under the Deed of Trust. Prospective bidders are advised to conduct an independent investigation of the nature and physical condition of the property. Pursuant to section 51.0075 of the Texas Property Code, the Trustee reserves the right to set further reasonable conditions for conducting the sale. Any such further conditions shall be announced before bidding is opened for the first sale of the day held by the trustee or any substitute trustee. 4. Type of Sale. The sale is a non-judicial deed of trust lien foreclosure sale being conducted pursuant to the power of sale granted by the Deed of Trust (Security Agreement, Financing Statement) dated September 10, 2021, executed by Chris Vale and wife, Mercedes Vale, to Danny L. Buck, Trustee, filed of record as Document No. 20210257267 of the Official Public Records of Bexar County, Texas (the “Deed of Trust”). 5. Obligations Secured. The Deed of Trust provides that it secures the payment  | NN O_O EE EOE aE | Doc# 20251000370 09/15/2025 01:32 PM Page 3 of 4 Lucy Adame-Clark, Bexar County Clerk of the indebtedness and obligations therein described (the “Obligation’), including but not limited to that one certain Promissory Note dated September 10, 2021, in the original principal amount of $1,309,000.00 executed by Chris Vale and wife, Mercedes Vale, as Borrower in favor of Lone Star Capital Bank, N.A., now known as Rio Bank, as Payee (“the Note") as modified by Modification and Extension Agreement. Lone Star Capital Bank, now known as Rio Bank, is the current owner and holder of the Obligation and is the Beneficiary under the Deed of Trust. 6. Default and Request To Act. Default has occurred under the Deed of Trust and the Beneficiary has requested me, as Trustee, to conduct this sale. Notice is given that before the sale, the Beneficiary may appoint another person or trustee to conduct the sale. ASSERT AND PROTECT YOUR RIGHTS AS A MEMBER OF THE ARMED FORCES OF THE UNITED STATES. IF YOU OR YOUR SPOUSE IS SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OF THE TEXAS NATIONAL GUARD OR THE NATIONAL GUARD OF ANY OTHER STATE, OR AS A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE MILITARY DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY. DATED: September 15, 2025


ILLERMO S. DEKAT, Substitute Trustee 410127 Morocco Street, Suite 137 San Antonio, Texas 78216 (210) 828-5641 [email protected]  I TIE! CSS Doc# 20251000370 09/15/2025 01:32 PM Page 4 of 4 Lucy Adame-Clark, Bexar County Clerk STATE OF TEXAS COUNTY OF BEXAR MUN This instrument was acknowledged before me on the fs Aday of October 2025 by GUILLERMO S. DEKAT, Substitute Trustee. Martha G. Mongo MY Commit onge S/areoay res


_ Notary 10132811744 Notary Public i in and for the Ate of Texas
FILE INFORMATION Document Number: 20251000370 Date/Time: 9/15/2025 1:32:07 PM Total Pages: 4 FILED ite THE OFFICIAL PUBLIC RECORDS OF BEXAR COUNTY LUCY ADAME — CLARK BEXAR COUNTY CLERK Total Fees: $2.00