1711 KRAFT ST

HOMESTEAD MANOR ANNEX BLK 9/7117 LT 18

2025 JUt_ 3 i
' • • . Texas Office
6080 Tennyson Pkwy, Suite I 00
Plano, Texas 75024
Main: 972.532.0128
Fax: 214.291.5507
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NOTICE OF DEFAULT AND FORECLOSURE SALE
WHEREAS, on September 29, 2010, a certain Deed of Trust was executed by Charles
Howard and Louise M. Howard as mortgagor in favor of One Reverse Mortgage, LLC as
beneficiary and G. Tommy Bastian as trustee, and was recorded on, October 6, 2010, as Instrument
No. 201000258032 in the Office of the County Clerk, Dallas County, Texas; and
WHEREAS, the Deed of Trust was insured by the United States Secretary of Housing and
Urban Development (the Secretary) pursuant to the National Housing act for the purpose of
providing single family housing; and
WHEREAS, the beneficial interest in the Deed of Trust is now owned by the Secretary
pursuant to an assignment dated October 24, 2016, and recorded on October 27, 2016, as
Instrument No. 201600303011 in the office of the County Clerk, Dallas County, Texas; and
WHEREAS, a default has been made in the covenants and conditions of the Deed of Trust
in that all borrowers are deceased; and
WHEREAS, by virtue of this default, the Secretary has declared the entire amount of the
indebtedness secured by the Deed of Trust to be immediately due and payable.
NOW, THEREFORE, pursuant to powers vested in me by the Single Family Mortgage
Foreclosure Act of 1994, 12 U.S.C. 3751 et seq., by 24 CFR part 27, subpart B, and by the
Secretary's designation of me as Foreclosure Commissioner, recorded on August 13, 2024 as
Instrument No. 202400161772 notice is hereby given that on September 02, 2025 at 1 :00 PM local
time, or not later than three hours thereafter, all real and personal property at or used in connection
with the following described premises ("Property") will be sold at public auction to the highest
bidder:
LOT 18 IN BLOCK 9/7118 OF HOMESTEAD MANOR ANNEX, AN ADDITION TO
THE CITY OF DALLAS, DALLAS COUNTY, TEXAS, ACCORDING TO THE MAP
THEREOF RECORDED IN VOLUME 5, PAGE 339, MAP RECORDS, DALLAS
COUNTY, TEXAS.
Commonly known as: 1711 Kraft St, Dallas, TX 75212
The sale will be held at the north side of the George Allen Courts Building facing
24TX94 l-00 I I
tlillllll~llllllllllllllllllllll
4848984 Commerce Street below the overhang, or as designated by the County Commissioners Court.
The Secretary of Housing and Urban Development will bid $86,753.41.
There will be no proration of taxes, rents ·or other income or liabilities, except that the
purchaser will pay, at or before closing, his prorata share of any real estate taxes that have been
paid by the Secretary to the date of the foreclosure sale.
When making their bids, all bidders except the Secretary must submit a deposit totaling
$8,675.34 in the form of a certified check or cashier's check made out to the Secretary of HUD. A
deposit need not accompany each oral bid. If the successful bid is oral, a deposit of $8,675.34 must
be presented before the bidding is closed. The deposit is nonrefundable. The remainder of the
purchase price must be delivered within 30 days of the sale or at such other time as the Secretary
may determine for good cause shown, time being of the essence. This amount, like the bid deposits,
must be delivered in the form of a certified or cashier's check. If the Secretary is the highest bidder,
he need not pay the bid amount in cash. The successful bidder will pay all conveying fees, all real
estate and other taxes that are due on or after the delivery date of the remainder of the payment
and ;all other costs associated with the transfer of title. At the conclusion of the sale, the deposits
of the unsuccessful bidders will be returned to them.
The Secretary may grant an extension of time within which to deliver the remainder of the
payment. All extensions will be for 15-day increments for a fee of $500.00, paid in advance. The
extension fee shall be in the form of a certified or cashier's check made payable to the Secretary
of HUD. If the high bidder closes the sale prior to the expiration of any extension period, the
unused portion of the extension fee shall be applied toward the amount due.
If the high bidder is unable to close the sale within the required period, or within any
extensions of time granted by the Secretary, the high bidder may be required to forfeit the cash
deposit or, at the election of the foreclosure commissioner after consultation with the HUD
representative, will be liable to HUD for any costs incurred as a result of such failure. The
Commissioner may, at the direction of the HUD representative, offer the property to the second
highest bidder for an amount equal to the highest price offered by that bidder.
There is no right of redemption, or right of possession based upon a right of redemption,
in the mortgagor or others subsequent to a foreclosure completed pursuant to the Act. Therefore,
the Foreclosure Commissioner will issue a Deed to the purchaser(s) upon receipt of the entire
purchase price in accordance with the terms of the sale as provided herein. HUD does not
guarantee that the property will be vacant.
The scheduled foreclosure sale shall be cancelled or adjourned if it is established, by
documented written application of the mortgagor to the Foreclosure Commissioner not less than 3
days before the date of sale, or otherwise, that the default or defaults upon which the foreclosure
is based did not exist at the time of service of this notice of default and foreclosure sale, or all
amounts due under the mortgage agreement are tendered to the Foreclosure Commissioner, in the
form of a certified or cashier's check payable to the Secretary of HUD, before public auction of
24TX941-00ll the property is completed.
Tender of payment by certified or cashier's check or application for cancellation of the
foreclosure sale shall be submitted to the address of the Foreclosure Commissioner provided below.
Assert and protect your rights as a member of the armed forces of the United States. If you are or
your spouse is serving on active military duty, including active military duty as a member of the
Texas National Guard or the National Guard of another state or as a member of a reserve
component of the armed forces of the United States. please send written notice of the active duty
military service to the send of this notice immediately.
Date: July 25, 2025
By: Dustin George
Miller, George & Suggs, PLLC
Foreclosure Commissioner
6080 Tennyson Parkway, Suite I 00
Plano, TX 75024
972-532-0128 Phone
214-291-5507 Fax
24TX941-001 l