8626 KARDLA FRST

NCB 18288 (ESTONIA SUBDIVISION UT-1), BLOCK 47 LOT 9

Doc# 20250900276 08/11/2025 01:12 PM Page 1 of 3 Lucy Adame-Clark, Bexar County Clerk 80036822 8626 Kardla Frst San Antonio, Texas 78251 PAC AF A A HO NOTICE OF TRUSTEE'S SALE and APPOINTMENT OF SUBSTITUTE TRUSTEE THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. WHEREAS, on July 12, 2022, Sarai Uniforme and Agrixanthony Uniforme executed a Texas Home Equity Security Instrument conveying to Kelly A. Taylor, Trustee, the real property hereinafter described, to secure Credit Human Federal Credit Union, in the payment of a debt therein described, said Texas Home Equity Security Instrument being recorded in Document No. 20220176652, Official Public Records of Bexar County, Texas. WHEREAS, default has occurred in the payment of said indebtedness, and the same is now wholly due. WHEREAS, the owner and hoider of said debt has obtained an Order of the District Court of Bexar County, Texas, 131st Judicial District, entered on July 28, 2025, in Cause No. 2025CI05740 authorizing foreclosure of said Texas Home Equity Security Instrument. WHEREAS, in my capacity as the attorney for the present owner and holder of the note, and pursuant to Section 51.0076(3) Texas Property Code, I hereby name, appoint and designate Nicole Correa or Nicole Baethge or Dean W. Greer or Matthew D. Jonson or Jason West, the Substitute Trustee(s) in the above described Deed of Trust and/or to act under and by virtue of said Deed of Trust, including posting and filing the public notice required under Section 51.002 Texas Property Code as amended, and to proceed with a foreclosure of the Deed of Trust lien securing the payment of said note. NOW, THEREFORE, NOTICE IS HEREBY GIVEN that on Tuesday, September 2, 2025, at 12:00 o'clock p.m. or within three (3) hours thereafter, the Substitute Trustee sell said real property at the place hereinafter set out, to the highest bidder for cash under the provisions of said Texas Home Equity Security Instrument and Texas Property Code Section 51.002. The place of sale shall be in the area designated by the Commissioners Court of such County, pursuant to §51.002 of the Texas Property Code as the place where foreclosure sales are to take place (if such place is not so 
Doc# 20250900276 08/11/2025 01:12 PM Page 2 of 3 Lucy Adame-Clark, Bexar County Clerk designated, the sale will take place in the area where this Notice of Substitute Trustee’s Sale is posted), in the City of San Antonio, Bexar County, Texas. Said real property is described as follows: Lot 9, Block 47, New City Block 18288, ESTONIA SUBDIVISION, UNIT 1, City of San Antonio, Bexar County, Texas, according to plat recorded in Volume 9578, Page(s) 57-65, Deed and Plat Records of Bexar County, Texas. The Deed of Trust permits the Beneficiary to postpone, withdraw, or reschedule the sale for another day. In that case, the Trustee or Substitute Trustee under the Deed of Trust or Substitute Trustee appointed herein need not appear at the date, time and place of a scheduled sale to announce the postponement, withdrawal, or rescheduling. Notice of the date of any rescheduled foreclosure sale will be reposted and refiled in accordance with the posting and filing requirements of the Texas Property Code. The reposting or refiling may be after the date originally scheduled for this sale. Pursuant to Section 51.009 of the Texas Property Code, the property will be sold in “AS IS, WHERE IS” condition, without any express or implied warranties, except as to the warranties of title (if any) provided for under the Deed of Trust. Prospective bidders are advised to conduct an independent investigation of the nature and physical condition of the property and the priority of the lien being foreclosed. The sale will be conducted as a public auction to the highest bidder for cash, subject to the provisions of the Deed of Trust permitting the Beneficiary thereunder to have the bid credited to the Note up to the amount of the unpaid debt secured by the Deed of Trust at the time of sale. Those desiring to purchase the property will need to demonstrate their ability to pay their bid immediately in cash if their bid is accepted. The sale will be made expressly subject to any title matters set forth in the Deed of Trust, but prospective bidders are reminded that by law the sale will necessarily be made subject to all prior matters of record affecting the property, if any, to the extent that they remain in force and effect and have not been subordinated to the Deed of Trust. The sale shall not cover any part of the property that has been released of public record from the lien of the Deed of Trust. Prospective bidders are strongly urged to examine the applicable property records to determine the priority, nature and extent of such matters, if any. In the event of a defect or other problem with the foreclosure process is discovered that may invalidate the sale, the consideration paid will be returned to the purchaser as the sole and absolute remedy. In the event of any claim or action brought by any person including the purchaser requiring or resulting in the invalidation of the sale and rescission of the Trustee’s Deed or Substitute Trustee’s Deed, purchaser’s damages resulting therefrom are limited to the consideration paid to the Trustee or Substitute Trustee and the sole and absolute remedy shall be the return to purchaser of the consideration paid. The purchaser shall have no further recourse against the Trustee, Substitute Trustee, Mortgagor, Mortgagee or the Mortgagee’s attomey. 
Doc# 20250900276 08/11/2025 01:12 PM Page 3 of 3 Lucy Adame-Clark, Bexar County Clerk Default has occurred under the Deed of Trust, and the beneficiary has requested the above named Trustee or Substitute Trustee(s), to conduct this public sale. Notice is given that before the sale the beneficiary or the Beneficiary’s attorney, agent or servicer may appoint another person substitute trustee to conduct the sale. Assert and protect your rights as a member of the armed forces of the United States. If you are or your spouse is serving on active military duty, includin: active military duty as a member of the Texas National Guard or the National Guard of another state or as a member of a reserve component of the armed forces of the United States, please send written notice of the active du military service to the sender of this notice immediately. The Substitute Trustee’s address is c/o West & West, Greer & Estorga, 2929 Mossrock, Suite 204, San Antonio, Texas 78230. WITNESS MY HAND on August 11, 2025.




MATTHEW D. JOHNSON State Bar No. 24098890 DEAN W. GREER State Bar No. 08414100 Attorney or Authorized Agent for the Mortgagee or Mortgagee’s Servicer West & West, Greer & Estorga 2929 Mossrock, Suite 204 San Antonio, Texas 78230 FILE INFORMATION Document Number: 20250900276 Date/Time: 8/11/2025 1:12:03 PM Total Pages: 3 FILED IN THE OFFICIAL PUBLIC RECORDS OF BEXAR COUNTY LUCY ADAME — CLARK BEXAR COUNTY CLERK Total Fees: $2.00