

HOME ESTATES 3 BLK B/6210 1/2 LT 16A
Bedrooms
Bathrooms
Sq Ft
Year Built
l]ORIGINAL
Notice of Substitute Trustee's Sale
Date: November 6, 2025 2025 NOY -7 PM 12: 3 8
Substitute Trustee: Brandon Vaughan or Angela Gibson or Kevin Kosoris . VVl;RHEN
\' CLER!\
COUNTY PO Box 90 r ,
Maypearl, Texas 76064 BY _____ . ----_ ,,,:-:~,: 1T'(
Lender: The Cowboy Bank of Texas
First Note: A certain promissory note executed by Veronique R. Carrizales and spouse,
Gabriel Ramirez, dated June 22, 2021, in the original principal amount stated
therein, as thereafter modified, bearing interest as therein specified, payable
to the order of Lender, and containing an attorney's fee clause, with interest
and principal being payable as therein specified.
First Deed of Trust:
Date:
Grantor:
Lender: June 22, 2021
Veronique R. Carrizales and spouse, Gabriel Ramirez
The Cowboy Bank of Texas
Recording information:
Said Deed of Trust being recorded in the Official Public Records of Dallas County,
Texas under Document Number 202100189619.
Second Note:
Second Deed of Trust:
Date:
Grantor:
Lender: A certain promissory note executed by Veronique R. Carrizales and spouse,
Gabri,el Rari:lirez, µated December 1, 2023, in the original principal amount
stated therein, as. thereafter modified, bearing interest as therein specified,
payable to the order of Lender, and containing an attorney's fee clause, with
interest and principal being payable as therein specified.
)
December 1, 2023
Veronique R. Carrizales and Gabriel Ramirez, a married couple
The Cowboy Bank of Texas
Recording information:
Said Deed of Trust being recorded in the Official Public Records of Dallas County,
Texas under Document Number 202300244080.
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Notice of Substitute Trustee's Sale Page I of2 ,,
Property: All that certain lot, tract, or parcel of land being known and designated as
LOT 16-A, BLOCK B/6210, HOME ESTATES ADDITION, 3RD
INSTALLMENT -REVISED, an addition to the City of Dallas, Dallas
County, Texas, according to the Map or Plat thereofrecorded in Volume 41,
Page 159, Map Records, Dallas County, Texas
County: Dallas County
Date of Sale (first Tuesday of month): December 2, 2025
Time of Sale: between 11 :00 a.m. and 2:00 p.m.
Place of Sale: Dallas County Courthouse in the location designated by the Dallas County
Commissioners.
Notice is given that on the Date of Sale, Substitute Trustee will offer the Property for sale, as is, at public auction at the Place of Sale, to the highest bidder for cash. The earliest time the sale will
occur is the Time of Sale, and the sale will be conducted no later than three hours thereafter. Lender
has appointed Brandon Vaughan or Angela Gibson as Substitute Trustee under the Deed of Trust.
Lender has instructed Substitute Trustee to offer the Property for sale toward the satisfaction of the
Note( s) referenced above. The Substitute Trustee reserves the right to sell the Property as a whole, or
in two or more separate and distinct lots, tracts, or parcels.
ASSERT AND PROTECT YOUR RIGHTS AS A MEMBER OF THE ARMED FORCES
OF THE UNITED STATES. IF YOU ARE OR YOUR SPOUSE IS SERVING ON ACTIVE
MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OF THE TEXAS
NATIONAL GUARD OR THE NATIONAL GUARD OF ANOTHER STATE OR AS A
MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED
STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE
TO THE SENDER OF THIS NOTICE IMMEDIATELY.
STATE OF TEXAS §
§
COUNTY OF ELLIS § = This ins'rJment was acknowledged before me on ~Ul!'.1\.2-et:: (e , 2025, by
~A.w;AaV) V~OtYl , Substitute Trustee.
,,,~~~;:.,,, VIVIANA A. GARZA \ /, • I\ ~
!'f:·¼_Z-?': Notary Public, State of Texas v~ ~<.L.J ~ \i\ .... 11.l Comm. Expires 02-21-2020 Notary Public for the State of Texas ,,,i~r,,,,,, Notary ID 131014276
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Notice of Substitute Trustee's Sale Page 2 of2
Appraised Value
$56,250
Default Amount
$0
Potential Savings: $56,250
Auction Date
December 2, 2025
Foreclosure Type
mortgage
Current Owner
RAMIREZ GABRIEL &
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