7915 HORSE HOLW

CB 5080Q (VALLEY VIEW SUBD UT-4), BLOCK 74 LOT 4

Doc# 20250800121 06/26/2025 12:20 PM Page 1 of 1 Lucy Adame-Clark, Bexar County Clerk NOTICE OF SUBSTITUTE TRUST. ALE
Deed of Trust Date: Grantor(s)/Mortgagor(s): 7/31/2015 RICHARD STEPHENS, A SINGLE MAN Original Beneticiary/Mortgagee: Current Beneficiary/Mortgagee: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. Wells Fargo Bank, N.A. (“MERS”) SOLELY AS A NOMINEE FOR WILLOW BEND MORTGAGE COMPANY, LLC, ITS SUCCESSORS AND ASSIGNS Recorded in: Property County: Volume: 17525 BEXAR Page: 2447 Instrument No: 20150206268




Mortgage Servicer: Mortgage Servicer’s Address: Wells Fargo Bank, N.A. is representing the Current Beneficiary/Mortgagee | | Home Campus, MAC 2301-04C, under a servicing agreement with the Current Beneficiary/Mortgagee. West Des Moines, IA 50328 Date of Sale: 9/2/2025 Earliest Time Sale Will Begin: 10am

Place of Sale of Property: Bexar County Courthouse, 100 Dolorosa, San Antonio TX 78205 OR IN THE AREA DESIGNATED BY THE COMMISSIONER'S COURT, PURSUANT TO SECTION $1.002 OF THE TEXAS PROPERTY CODE.


Legal Description: LOT 4, BLOCK 74, VALLEY VIEW SUBDIVISION, UNIT 4, AN ADDITION IN BEXAR COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT THEREOF, RECORDED IN VOLUME 9576, PAGE 172, DEED AND PLAT RECORDS OF BEXAR COUNTY, TEXAS. In accordance with TEX. PROP. CODE §51.0076 and the Deed of Trust referenced above, the undersigned as attomey for Mortgagee or Mortgage Servicer does hereby remove the original Trustee and all successor substitute trustees and appoints in their stead, Clay Golden, Douglas Rodgers, David Ackel, John Sisk, Travis Kaddatz, Israel Curtis, Matthew Hansen, Ramiro Cuevas, Joshua Sanders, Cary Corenblum, Daniel Hart, Auction.com LLC, Alexis Martin, Cassie Martin, Troy Martin, Deborah Martin, Terri Martin or Shelby Martin, Cole Patton, Myra Homayoun, Thuy Frazier, McCarthy & Holthus, LLP, as Substitute Trustee, who shall hereafter exercise all powers and duties set aside to the said original Trustee under there said Deed of Trust; and, further, does hereby request, authorize, and instruct said Substitute Trustee to conduct and direct the execution of remedies set aside to the beneficiary therein The Substitute Trustee will sell the property by public auction to the highest bidder for cash at the place and date specified. The sale will begin at the earliest time stated above or within three (3) hours after that time, The Property will be sold “AS IS,” without any express or implied warranties, except as to warranties of title, and at the purchaser’s own risk, pursuant to the terms of TEX, PROP. CODE §51.002 and §51.009. Prospective bidders are advised to conduct an independent investigation of the nature and physical condition of the Property. Substitute Trustee reserves the right to set further reasonable conditions for conducting the public auction. Any such further conditions shall be announced before bidding is opened for the first sale of the day held by Substitute Trustee. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. NOTICE PURSUANT TO TEX. PROP. CODE § 51,002(1): ASSERT AND PROTECT YOUR RIGHTS AS MEMBER OF THE ARMED FORCES OF THE UNITED STATES. LF YOU OR YOUR SPOUSE ARE SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OF THE TEXAS NATIONAL OR THE NATIONAL GUARD OF ANOTHER STATE OR AS A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OF THiS NOTICE IMMEDIATELY. Dated: 6/18/2025 Dated: Chol Zw | 2025. dQacrty ne. rv DAaynn







Thuy Frazicr, Attorncy Substitute Trustee McCarthy & Holthus, LLP c/o Auction.com 1255 West 15th Street, Suite 1060 1255 West 15th Street, Suite 1060 Plano, TX 75075 Plano, TX 75075 Attomeys for Wells Fargo Bank, N.A. bre salesimece: polthius com,

nc 0 Ae weoRMaTiN Document Number: 20250800121 Date/Time: 6/26/2025 12:20:08 PM Total Pages: 1 FILED IN THE OFFICIAL PUBLIC RECORDS OF BEXAR COUNTY LUCY ADAME - CLARK BEXAR COUNTY CLERK MH File Number: TX-24-102862-POS Total Fees: $2.00 Loan Type: FHA