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3905 SPENCE ST

DALLAS, TX 75215
active
ID: 00000147088000000
3905 SPENCE ST
active
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Legal Description

FEATHERSTONE ETAL BLK 1278 LT 13

;
Property Overview
0

Bedrooms

Bathrooms

0

Sq Ft

2023

Year Built

Foreclosure Description

I NOTICE OF ACCELERATION AND NOTICE OF TRUSTEE'S SALE
(
ASSERT AND PROTECT YOUR RIGHTS AS A MEMBER OF THE ARMED FORCES OF THE UNITED STATES.
IF YOU !ARE OR YOUR SPOUSE IS SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE
MILIT.A1iiY DUTY AS A MEMBER OF THE TEXAS NATIONAL GUARD OR THE NATIONAL GUARD OF
ANOTHER STATE OR AS A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE
UNITED/STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE
SENDER OF THIS NOTICE IMMEDIATELY. l
DEED OF TRUST INFORMATION:
/ • Date: 12/27/2023
/ Grantor(s): CHRISTOPHER J L TAYLOR AND BRITTANY M TAYLOR, HUSBAND AND WIFE
Priginal Mortgagee: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., SOLELY AS ! NOMINEE FOR AMERICAN FINANCIAL NETWORK, INC, ITS SUCCESSORS
) ~AND ASSIGNS l Original Principal: $264,999.00
Recording Information: Instrument 2023-202300260338
/ Property County: Dallas
1 Property: (See Attached Exhibit "A")
/ Reported Address: 3905 SPENCE ST, DALLAS, TX 75215
f
MORTGAGE SERVICING INFORMATION:
i'fhe Mortgage Servicer, if not the Current Mortgagee, is representing the Current Mortgagee pursuant to a Mortgage
Servicing Agreement.
' Current Mortgagee:
! Mortgage Servicer:
, Current Beneficiary:
Mort~~ge Servicer Address:
SALE INFORMATION:
Date of Sale:
Time of Sale:
Place of Sale: Idaho Housing and Finance Association
Idaho Housing and Finance Association
Idaho Housing and Finance Association
565 W. Myrtle, Boise, ID 83702
Tuesday, the 2nd day of December, 2025
10:00 AM or within three hours thereafter.
AT THE AREA OUTSIDE ON THE NORTH SIDE OF THE GEORGE ALLEN
COURTS BUILDING FACING COMMERCE STREET BELOW THE OVERHANG in
Dallas County, Texas, Or, if the preceding area(s) is/are no longer the area(s) designated
by the Dallas County Commissioner's Court, at the area most recently designated by the
Dallas County Commissioner's Court .
. WHEREAS, the above-named Gran.tor previously conveyed the above described property in trust to secure payment
of the Note set forth in the above-described Deed of Trust; and
, WHEREAS, a default under the Note and Deed of Trust was declared; such default was reported to not have been
cured; and all sums secured by such Deed of Trust were declared to be immediately due and payable; and
! WHEREAS, the original Trustee and any previously appointed Substitute Trustee has been removed and Shelley
Ortolarii, Michele Hreha, Mary Mancuso, Francesca Ortolani, Carol Dunman or Payton Hreha, Braden· Barnes, Rachel
Donnelly, or Jamie E. Silver, any to act, have been appointed as Substitute Trustees and requested to sell the Property to
satisfy :the indebtedness; and
• WHEREAS, the undersigned law firm has been requested to provide these notices on behalf of the Current
Mortg~gee, Mortgage Servicer and Substitute Trustees;
• NOW, THEREFORE, NOTICE IS HEREBY GIVEN of the foregoing matters and that:
1. The maturity of the Note bas been accelerated and all sums secured by the Deed of Trust have been declared to be
immediately due and payable.
2. Sqelley Ortolani, Michele Hreha, Mary Mancuso, Francesca Ortolani, Carol Dunman or Payton Hreha, Braden Barnes,
~chel Donnelly, or Jamie E. Silver, any to act, as Substitute Trustee will sell the Property to the highest bidder for cash
on the date, at the place, and no earlier than the time set forth above in the Sale Jnfonnation section ofthis notice. The
sale will begin within three hours after that time.
3. This sale shall be subject to any legal impediments to the sale of the Property and to any exceptions referenced in the
Peed of Trust or appearing of record to the extent the same are still in effect and shall not cover any property that has
been released from the lien of the Deed of Trust.
4. No warranties, express or implied, including but not limited to the implied warranties of merchantability and fitness for a
p~rticular purpose shall be conveyed at the sale, save and except the Grantor's warranties specifically authorized by the
Qrantor in the Deed ofTrust. The property shall be offered "AS-IS", purchasers will buy the property "at the
-pµrchaser's own risk" and "at his peril", and no representation is made concerning the quality or nature of title .to be
acquired. Purchasers will receive whatever interest Grantor and Grantor's assigns have in the property, subject to any
Hens or interests of any kind that may survive the sale. Interested persons are encouraged to consult counsel of their
choice prior to partjcipating in the sale of the property.
Substitute Trusteefs}; Shelley Orto]ani, Michele Hreha, Mary Mancuso, Francesca Ortolani, Carol Dunman or Payton
Hreha, Braden Barnes, Raebel Donnelly, or Jamie E. Silver, any to act.
Substitute Trustee Address: 14841 Dallas Parkway, Suite 350, Dallas, TX 75254
l
Document Prepared by:
Boni~l &Associates, P.C.
14841 Dallas Parkway, Suite 350, Dallas, TX 75254
AS ATTORNEY FOR THE HEREIN
IDENTIFIED MORTGAGEE AND/OR
MORTGAGE ShKVICEit
9658-3613 2147047850 r l ~ i -; :_: " -• -" --~~)\ El
Al
PGl POSTPKG Certificate of Posting
i
I am I whose address is 14841 Dallas Parkway, Suite 350, Dallas, TX 75254. I declare
under perialty of perjury that on ________ I filed and / or recorded this Notice of Foreclosure Sale at the
office of the Dallas County Clerk and caused it to be posted at the location directed by the Dallas County Commissioners I Court. i
I
By: _____________ _
Exhibit "A"
LOT 13, J3LOCK 1278, S.L. FEATHERSTONE ETAL SUBDMSION, A SUBDMSION IN DALLAS COUNTY, TEXAS,
ACCORIDING TO THE MAP OR PLAT THEREOF, RECORDED IN VOLUME 3, PAGE 152, MAP RECORDS, DALLAS
COUNTY, TEXAS.
i )
Return t;o: Bonial & Associates, P.C., 14841 Dallas Parkway, Suite 350, Dallas, TX 75254
9658-3613 2147047850 PG2 POSTPkG

Additional Information

0 Bed, Bath, Estimated value: $234,708 Avg ($/sqft: 182, 4 Bed , 2 Bath) # listed: 16

Property Details
Property ID:00000147088000000
Owner Name:EARL BILLY JOE JR & TISHAMIKA LEE
County:Dallas County
Year Built:2023
Living Area:0 sq ft
Bedrooms:0
Status:
active
Images Available:Yes
Coordinates:32.75350989362415,-96.76889021974004
Pricing Information

Appraised Value

$34,300

Default Amount

$264,999

Potential Savings: -$230,699

Auction Information

Auction Date

December 2, 2025

Foreclosure Type

mortgage

Owner Information

Current Owner

EARL BILLY JOE JR & TISHAMIKA LEE

Location & County Info

Coordinates

32.75350989362415,-96.76889021974004

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