9019 MCCOY PASS

CB 5089F (KNOX RIDGE PH-2 UT-2), BLOCK 5 LOT 8 (DUPLICATE TO PID 1391520)

Doc# 20251100202 10/09/2025 08:47 AM Page 1 of 1 Lucy Adame-Clark, Bexar County Clerk NOTICE OF SUBSTITUTE TRUSTEE SALE


Deed of Trust Date: Grantor(s)/Mortgagor(s): 5/28/2021 ISAAC ELIAS RAMIREZ AND EMA ISABEL VELA'SIAS, HUSBAND AND WIFE Originat Beneficiary/Mortgagee: Current Beneficiary/Mortgagee: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. PENNYMAC LOAN SERVICES, LLC (“MERS”) SOLELY AS A NOMINEE FOR ARK-LA-TEX FINANCIAL SERVICES, LLC DBA BENCHMARK MORTGAGE, ITS SUCCESSORS



AND ASSIGNS Recorded in: Property County: Volume: N/A BEXAR Page: N/A Instrument No: 20210146092 Mortgage Servicer: Mortgage Servicer’s Address: PennyMac Loan Services, LLC is representing the Current 3043 Townsgate Rd, Suite 200, Beneficiary/Mortgagee under a servicing agreement with the Current Westlake Village, CA 91361 Beneficiary/Mortgagee. Date of Sale: 12/2/2025 Earliest Time Sale Will Begin: 10am
Place of Sale of Property: Bexar County Courthouse, 100 Dolorosa, San Antonio TX 78205 OR IN THE AREA DESIGNATED BY THE COMMISSIONER'S COURT, PURSUANT TO SECTION 51,002 OF THE TEXAS PROPERTY CODE.


Legal Description: LOT 8, BLOCK 5, KNOX RIDGE PHASE 2, UNIT 2, IN BEXAR COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT THEREOF RECORDED IN VOLUME 20001, PAGES 1892-1893, DEED AND PLAT RECORDS, BEXAR COUNTY, TEXAS. In accordance with TEX. PROP. CODE §51.0076 and the Deed of Trust referenced above, the undersigned as attorney for Mortgagee or Mortgage Servicer does hereby remove the original Trustee and all successor substitute trustees and appoints in their stead, Clay Golden, Douglas Rodgers, David Ackel, John Sisk, Travis Kaddatz, Israel Curtis, Matthew Hansen, Ramiro Cuevas, Joshua Sanders, Cary Corenblum, Daniel Hart, Auction.com LLC, Alexis Martin, Cassie Martin, Troy Martin, Deborah Martin, Terri Martin or Shelby Martin, Cole Patton, Myra Homayoun, Thuy Frazier, McCarthy & Holthus, LLP, as Substitute Trustee, who shall hereafter exercise all powers and duties set aside to the said original Trustee under there said Deed of Trust; and, further, does hereby request, authorize, and instruct said Substitute Trustee to conduct and direct the execution of remedies set aside to the beneficiary therein The Substitute Trustee will sell the property by public auction to the highest bidder for cash at the place and date specified. The sale will begin at the earliest time stated above or within three (3) hours after that time. The Property will be sold “AS 1S,” without any express or implied warranties, except as to warranties of title, and at the purchaser’s own risk, pursuant to the terms of TEX. PROP. CODE §51.002 and §51.009. Prospective bidders are advised to conduct an independent investigation of the nature and physical condition of the Property. Substitute Trustee reserves the right to set further reasonable conditions for conducting the public auction. Any such further conditions shall be announced before bidding is opened for the first sale of the day held by Substitute Trustee. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEK(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. NOTICE PURSUANT TO TEX. PROP. CODE § 51.002(1): ASSERT AND PROTECT YOUR RIGHTS AS MEMBER OF THE ARMED FORCES OF THE UNITED STATES. IF YOU OR YOUR SPOUSE ARE SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OF THE TEXAS NATIONAL OR THE NATIONAL GUARD OF ANOTHER STATE OR AS A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY. CEO Dated: 10/8/2025



Thuy Frazier, Attorney Substitute Trustee McCarthy & Holthus, LLP c/o Auction.com 1255 West I5th Street, Suite 1060 1255 West 15th Street, Suite 1060 Plano, TX 75075 Plano, TX 75075

es mecarthyhotthus.comy

Attorneys for PennyMac Loan Services, LLC bite PUA NEA FILE INFORMATION #UG-38-2025-2025 1 108202» Document Number: 20251100202 Date/Time: 10/9/2025 8:47:07 AM Total Pages: 1 MH File Number: TX-25-122968-POS AbConte te SALE UBC Loan Type: FHA LUCY ADAME — CLARK BEXAR COUNTY CLERK Total Fees: $2.00