8174 TWO FLS

CB 4712C (TWO CREEKS UT-12), BLOCK 36 LOT 38

EEE__<_$_ a a eRe Doc# 20250900232 08/07/2025 03:26 PM Page 1 of 1 Lucy Adame-Clark, Bexar County Clerk







TICE OF SUBSTITUTE EE SALE Deed of Trust Date: Grantor(s)/Mortgagor(s): 3/20/2015 SAMUEL LEOS, AN UNMARRIED MAN Original Beneficiary/Mortgagee: Current Beneficiary/Mortgagee: NAVY FEDERAL CREDIT UNION NFCU __ Recorded in: | Property County: Volume: 17144 BEXAR Page: 539 Instrument No: 20150048615 Mortgage Servicer: Mortgage Servicer’s Address: Navy Federal Credit Union is representing the Current 820 Follin Lane SE, Beneficiary/Mortgagee under a servicing agreement with the Current Vienna, VA 22180 Beneficiary/Mortgagee. [ Date of Sale: 9/2/2025 Earliest Time Sale Will Begin: 10am Place of Sale of Property: THE AREA LOCATED OUTSIDE ON THE WEST SIDE OF THE BEXAR COUNTY COURTHOUSE WHICH JS NEAR THE INTERSECTION OF EAST NUEVA STREET AND THE CLOSED PORTION OF SOUTH MAIN AVENUE, SAN ANTONIO, TEXAS OR AS DESIGNATED BY THE COUNTY COMMISSIONER'S OFFICE OR IN THE AREA DESIGNATED BY THE COMMISSIONER'S COURT, PURSUANT TO SECTION 51.002 OF THE TEXAS PROPERTY CODE.

Legal Description: LOT 38. BLOCK 36, TWO CREEKS, UNIT-12 (ENCLAVE), A SUBDIVISION IN BEXAR COUNTY, TEXAS, ACCORDING TO THE PLAT RECORDED IN VOLUME 9661, PAGE 33, DEED AND PLAT RECORDS, BEXAR COUNTY, TEXAS. In accordance with TEX, PROP. CODE $51.0076 and the Deed of Trust referenced above, the undersigned as atromey for Mortgagee or Mortgage Servicer does hereby remove the original Trustee and all successor substitute trustees and appoints in their stead, Alexis Martin, Cassie Martin, Troy Martin, Deborah Martin, Terri Martin or Shelby Martin, Cole Patton, Myra Homayoun, Thuy Frazier, McCarthy & Holthus, LLP, as Substitute Trustee, who shall hereafter exercise all powers and duties set aside to the said original Trustee under there said Deed of Trust; and, further, does hereby request, authorize, and instruct said Substitute Trustee to conduct and direct the execution of remedies set aside to the beneficiary therein The Substitute Trustee will sell the property by public auction to the highest bidder for cash at the place and date specified. The sale will begin at the earliest time stated above or within three (3) hours after that time. The Property wilt be sold “AS 18," without any express or implied warranties, except as to warranties of title, and at the purchaser’s own risk, pursuant to the terms of TEX. PROP. CODE §51.002 and §51.009. Prospective bidders are advised to conduct an independent investigation of the nature and physical condition of the Property. Substitute Trustee reserves the right to set further reasonable conditions for conducting the public auction. Any such further conditions shall be announced before bidding is opened for the first sale of the day held by Substitute Trustee. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. NOTICE PURSUANT TO TEX, PROP. CODE § 51.002(1): ASSERT AND PROTECT YOUR RIGHTS AS MEMBER OF THE ARMED FORCES OF THE UNITED STATES. IF YOU OR YOUR SPOUSE ARE SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OF THE TEXAS NATIONAL OR THE NATIONAL GUARD OF ANOTHER STATE OR AS A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY.



Dated: 8/4/2025 Dated: &10 2S) - Mav _ UB NL Thuy Frazicr, Attorncy Substitute Trustee McCarthy & Holthus, LLP c/o Tejas Trustee 1255 West 15th Street, Suite 1060 1255 West 15th Street, Suite 1060 Plano, TX 75075 Plano. TX 75075 Attomeys for Navy Federal Credit Union Tne ny has NA ne wMAToN 20250900232 Document Number: 20250900232 Date/Time: 8/7/2025 3:26:27 PM Total Pages: 1 FILED IN THE OFFICIAL PUBLIC RECORDS OF BEXAR COUNTY LUCY ADAME — CLARK MH File Number: TX-23-97946-POS BEXAR COUNTY CLERK Loan Type: Conventional Residential Total Fees: $2.00