11663 CARDINAL SKY

CB 4361C (AMERICAN LOTUS SUB'D UT-1, BLOCK 32 LOT 3

Doc# 20251000298 09/11/2025 12:24 PM Page 1 of 3 Lucy Adame-Clark, Bexar County Clerk RECORDING REQUESTED BY: WHEN RECORDED MAIL TO: In Source Logic LLC c/o Malcolm Cisneros/Trustee Corps 17100 Gillette Avenue
Irvine, CA 92614 (949) 252-8300 HU KA UE i ¥iIG-88-2025-2025 1 BA298% TS No TX06000109-25-1 APN 1100982 | 04361-332-0030 TO No 250367692-TX-RWI NOTICE OF SUBSTITUTE TRUSTEE'S SALE WHEREAS, on November 22, 2022, MICHELLE MARIE ACRET, STEVEN AHMAD ELETER as Grantor/Borrower, executed and delivered that certain Deed of Trust in favor of ALLAN B. POLUNSKY as Trustee, NAVY FEDERAL CREDIT UNION, A CORPORATION as original Beneficiary, which Deed of Trust secures the payment of that certain Promissory Note of even date therewith in the original amount of $339,636.00, payable to the order of NAVY FEDERAL CREDIT UNION as current Beneficiary, which Deed of Trust recorded on December 2, 2022 as Document No. 20220279237 and an Affidavit of Scrivener's Error recorded on August 29, 2025 as Instrument No. 20250160407 in Bexar County, Texas. Deed of Trust covers all of the real property described therein, including, but not limited to, all of the following described property, rights and interests (the “Property"), to-wit: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF APN 1100982 | 04361-332-0030 WHEREAS, the Trustee named in the Deed of Trust having been removed, the legal holder of the indebtedness described in the Deed of Trust appointed In Source Logic LLC or either of them, as Substitute Trustee (each being referred to as the “Substitute Trustee”), upon the contingency and in the manner authorized by the Deed of Trust; and WHEREAS, defaults have occurred in the covenants of the Deed of Trust, monetary or otherwise, and the indebtedness secured by and described in the Deed of Trust is now wholly due, and NAVY FEDERAL CREDIT UNION, the legal holder of such indebtedness and the liens securing same has requested either one of the Substitute Trustees to sell the Property in accordance with applicable law and the terms and provisions of the Deed of Trust. 
Doc# 20251000298 09/11/2025 12:24 PM Page 2 of 3 Lucy Adame-Clark, Bexar County Clerk TS No TX06000109-25-1 APN 1100982 | 04361-332-0030 TO No 250367692-TX-RWI NOW THEREFORE, NOTICE IS HEREBY GIVEN that on Tuesday, November 4, 2025 at 10:00 AM, no later than three (3) hours after such time, being the first Tuesday of such month, the Substitute Trustee will sell the Property at public venue to the highest bidder for cash. The sale will take place in Bexar County, Texas, at the area designated by the Commissioner's Court for sales of real property under a power of sale conferred by a Deed of Trust or other contract lien as follows: 100 Dolorosa, San Antonio TX 78205; THE AREA LOCATED OUTSIDE ON THE WEST SIDE OF THE BEXAR COUNTY COURTHOUSE WHICH IS NEAR THE INTERSECTION OF EAST NUEVA STREET AND THE CLOSED PORTION OF SOUTH MAIN AVENUE, SAN ANTONIO, TEXAS in Bexar County, Texas or If the preceding area Is no longer the designated area, at the area most recently designated by the County Commissioner Court. The Deed of Trust may encumber both real and personal property. Formal notice is hereby given of and NAVY FEDERAL CREDIT UNION's election to proceed against and sell both the real property and any personal property described in said Deed of Trust in accordance with and NAVY FEDERAL CREDIT UNION's rights and remedies under the Deed of Trust and Section 9.604(a) of the Texas Business and Commerce Code. NOTICE 1S FURTHER GIVEN, that except to the extent that the Substitute Trustee may bind and obligate Mortgagors to warrant title the Property under the terms of the Deed of Trust. Pursuant to Section 51.009 of the Texas Property Code, the Property will be sold in “as is”, “where is" condition. Conveyance of the Property shall be made without any representations or warranties whatsoever, expressed or implied. Prospective bidders are strongly urged to examine the applicable property records to determine the nature and extent of such matters and are advised to conduct an independent investigation of the nature and physical condition of the Property. Pursuant to Section 51.009 of the Texas Property Code, the Property will be sold in “as is”, “where is” condition, without any expressed or implied warranties, except as to the warranted. WITNESS, my hand this | \ day of Se pte Mm be v ,10V4. By: In Source Logic LLC Substitute Trustee(s) ASSERT AND PROTECT YOUR RIGHTS AS A MEMBER OF THE ARMED FORCES OF THE UNITED STATES. IF YOU ARE OR YOUR SPOUSE IS SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OF THE TEXAS NATIONAL GUARD OR THE NATIONAL GUARD OF ANOTHER STATE OR AS A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY. SALE INFORMATION CAN BE OBTAINED ONLINE AT www.insourcelogic.com FOR AUTOMATED SALES INFORMATION PLEASE CALL: tn Source Logic AT 702-659-7766 FOR REINSTATEMENT / PAY OFF REQUESTS CONTACT: (949) 252-8300 To the extent your original obligation was discharged or is subject to an automatic stay of bankruptcy under Title 11 of the United States Code, this notice is for compliance and/or informational purposes only and does not constitute an attempt to collect a debt or to impose personal liability for such obligation. However, a secured party retains rights under its security instrument, including the right to foreclose its lien.  Doc# 20251000298 09/11/2025 12:24 PM Page 3 of 3 Lucy Adame-Clark, Bexar County Clerk TS No TX06000109-25-1 APN 1100982 | 04361-332-0030 TO No 250367692-TX-RWI EXHIBIT "A" LOT 3, BLOCK 32, AMERICAN LOTUS SUBDIVISION, UNIT-1. A SUBDIVISION IN BEXAR COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT THEREOF RECORDED IN VOLUME 9576, PAGES 34- 39, OF THE DEED AND PLAT RECORDS OF BEXAR COUNTY, TEXAS. FILE INFORMATION Document Number: 20251000298 Date/Time: 9/11/2025 12:24:05 PM Total Pages: 3 FILED iN THE OFFICIAL PUBLIC RECORDS OF BEXAR COUNTY LUCY ADAME ~ CLARK BEXAR COUNTY CLERK Total Fees: $2.00