2951 RUBY CROSSING

CB 5722B (RUBY CROSSING UT-1), BLOCK 15 LOT 24

Doc# 20251200201 11/06/2025 10:05 AM Page 1 of 4 Lucy Adame-Clark, Bexar County Clerk i 0 STATE OF TEXAS COUNTY OF BEXAR § § § NOTICE OF FORECLOSURE SALE Deed of Trust (“Deed of Trust’’) Dated: Grantor(s): Trustee: Lender: Recorded in: Secures: Property: Substitute Trustee: Substitute Trustee's Street Address: Mortgage Servicer: Mortgage Servicer's Address: Foreclosure Sale: Date: 02/17/2025 Beverly Ann Terry, an unmarried woman Keith P. Youngren, CPA, PLLC YMA Investment LLC 20250028204 of the Real Property Records of Bexar County, Texas Promissory Note Secured by Deed of Trust ("Note") in the original principal amount of $39,925.12 executed by Grantor(s) and payable to the order of Lender and all other indebtedness of Grantor(s) to Lender The real property and improvements described in the attached Exhibit A Alexis Martin, Cassie Martin, Troy Martin, Deborah Martin, Terri Martin or Shelby Martin c/o DWaldman Law, P.C. 5900 Balcones Drive, Suite 100 Austin, TX 78731 YMA Investment LLC 6545 Market Ave., North, Suite 100, North Canton, OH 44721 Tuesday, 12/02/2025  Doc# 20251200201 11/06/2025 10:05 AM Page 2 of 4 Lucy Adame-Clark, Bexar County Clerk Time: The sale of the Property ("Foreclosure Sale") will take place between the hours of 10:00 am to 1:00 pm local time. Place: THE AREA LOCATED OUTSIDE ON THE WEST SIDE OF THE BEXAR COUNTY COURTHOUSE WHICH IS NEAR THE INTERSECTION OF EAST NUEVA STREET AND THE CLOSED PORTION OF SOUTH MAIN AVENUE, SAN ANTONIO, TEXAS OR AS DESIGNATED BY THE COUNTY COMMISSIONER'S OFFICE Terms of Sale: The Foreclosure Sale will be conducted as a public auction and the Property will be sold to the highest bidder for cash, except that YMA Investment LLC's bid may be by credit against the indebtedness secured by the lien of the Deed of Trust Default has occurred in the payment of the Note and in the performance of the obligations of the Deed of Trust. Because of that default, YMA Investment LLC, the owner and holder of the Note, has requested Substitute Trustee to sell the Property. The Deed of Trust may encumber both real and personal property. Formal notice is hereby given of YMA Investment LLC’s election to proceed against and sell both the real property and any personal property described in the Deed of Trust in accordance with Lender's rights and remedies under the Deed of Trust and Section 9.604(a) of the Texas Business and Commerce Code. YMA Investment LLC is representing YMA Investment LLC in connection with the loan evidenced by the Note and secured by the Deed of Trust under a servicing agreement with Lender. The respective addresses of YMA Investment LLC and YMA Investment LLC are set forth above. Therefore, notice is given that on and at the Date, Time and Place of Sale described above, Substitute Trustee will sell the Property by public sale to the highest bidder for cash in accordance with the Deed of Trust. The Deed of Trust permits the Lender to postpone, withdraw, or reschedule the sale for another day. In that case, the Substitute Trustee need not appear at the Date, Time, and Place of Sale described above to announce the postponement, withdrawal, or rescheduling. Notice of the date of any rescheduled foreclosure sale will be reposted and re-filed in accordance with the posting and filing requirements of the Deed of Trust and the Texas Property Code. The reposting or re-filing may be after the date originally scheduled for this sale.

Doc# 20251200201 11/06/2025 10:05 AM Page 3 of 4 Lucy Adame-Clark, Bexar County Clerk Those desiring to purchase the Property will need to demonstrate their ability to pay cash on the day the Property is sold. The Foreclosure Sale will be made expressly subject to any title matters set forth in the Deed of Trust, but prospective bidders are reminded that by law the Foreclosure Sale will necessarily be made subject to all prior matters of record affecting the Property, if any, to the extent that they remain in force and effect and have not been subordinated to the Deed of Trust. The Foreclosure Sale will not cover any part of the Property that has been released of public record from the lien and/or security interest of the Deed of Trust. Prospective bidders are strongly urged to examine the applicable property records to determine the nature and extent of such matters, if any. Pursuant to Section 51.009 of the Texas Property Code, the Property will be sold in "as- is, where-is" condition, without any express or implied warranties, except as to the warranties of title (if any) provided for under the Deed of Trust. Prospective bidders are advised to conduct an independent investigation of the nature and physical condition of the Property. Pursuant to Section 51.0075 of the Texas Property Code, the Substitute Trustee reserves the right to set further reasonable conditions for conducting the Foreclosure Sale. Any such further conditions shall be announced before bidding is opened for the first sale of the day held by the Substitute Trustee. Notice is given that before the Foreclosure Sale Lender may appoint another person as Substitute Trustee the Foreclosure Sale. leyy ifUernn Substitute Trustee
STATE OF TEXAS § § COUNTY OF BEXAR § his instrument was acknowledged before me by l-eyy Ma th Kon Wot [02s

Ninfa Sylvia Gutierrez 0 Pu IC, State of Texas , My Commission Expires issi ires: 207& y Commission Expire Commission Expires: oflg2] 26 Notary 1D 134833804 Printed Name, ube yee
 Doc# 20251200201 11/06/2025 10:05 AM Page 4 of 4 Lucy Adame-Clark, Bexar County Clerk Exhibit A: Property Description LOT 24, BLOCK 15, C.B. 5722 RUBY CROSSING SUBDIVISION, UNIT 1, AN SUBDIVISION IN BEXAR COUNTY, TEXAS, AS SHOWN IN THE PLAT THEREOF RECORDED IN VOLUME 20002, PAGE 727, DEED & PLAT RECORDS OF BEXAR COUNTY, TEXAS. PROPERTY ADDRESS: 2951 RUBY CROSSING A/K/A 2951 RUBY XING, SAN ANTONIO, TX 78264 APN: 1348714 FILE INFORMATION : 1200201 ument Number: 2025 a errime: 4116/2028 10:05:52 AM Total Pages: 4 tc HE OFFICIAL PUBL FEO ADS OF BEXAR COUNTY LUCY ADAME— CLARK BEXAR COUNTY CLERK Total Fees: $2.00