12684 COTORRA SPRINGS

CB 4450G (STILLWATER RANCH UT-27/28), BLOCK 208 LOT 26

Doc# 20251100121 10/02/2025 09:11 AM Page 1 of 3 Lucy Adame-Clark, Bexar County Clerk san anvonto, rx 7sose AMV NOTICE OF [SUBSTITUTE] TRUSTEE’S SALE 0 0 0 9 0 pons fa Assert _and protect your rights as_a member of the armed forces of the United States. if_you_are or your spouse_is serving on active military du including active military duty as_a member of the Texas National Guard or_the National Guard of another state or _as_a_ member of a reserve component of the armed forces of the United States, please send written notice of the active duty military service to the sender of this notice immediately. 1. Date, Time, and Place of Sale. Date: December 02, 2025 Time: The sale will begin at 10:00 AM or not later than three hours after that time. Place: AREA OUTSIDE THE WEST SIDE OF THE BEXAR COUNTY COURTHOUSE NEAR THE INTERSECTION OF EAST NUEVA STREET AND THE CLOSED PORTION OF SOUTH MAIN AVENUE, SAN ANTONIO or as designated by the county commissioners. 2. Terms of Sale. Cash. 3. Instrument to be Foreclosed. The Instrument to be foreclosed is the Deed of Trust or Contract Lien dated December 14, 2023 and recorded in Document INSTRUMENT NO. 20230227212 real property records of BEXAR County, Texas, with LAUREN GIL AND JAVIER GIL-RAGOLTA AKA JAVIER GIL A MARRIED COUPLE, grantor(s) and MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (‘‘“MERS”) AS NOMINEE, mortgagee. 4. Obligations Secured. Deed of Trust or Contract Lien executed by LAUREN GIL AND JAVIER GIL-RAGOLTA AKA JAVIER GIL A MARRIED COUPLE, securing the payment of the indebtednesses in the original principal amount of $332,573.00, and obligations therein described including but not limited to the promissory note and all modifications, renewals and extensions of the promissory note. PENNYMAC LOAN SERVICES, LLC is the current mortgagee of the note and Deed of Trust or Contract Lien. 5. Property to Be Sold. The property to be sold is described in the attached Exhibit A. 6. Mortgage Servicer Information. The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code § 51.0025, the Mortgage Servicer is authorized to collect the debt and to administer any resulting foreclosure of the lien securing the Property referenced above. PENNYMAC LOAN SERVICES, LLC, as Mortgage Servicer, is representing the current mortgagee, whose address is: c/o PENNYMAC LOAN SERVICES, LLC 3043 TOWNSGATE ROAD SUITE 200 WESTLAKE VILLAGE, CA 91361 HED HA EY RE  Doc# 20251100121 10/02/2025 09:11 AM Page 2 of 3 Lucy Adame-Clark, Bexar County Clerk 12684 COTORRA SPRINGS 0000001057963 SAN ANTONIO, TX 78254 THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. The undersigned as attorney for the mortgagee or mortgage servicer does herby remove the original trustee and all successor substitute trustees and appoints in their steed AUCTION.COM OR BARRETT DAFFIN FRAPPIER TURNER & ENGEL, LLP whose address is c/o BARRETT DAFFIN FRAPPIER TURNER & ENGEL, LLP, 4004 Belt Line Road, Suite 100, Addison, Texas 75001-4320 as Substitute Trustee, who shall hereafter exercise all powers and duties set aside to the said original trustee under the said Deed of Trust; and, further does hereby request, authorize, and instruct said Substitute Trustee to conduct and direct the execution of remedies set aside to the beneficiary therein. Pe = Israel Saucedo
Certificate of Posting My name is ; and my address is c/o 4004 Belt Line Road, Suite 100, Addison, Texas 75001-4320. 1 declare under penalty of perjury that on I filed at the office of the BEXAR County Clerk and caused to be posted at the BEXAR County courthouse this notice of sale.
Declarants Name:
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Doc# 20251100121 10/02/2025 09:11 AM Page 3 of 3 Lucy Adame-Clark, Bexar County Clerk 00000010579613 12684 COTORRA SPRINGS SAN ANTONIO, TX 78254 BEXAR 0000010579613 EXHIBIT "A" LOT 26, BLOCK 208, STILLWATER RANCH UNIT 27/28, SITUATED IN BEXAR COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT THEREOF RECORDED IN VOLUME 20002, PAGES 1740-1743, DEED AND PLAT RECORDS OF BEXAR COUNTY, TEXAS. FILE INFORMATION Document Number: 20251100121 Date/Time: 10/2/2025 9:11:58 AM pital Pages: 3 IN THE OFFICIAL PUB RECORDS OF BEXAR COUNTY LUCY ADAME - CLARK BEXAR COUNTY CLERK Total Fees: $2.00