2523 SUNDROP BAY

NCB 14196 (VILLA DEL SOL UT-9 BSL), BLOCK 7 LOT 47

Doc# 20251100234 10/09/2025 09:27 AM Page 1 of 3 Lucy Adame-Clark, Bexar County Clerk ts oxox ANN 08 00 Notice of [Substitute] Trustee Sale
serving on active military duty, including active military duty as a member of the Texas National Guard or the National Guard of another state or as a member of a reserve component of the armed forces of the United States, lease send written notice of the active duty military service te the sender of this notice immediately.

1, Date, Time and Place of Sale. Date: 12/02/2025 Time; The sale will begin at 01:00 PM or not later than three hours after that time Place: — Bexar County, Texas at the following location: THE AREA LOCATED OUTSIDE ON THE WEST SIDE OF THE BEXAR COUNTY COURTHOUSE WHICH IS NEAR THE INTERSECTION OF EAST NUEVA STREET AND THE CLOSED PORTION OF SOUTH MAIN AVENUE AND IS ACCESSIBLE TO THE PUBLIC AS THE COURTHOUSE S WEST AND SOUTH ENTRANCES OR AS DESIGNATED BY THE COUNTY COMMISSIONER'S OFFICE OF BEXAR COUNTY PURSUANT TO SECTION 51.002 OF THE TEXAS PROPERTY CODE AS THE PLACE WHERE FORECLOSURE SALES ARE TO TAKE PLACE OR AS DESIGNATED BY THE COUNTY COMMISSIONERS Property Address: 2523 SUNDROP BAY, SAN ANTONIO, TX 78224 2. Terms of Sale: The sale will be conducted as a public auction to the highest bidder for cash. Pursuant to the deed of trust, the mortgagee has the right to direct the Trustee to sell the property in onc or more parcels and/or to sell all or only part of the property. Pursuant to section 51.009 of the Texas Property Code, the property will be sold in AS 1S, WHERE 1S condition, without any express or implied warranties, except as to the warranties of title, if any, provided for under the deed of trust. Any conveyance of the property is subject to all matters of record affecting the property. 3. Instrument to be Foreclosed: The instrument to be foreclosed is the Deed of Trust or Contract Lien dated 09/16/2022 and recorded 09/16/2022 in Document 20220225295 , real property records of Bexar County, Texas, with JOE TORRES, A SINGLE MAN grantor(s) and Everett Financial, Inc., D/B/A Supreme Lending as Lender, MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as Beneficiary. 4. Appointment of Substitute Trastee: In accordance with Texas Property Code Sec. 51.0076, the undersigned authorized agent for the mortgage servicer has named and appointed, and by these presents does name and appoint AVT Title Services, LLC, located at 5177 Richmond Avenue Suite 1230, Houston, TX 77056, Substitute Trustec to act under and by virtue of said Deed of Trust. 3. Obligation Secured: Deed of Trust or Contract Lien executed by JOE TORRES, A SINGLE MAN, securing the payment of the indebtedness in the original principal amount of $270,019.00, and obligations therein described including but not limited to the promissory note; and all modifications, renewals and extensions of the promissory note. PHH MORTGAGE CORPORATION is the current mortgagee of the note and deed of trust or contract lien. Version 1.1 TX NOS 0217 Page Lof3 
Doc# 20251100234 10/09/2025 09:27 AM Page 2 of 3 Lucy Adame-Clark, Bexar County Clerk TS No.: 2025-G1255-TX 25-000789-673 Notice of [Substitute] Trustee Sale 6. Defauit: A default has occurred in the payment of indebtedness, and the same is now whoily due, and the owner and holder has requested to sell said property to satisfy said indebtedness. 7. Property to be sold: The property to be sold is described as follows: LOT 47, BLOCK 7, NEW CITY BLOCK 14196, VILLA DEL SOL SUBDIVISION, UNIT 9, CITY OF SAN ANTONIO, BEXAR COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT THEREOF RECORDED IN VOLUME 9603, PAGES 76-77, DEED AND PLAT RECORDS OF BEXAR COUNTY, TEXAS. 8. Mortgage Servicer Information: The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code § 51.0025, the Mortgage Servicer is authorized to collect the debt and to administer any resulting foreclosure of the lien securing the property referenced above. PHH Mortgage Corporation, as Mortgage Servicer, is representing the current mortgagec. whose address is: C/O PHH Mortgage Corporation PO BOX 24605 West Palm Beach, FL 33416-4605 Phone: 877-744-2506 Version 1.1 FX NOS 0217 Page 2 of 3  Doc# 20251100234 10/09/2025 09:27 AM Page 3 of 3 Lucy Adame-Clark, Bexar County Clerk TS No.: 2025-01255-TX 25-G00789-673 Notice of [Substitute] Trustee Sale 9. Limitation of Damages: If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the funds paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s attorney. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. Date: October 8, 2025 py? i Saundra White — Attorney or Authorized Agent of The Mortgagee or Mortgage Servicer
C/O Power Default Services, Inc. 7730 Market Center Ave, Suite 100 El Paso. TX 79912 Telephone: 855-427-2204 Fax: 866-960-8298 For additional sale information visit: www.hubzu.com or (855) 882-1314 POWER DEFAULT SERVICES, INC. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. Certificate of Posting tam _———....._. Whose address is c/o AVT ‘Lille Services, LLC, 5177 Richmond Avenue, Suite 1230, Houston. TX 77056. I declare under penalty of perjury that on _...| filed this Notice of Foreclosure Sale at the office of the Bexar County Clerk and caused it to be posted at the location directed by the Bexar County Commissioners Court.
FILE INFORMATION Document Number: 20251100234 Date/Time: 10/9/2025 9:27:40 AM Total Pages: 3 FILED IN THE OFFICIAL PUBLIC RECORDS OF BEXAR COUNTY LUCY ADAME -- CLARK BEXAR COUNTY CLERK Total Fees: $2.00 Version 1.1 TX NOS 0217 Page 3 of 3