20407 FIRE STONE

CB 5722B (RUBY CROSSING UT-2), BLOCK 9 LOT 41

Doc# 20250900146 07/31/2025 04:00 PM Page 1 of 2 Lucy Adame-Cliark, Bexar County Clerk 20407 Fire Stone San Antonio, TX 78264 NOTICE OF [SUBSTITUTE] TRUSTEE’S SALE Assert and protect your rights as a member of the armed forces of the United States. If you or your spouse is serving on active military duty, including active military duty as a member of the Texas National Guard or the National Guard of another state or as a member of a reserve component of the armed forces of the United States, please send written notice of the active duty military service to the sender of this notice immediately. 1. Date, Time, and Place of Sale. VK EE #lG-80-2025-20250900 146% DATE: October 7, 2025 TIME: 10:00 AM PLACE: Bexar County Courthouse, 100 Dolorosa, San Antonio TX 78205, or if the preceding area is no longer the designated area, at the area most recently designated by the County Commissioners Court
2. Terms of Sale, The sale will be conducted as a public auction to the highest bidder for cash. Pursuant to the deed of trust, the mortgagee has the right to direct the Trustee to sell the property in one or more parcels and/or to sell all or only party of the property. Pursuant to section 50.009 of the Texas Property Code, the property will be sold in AS IS, WHERE IS condition, without any express or implied warranties, except as to the warranties of title, if any, provided for under the deed of trust. — 3. Instrument to be Foreclosed. The instrument to be foreclosed is the Deed of Trust or Contract Lien dated June 10, 2024 and recorded as Instrument Number 20240104563, real property records of Bexar County, Texas. 4. Obligations Secured. Deed of Trust or Contract Lien executed by Kathy Loera, securing the payment of the indebtedness in the original principal amount of $202,267.00, and obligations therein described including by not limited to the promissory note: and all modifications renewals and extensions of the promissory note. Data Mortgage Inc., dba Essex Mortgage is the current mortgagee of the note and deed of trust or contract lien. 5. Default. A default has occurred in the payment of indebtedness, and the same is now wholly due, and the owner and holder has requested to sell said property to satisfy said indebtedness. 6. Property to be Sold. The property to be sold is described as follows: LOT 41, IN BLOCK 9, CB 5722 OF RUBY CROSSING SUBDIVISION, UNIT 2, A SUBDIVISION IN BEXAR COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT THEREOF RECORDED IN VOLUME 20002, PAGE 2598, OF THE PLAT RECORDS OF BEXAR COUNTY, TEXAS. 7. Mortgage Servicer Information. The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code § 51.0025, the Mortgage Services is authorized to collect the debt and to administer any resulting foreclosure of the lien securing the property referenced above. Data TX NOS 25-16893 FCO! Page 1 of 2 AEA 4849398  Doc# 20250900146 07/31/2025 04:00 PM Page 2 of 2 Lucy Adame-Cliark, Bexar County Clerk 20407 Fire Stone San Antonio, TX 78264 Mortgage Inc. (dba Essex Mortgage) as Mortgage Servicer, is representing the current mortgagee, whose address is: Data Mortgage, Inc. d/b/a Essex Mortgage 1417 North Magnolia Avenue Ocala, Florida 34475 8. Appointment of Substitute Trustee. In accordance with Texas Property Code Sec. 51.0076, the undersigned authorized agent for the mortgage servicer has named and appointed, and by these presents does name and appoint Jennifer Hooper, Auction.com, LLC, whose address is c/o Brock & Scott, 4225 Wingren Drive, Suite 105, Irving, TX 75602, Substitute Trustee to act under and by virtue of said Deed of Trust. 9. Limitation of Damages. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the funds paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s attorney. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED ’ AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. Date: 7/29/2025 £ é t A to) Ode Ub ber sent Ter Hooper Certificate of Posting sia Ave ; 141 UV. Magneha Me. lam 2 Yr) Mla hin whose address is WIS JI declare under penalty of perjury that on j )_ I filed this Notice of [Substitute] Trustees Sale at the office of the Bexar County Clerkénd caused it to be posted at the location directed by the Bexar County Commissioners Court. A Declarant’s Nos : ry AV Date: wie FILE INFORMATION Document Number: 20250900146 Date/Time: 7/31/2025 4:00:42 PM Total Pages: 2 FILED IN THE OFFICIAL PUBLIC RECORDS OF BEXAR COUNTY LUCY ADAME — CLARK BEXAR COUNTY CLERK Total Fees: $2.00 TX NOS 25-16893 FCOL