10326 MITRA WAY

NCB 18088 (VIDA SAN ANTONIO PH-1B), BLOCK 12 LOT 22

Doc# 20251000295 09/11/2025 12:24 PM Page 1 of 2 Lucy Adame-Clark, Bexar County Clerk
25339510 NM 080 000 0 8 Notice of Substitute Trustee’s Sale Notice Concerning Military Duty: Assert and protect your rights as a member of the armed forces of the United States. If you are or your spouse is serving on active military duty, including active military duty as a member of the Texas National Guard or the National Guard of another state or as a member of a reserve component of the armed forces of the United States, please send written notice of the active duty military service to the sender of this notice immediately. Tex. Prop. Code § 51.002(i) Deed of Trust Date: June 21, 2023 Original Beneficiary / Mortgagee: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC.("MERS"), AS BENEFICIARY, AS NOMINEE FOR SWBC MORTGAGE CORP. ITS SUCCESSORS AND ASSIGNS ., ITS SUCCESSORS AND ASSIGNS

Original Mortgagor/Grantor: RUBEN GONZALES AND VICTORIA FLORES Current Beneficiary / Mortgagee: SWBC MORTGAGE CORP.
























Recorded in: Volume: N/A Page: N/A Instrument No: 20230113598 Mortgage Servicer: CENLAR FEDERAL SAVINGS BANK. * The mortgage servicer is authorized to represent the Mortgagee by virtue of a servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code § 51.0025, the Mortgage Servicer is authorized to collect the debt and to administer any resulting foreclosure of the property securing the above referenced loan. Secures:Note in the original principal amount of $503,626.00, executed by RUBEN GONZALES; VICTORIA FLORES and payable to the order of Lender. Property County: BEXAR






Mortgage Servicer’s Address: 425 Phillips Blvd. Ewing, New Jersey 08618-1430
Property Address/Mailing Address: 10326 MITRA WAY, SAN ANTONIO, TX 78224 Legal Description of Property to be Sold: LOT 22, BLOCK 12, NEW CITY BLOCK 18088, VIDA SAN ANTONIO PHASE 1B MPCD, A SUBDIVISION IN THE CITY OF SAN ANTONIO, BEXAR COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT THEREOF RECORDED IN VOLUME 20002, PAGE 1801, PLAT RECORDS OF BEXAR COUNTY, TEXAS. APN#: 1369426. [ Date of Sale: October 7, 2025 | Earliest time Sale will begin: 10:00 AM
Place of sale of Property: Bexar County Courthouse, 100 Dolorosa, San Antonio TX 78205 OR AS DESIGNATED BY THE COUNTY COMMISSIONER’S OFFICE OR IN THE AREA DESIGNATED BY THE COMMISSIONER’S COURT, PURSUANT TO SECTION 51.002 OF THE TEXAS PROPERTY CODE The Substitute Trustee will sell the property by public auction to the highest bidder for cash at the place and date specified. The sale will begin at the earliest time stated above or within three (3) hours after that time. Appointment of Substitute Trustee: Default has occurred in the payment of the Note and in the performance of the obligations of the Deed of Trust, the same is now wholly due. Because of that default, S¥BC MORTGAGE CORP. , the owner and holder of the Note, has requested Auction.com LLC whose address is 1 Mauchly Irvine, CA 92618, to OAMARU

Doc# 20251000295 09/11/2025 12:24 PM Page 2 of 2 Lucy Adame-Clark, Bexar County Clerk sell the property. The Trustee(s) has/have been appointed Substitute Trustee in the place of the original trustee, in the manner authorized by the deed of trust. Terms of Sale: The Foreclosure Sale will be conducted as a public auction and the Property will be sold to the highest bidder for cash, except that SVBC MORTGAGE CORP. bid may be by credit against the indebtedness secured by the lien of the Deed of Trust. Pursuant to section 51.009 of the Texas Property Code, the Property will be sold "AS IS,” without any expressed or implied warranties, except as to the warranties (if any) provided for under the Deed of Trust. Prospective bidders are advised to conduct an independent investigation of the nature and physical condition of the Property. Pursuant to section 51.0075(a) of the Texas Property Code, Auction.com LLC whose address is 1 Mauchly Irvine, CA 92618, Trustee reserves the right to set further reasonable conditions for conducting the Foreclosure Sale. Any such further conditions shall be announced before bidding is opened for the first sale of the day held by Auction.com LLC whose address is 1 Mauchly Irvine, CA 92618, Trustee. Limitation of Damages: If the sale is set aside for any reason, the purchaser at the sale shall be entitled only to a return of the funds paid. The purchaser shall have no further recourse against Mortgagor, the Mortgage, or the Mortgagee’s attorney. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. /s/Joseph Vacek Olan Merkin Joseph Vacek Attorney for Cenlar Federal Savings Bank State Bar No.: 24038848 [email protected] Robertson, Anschutz, Schneid, Crane & Partners, PLLC / Attorney for Mortgagee 5601 Executive Dr, Suite 400 Irving, TX 75038 Telephone: 817-873-3080 Facsimile: (817)796-6079 FILE INFORMATION Document Number: 20251000295 Date/Time: 9/11/2025 12:24:05 PM Total Pages: 2 FILED IN THE OFFICIAL PUBLIC RECORDS OF BEXAR COUNTY LUCY ADAME — CLARK BEXAR COUNTY CLERK Total Fees: $2.00